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Posted on Sun Nov 02, 2008 12:36 am  

Definately the best advice here. You can not relize just how exasperating it is to dodge collectors or the worst part when they first resell the debt to a new agency and they hound you and family members for months.
fireyone



Joined: 26 Feb 2008
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8812 Magic Points

 
Posted on Sun Nov 02, 2008 12:40 am  

Geez must have been a big brain fart..forgot to sign in. anyway that last post was me.
sdchargers_63

sdchargers_63

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111 Magic Points

Subject: credit
 
Posted on Sun Nov 02, 2008 1:17 pm  

GOODNATURED.....I'm gonna go back to your comment. " pay back what you owe." I've already done that. However, the CA is telling that I have to "legally pay back all of the fees, too." I just don't think i will.
fireyone



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Posted on Mon Nov 03, 2008 11:58 am  

SD I am pretty sure you will have to pay back the fees. GN isn't on here alot much so maybe you should leave her a PM so she can answer this question.
goodnatured



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1222 Magic Points

 
Posted on Sat Nov 08, 2008 1:11 pm  

I wouldn't and you know what if they are not cooperative they will just sell it off to another and hopefully they will be more cooperative. you know how it works sd, just give it some time. How old is the debt?
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fireyone



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Posted on Sun Nov 09, 2008 11:09 pm  

can they legally collect it?
goodnatured



Joined: 03 Nov 2007
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1222 Magic Points

 
Posted on Tue Nov 11, 2008 2:15 am  

Well I would attempt the debt validation to see if they are legally able to collect it.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
carol

carol

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Posted on Wed Nov 12, 2008 3:37 am  

Hi Chargers
You need to pay back the entire outstanding debt including their fees because the fees also constitute a part of the debt. However, before paying off the debt if you can negotiate with the collection agency for a discount on the outstanding debt, you can avoid the fees. Most of the CAs may settle for 60 to 80% of the outstanding debt. But this negotiation should be done before you start paying them off. You should check you credit report for the outstanding amount of the debt, they have mentioned there.
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Carol
CadeodaKind



Joined: 24 Feb 2009
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34 Magic Points

Subject: It is for any www.creditmagic.org habitants!
 
Posted on Tue Feb 24, 2009 6:53 am  

Here is a look the best site in 2008 for adults.
I do not know the right sort of a link and it is not clear to you at the forum how to do it.
If you are under 18 do not go to links

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