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HomeCredit ForumYour Credit Score

Bumping inquires to raise you score

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Tue Jun 10, 2008 10:06 am  
So they are like credit cars accounts, bank loans and so forth? I have alot in good standing but also a few in collections. I know not having enough credit is sometimes as bad as no credit at all. Also I thought soft pulls didn't hurt your score that much.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 2527



3657 Magic Points
 
 Posted on Thu Jun 12, 2008 12:55 am  
yep, you got it, these are all different types of tradelines, mortgage, car loans, installment loans, credit cards are all different types of tradelines.

A company may tell you that you don't have enough different tradelines or that you have to many. Depends on what they look at.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Omega611



Joined: 12 Jun 2008
Omega611's page
Posts: 3



167 Magic Points
 
 Posted on Thu Jun 12, 2008 7:52 pm  
Please post more details. I am interested in learning more.
 
anthony

anthony

Joined: 31 Jul 2006
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Posts: 381



9616 Magic Points
 
 Posted on Fri Jun 13, 2008 5:17 am  
Tradelines are generally items in your credit report which represents your past or present credit relationship. Mortgages, loans, and credit cards are different types of tradelines that are mostly found in the credit reports. No matter whether the account is open or closed there are separate tradelines for each account.
_________________
Anthony..

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 2527



3657 Magic Points
 
 Posted on Tue Jun 17, 2008 11:11 am  
That is a better explainantion than I could have given, thank you anthony for a good thorough description on tradelines. Very Happy
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
erb1953



Joined: 31 Dec 2007
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Posts: 554



1026 Magic Points
 
 Posted on Sun Jul 20, 2008 2:32 am  
yes, it is a better explaination for sure, I got a better understanding of what trade lines from here.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Tue Jul 22, 2008 11:48 pm  
I have to. There is so much to understand about credit.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2527



3657 Magic Points
 
 Posted on Thu Jul 24, 2008 12:57 am  
It is something that affects our everyday life, it is with us wether we like it or not. So we need to learn about it and make good decsions so that we have the opportunity that we seek from employment to loans, etc, etc, just about everything is affected by credit.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 381



9616 Magic Points
 
 Posted on Thu Jul 24, 2008 1:04 pm  
Yes, I too agree that before dealing with the collection agencies or before registering for credit repair services, one should have a complete knowledge on credit because if you do not have sufficient knowledge, you may stand to lose while dealing with them. Moreover, knowledge on credit helps us in improving our credit score.
_________________
Anthony..

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2527



3657 Magic Points
 
 Posted on Fri Jul 25, 2008 11:14 pm  
I can not find your website
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Sun Jul 27, 2008 12:49 am  
I keep seeing this post everywhere. Are we allowed repeat posts?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2527



3657 Magic Points
 
 Posted on Sun Aug 10, 2008 1:04 pm  
Not supposed to repeat a post, and when it is noticed the moderators usually delete them and pm the person doing it. But if the person is a guest and is not registered with the forum then their is no way to do anything about it except to either delete or make people register before they can post.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Mon Aug 11, 2008 1:03 am  
Sounds like a very unrewarding job
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2527



3657 Magic Points
 
 Posted on Wed Aug 20, 2008 2:14 am  
Nope, would not want it.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Wed Aug 20, 2008 1:17 pm  
I think everyone actually tires of their job at some point. This happened to me recently and it takes alot to even want to be there. All the management changed and now it is like a three ring circus. I didn't need to worry lond cause due to my arm and liability they let me go.
 
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