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HomeCredit ForumImprove your credit score

does it matter if you know your score?

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2861



2006 Magic Points
 
 Posted on Sat Jun 14, 2008 10:55 am  
When I checked my report a few months back I didn't see a score. It only listed mt creditors. Did I miss it somewhere?
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5338 Magic Points
 
 Posted on Sun Jun 15, 2008 9:14 am  
No fireyone, you did not miss anything, you do not get your score when you get the free report, that cost extra. You actually have to request your score and pay for it as a seperate event. They should have led you to pages to get your score when you went on the site to get your report, all the information is there, but you have to pay extra for the score, sorry about your confusion on this.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
scott

scott

Joined: 28 Jun 2006
scott's page
Posts: 180



4868 Magic Points
 
 Posted on Mon Jun 16, 2008 11:05 am  
Hi fireyone
Goodnatured is right. You will not find your credit score in your credit report. It needs to be purchased separately. The free credit report only shows the credit card accounts and the outstanding loans you have and your payment history.
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SCOTT

Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5338 Magic Points
 
 Posted on Tue Jun 17, 2008 3:20 am  
There are many companies out there that will get you your score at a very reasonable price. Do your research on them before investing your money.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Justin

Justin

Joined: 17 Jul 2006
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Posts: 412



10749 Magic Points
 
 Posted on Tue Jun 17, 2008 1:18 pm  
I agree with you goodnatured. There are many companies that offer credit scores at reasonable price. You can also find companies offering credit scores for free if you go through google.
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Best Wishes
Justin
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5338 Magic Points
 
 Posted on Thu Jun 19, 2008 1:11 am  
Do you know who the freebies are? could you list them here Justin, I don't know anyone who gives it for free, please share???? Shocked
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 412



10749 Magic Points
 
 Posted on Thu Jun 19, 2008 9:54 am  
Washington Mutual bank credit cards presently offer free online access to your FICO credit score only if you are a Platinum MasterCard holder. You can also take the advantage of the 30 day free trial of MyFICO, which no doubt offers a genuine FICO score.
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Best Wishes
Justin
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5338 Magic Points
 
 Posted on Sat Jun 21, 2008 5:00 pm  
Thanks Justin for the information, I am sure that people here sill put it to good use.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
erb1953



Joined: 31 Dec 2007
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Posts: 631



8 Magic Points
 
 Posted on Sun Jul 20, 2008 1:57 am  
This is good information to have, I have never used it before, but I am sure that someone will put it to good use.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2861



2006 Magic Points
 
 Posted on Tue Jul 22, 2008 11:34 pm  
That is good to know. I can't see it costing mega bucks so I would still pay to see. I just don't like the idea of entering a cc # online.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5338 Magic Points
 
 Posted on Thu Jul 24, 2008 12:52 am  
You need to look for the veri sign insignia, it is a little padlock sign, this means that it is a secure sight. If you don't know what it looks like just google it and you will see a picture.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2861



2006 Magic Points
 
 Posted on Fri Jul 25, 2008 12:14 am  
I have seen it and recognize it as being proclaimed a secure sight. I am just overly nervous I suppose.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3138



5338 Magic Points
 
 Posted on Sun Aug 10, 2008 12:51 pm  
I guess a lot of people are nervous about putting their credit card information out there, I have a few online stores that I deal with and never had a problem with anything through there website cash out. Knock on wood.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2861



2006 Magic Points
 
 Posted on Mon Aug 11, 2008 1:08 am  
Knock hard.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3138



5338 Magic Points
 
 Posted on Wed Aug 20, 2008 2:20 am  
I only use the sites that have verisign insignia on them
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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