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fireyone
Joined: 26 Feb 2008
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Posts: 4493
8662 Magic Points
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Tue Sep 02, 2008 10:08 pm
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| Its a situation that happened to me this past year. Had my husband not have had good credit I am not sure what we would have done. I can see how people do turn to high interest loans and payday lenders. If you have no where else to turn what can you do.? I wouldn't advice it to anyone but if it was all you could do.... |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3993
1034 Magic Points
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Wed Sep 03, 2008 3:10 am
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you hit the nail right on the head, some people have no choice, it is sink or swim, so many times the payday lender seems like a solution but they end up being a bigger problem in the end.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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fireyone
Joined: 26 Feb 2008
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Posts: 4493
8662 Magic Points
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Thu Sep 04, 2008 1:27 am
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| True. I am struggling myself pretty bad. It seems these days we are just getting by. My biggest worry is fuel and taxes. I really wish they would find a way to get rid of taxes. I swear this $1200 a year is unreal. Do you relize in ten years that you will have paid $12,ooo in taxes? Think now that this is money that could be put down on your mortgage. Sucks. |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3993
1034 Magic Points
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Thu Sep 04, 2008 1:29 am
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Oh, don't I know about the taxes, it is one of your rights, to live, eat, die and pay taxes.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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fireyone
Joined: 26 Feb 2008
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Posts: 4493
8662 Magic Points
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Thu Sep 04, 2008 1:30 am
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| Boy what are you on and can you spare any? |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3993
1034 Magic Points
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Thu Sep 04, 2008 11:45 pm
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I have always heard old people say that, all they have to do is die and pay taxes. Haven't you ever heard that before?
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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fireyone
Joined: 26 Feb 2008
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Posts: 4493
8662 Magic Points
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Thu Sep 04, 2008 11:49 pm
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| Many many many times...especially from the mother in law. She was good at having all these little sayings. The one I hated the most is if you were talking about bills due she would say "Hey you can't take hair off a toad" She said this millions of times when I would talk about getting behind. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3993
1034 Magic Points
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4493
8662 Magic Points
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Sat Sep 06, 2008 1:56 am
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| I'll give her your number and enlighten you. Did you see any lowering in your property taxes this year. We were suppose to see a cut and I can not tell since I am paying taxes on mmore land and in a different area. I use to live in a borough on a half acre and now live on two acres plus double the home and pay less than what I did before I moved. I was impressed. |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3993
1034 Magic Points
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Sat Sep 06, 2008 7:40 pm
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Yeah the guy at work seen about a $150 break this year, I have to wait till the middle of this month and check out my escrow to see if there was any difference from last year. I hope I really get tired of paying all these taxes.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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erb1953
Joined: 31 Dec 2007
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Posts: 621
-55 Magic Points
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Sun Sep 07, 2008 1:24 pm
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| That would be nice to finally see a break from taxes, I don't think that I have ever seen that happen before, they always go up but never come down. |
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fireyone
Joined: 26 Feb 2008
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Posts: 4493
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Sun Sep 07, 2008 2:44 pm
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| I would love to see more tax breaks. |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3993
1034 Magic Points
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Sun Sep 07, 2008 6:40 pm
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Mine are paid about the middle of the month by my mortgage company through escrow, I can not view anything until then. I will let you know if I see any difference or not.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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fireyone
Joined: 26 Feb 2008
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Posts: 4493
8662 Magic Points
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Sun Sep 07, 2008 6:51 pm
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| Cool. I still believe that property taxes are a load. Just like when yolu add on or try to improve your home and you have to pay for permits. Even something as little as adding a porch on. This gets old. GN does your mortgage payment fluxuate? If you do gfet a reduction on taxes shouldn't somewhere along the lines you see a lower payment? |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3993
1034 Magic Points
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Sun Sep 07, 2008 9:10 pm
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No, my mortgage rate is a fixed rate, at the end of the year they will review my escrow and see if they added enough to pay all the insurances and the taxes. If they have a surplus they will send me a check, if it is not enough then the will raise my payment about $10. Usually I get a check for around $300 at the end of the year from them. My actual house payment is about 3/4 of my payment, the rest is escrow, but I don't have to worry about paying those high taxes at the end of the year. I always had to take out a loan to do it, now they just take a little each month, which I am not disciplined enough to do myself.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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