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Mary
Joined: 06 Jul 2006
Mary's page
Posts: 686
17396 Magic Points
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Tue May 20, 2008 12:15 pm
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It would really be bad if hospitals start checking our credit report before starting any treatment. At least hospitals should not be allowed to pull up the credit report because if an emergency patient needs to be admitted and if his credit history is not favorable, then the situation would be pathetic.
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Where there's a will, there's a way !! |
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fireyone
Joined: 26 Feb 2008
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Posts: 4285
127 Magic Points
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Thu May 22, 2008 12:19 am
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| I agree Mary. I understand hospitols can really go into the red but I also see how people can not afford health care. If my hubby company didn't offer it I don't know how we would fit in another high monthly payment. |
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sdchargers_63
Joined: 13 Aug 2007
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Posts: 1889
1356 Magic Points
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Subject: medical
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Thu May 22, 2008 3:19 am
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| Ya know.....this entire 'hospital looking at CR' thing remeinds me of a movie called 'John Q' ( I think it was called). Denzel Washington played in this movie. The 'senario' was that his son ( in the movie) needed a heart. 'John' ( played by Denzel) was having some kind of trouble with his Medical Insurance and it wouldn't pay for the heart transplant that his son needed. The hospital wouldn't even put his son on the 'waiting list' without so much money being paid on his 'bill.' To make a long story short, 'John' was willing to kill himself to give his son a heart. (OMG...I cried 'FOREVER'!!) Those of you, that have seen this movie, I think understand my 'point of view.' |
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anthony
Joined: 31 Jul 2006
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Posts: 516
13571 Magic Points
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Thu May 22, 2008 8:18 am
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I agree with sdchargers on the point that if even if a person has a medical insurance he may face problem getting money during emergency. Now if at that critical moment the hospitals admit and treat patient on the basis of credit report, it will really be a big blunder.
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Anthony Marx
A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible. |
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sdchargers_63
Joined: 13 Aug 2007
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Posts: 1889
1356 Magic Points
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Subject: insurance
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Fri May 23, 2008 6:53 am
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| Seems like the 'medical system says, " if you have GOOD credit, you're 'first in line'. Sure doesn't seem fair, does it? |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3927
10 Magic Points
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carol
Joined: 27 Jun 2006
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Posts: 1307
Location: Los Angeles, California
29555 Magic Points
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Tue May 27, 2008 12:46 pm
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I think that the hospitals can be sued if they deny admission to a patient. But what if patients are admitted but not taken adequate care of only because of bad credit history.
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August
Joined: 09 Jan 2008
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Posts: 134
30 Magic Points
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Tue Jun 03, 2008 1:54 am
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| I don't think that you can be denied medical care if it is an emergency, I would thing that this would be cause for a law suit, serious issue or not. I would think that they would be putting themselves out there as liable if they used credit reports to determine health care. |
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fireyone
Joined: 26 Feb 2008
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Posts: 4285
127 Magic Points
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Wed Jun 04, 2008 12:14 am
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| I agree. The cost of medical is so outragoues. Especially for the uninsured. I was in a car wreck about a year ago and used up all my auto coverage and had to start using my personal insurance. I got an explanation of benefits statement in the mail the other day. The total bill for 1 surgery was over $2300 and I have to keep going for them evry 4-6 weeks. My insurance company paid $145 and the rest was listed as unbillable to member. I called my health company and asked how they could except such a little amount. They informed me since they were in network this is what they had to excet with out coming after me or my future settlement for reimbursement. If this was offered to people with out health coverage they sure would be struggling with payments and bills that take years to pay off. Kind of makes a person sick. |
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george
Joined: 06 Jul 2006
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Posts: 71
2859 Magic Points
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Wed Jun 04, 2008 11:09 am
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Hospitals actually do not want credit report in case of emergency situations, but they ask for credit reports only when the patient is planning to stay for a planned checkup. This is because they need the patient to pay the cost for the medical care they are about to provide.
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George Miranda
Money does not buy happiness. Happiness is found in being content with who you are and what you have. |
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fireyone
Joined: 26 Feb 2008
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Posts: 4285
127 Magic Points
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Tue Jun 10, 2008 10:15 am
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| That sounds like it would be a lot better especially if it is a true emergency. People can't be waiting around while someone checks their credit. I can see if it was an elective surgury bot not if it is needed to save a persons life. |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3927
10 Magic Points
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scott
Joined: 28 Jun 2006
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Posts: 446
10878 Magic Points
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Thu Jun 12, 2008 7:31 am
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As far as i know, hospitals ask for credit reports from patients who visit there for regular medical checkup and may deny non emergency medical care to patients with poor credit history. This is because they try to judge the ability, and willingness of the patient to pay the medical bills from the credit report. But they will never deny admission to patients in emergency cases even if the person has a bad credit history. They will even not ask for your credit report in emergency situations.
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SCOTT
Use your credit account responsibly and enjoy a debt free life. |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3927
10 Magic Points
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Tue Jun 17, 2008 1:10 pm
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Hi goodnatured
I too think that denying health care can lead to a lawsuit. But there are many hospitals that demand credit report before admitting a patient who has come just for a check up. But normally in emergency situations, they do not generally ask for credit reports. |
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