OurCommunityPower.org >  Credit Forums   Debt Forums  Mortgage Forums  Insurance Forums
CreditMagic logo
Close

    LOG IN
Don't have an account? Sign up

*Email:
*Password:
*Display Name:
* denotes required field
*Email:
*Password:
Forgot password?
*E-mail:
  
HomeCredit ForumCredit repair

How do I close out old accounts

 Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
misterscary70



Joined: 16 Aug 2007
misterscary70's page
Posts: 1



109 Magic Points
Subject: How do I close out old accounts
 
 Posted on Thu Aug 16, 2007 9:37 pm  
I have accounts on my credit report from a long time ago that are listed as still open.How do I figure out what accounts they are and get them closed?
accounts read- hsbc/rs
thd/cbsd
thanks
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34536 Magic Points
 
 Posted on Fri Aug 17, 2007 8:27 am  
Did you have a retail store card for HSBC? In that case hsbc/rs is showing on your report.

THD/CBSD is The Home Depot. Do you have a Citibank Card?

Well if the accounts are not yours go ahead and dispute them.
_________________
Regards,
Laura.
 
dave
Guest
 
 Posted on Fri Aug 17, 2007 12:43 pm  
I'm sure they're my accounts. Any idea which store the hsbc/rs is from? Thanks
 
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609



40 Magic Points
 
 Posted on Fri Aug 17, 2007 3:33 pm  
RS stands for retail services (they do credit for a number of stores)...you might try calling 800-495-1009. Hope this helps.
_________________
I don't dream since I quit sleeping
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34536 Magic Points
 
 Posted on Mon Aug 20, 2007 6:57 am  
1-800-557-5871
1-800-365-6538
Corporate: 1-847-564-5000

These will help I hope.
_________________
Regards,
Laura.
 
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609



40 Magic Points
 
 Posted on Mon Aug 20, 2007 10:29 am  
3 numbers...even better Smile
_________________
I don't dream since I quit sleeping
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34536 Magic Points
 
 Posted on Mon Aug 20, 2007 11:53 am  
I hope this helps Smile
_________________
Regards,
Laura.
 
Guest







 
 Posted on Tue Aug 21, 2007 5:59 pm  
Thank you guys very much! I'll try these numbers.- Davin (misterscary)
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34536 Magic Points
 
 Posted on Wed Aug 22, 2007 8:37 am  
Tell us once you do. Smile
_________________
Regards,
Laura.
 
cajunbulldog

cajunbulldog

Joined: 30 Aug 2007
cajunbulldog's page
Posts: 37
Location: Louisiana


0 Magic Points
 
 Posted on Thu Aug 30, 2007 5:43 pm  
It is not a good idea to close old positive trade lines as this has a potential for a drop in Fico scores.
_________________
Cajunbulldog
Keeping an eye out for consumers.
 
Iris
Guest
 
 Posted on Tue Sep 11, 2007 4:37 pm  
I have an HSBC/RS and I think is a David's Bridal account. Maybe yours too???
 
anicia
Guest
 
 Posted on Wed Sep 12, 2007 1:16 pm  
thaks this was really helpfull
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34536 Magic Points
 
 Posted on Thu Sep 13, 2007 5:11 am  
HI Iris

Could you please tell us more about the David's Bridal account.
_________________
Regards,
Laura.
 
mike k
Guest
Subject: HSBC/RS
 
 Posted on Tue Oct 16, 2007 11:28 pm  
who are these people ? i keep getting inquiries by them on my credit report.
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407



34536 Magic Points
 
 Posted on Wed Oct 17, 2007 5:38 am  
Thats the HSBC retail service. Have you applied for credit with them or somewhere related to them? May be a David Bridal's account.
_________________
Regards,
Laura.
 
Quick Reply
Your Name
Subject
Message body
1 2  Next  
Page 1 of 2

 


All the works we publish comply with the Creative Commons Attribution License.
This work is licensed under cc by 2.0

Home Knowledge bank Forums About us

Members Area
  • Log in
  • Sign up
  • Bookmark us
Ask the Community
Join credit magic community
Search
  • Forum Search

Financial Tools
  • Credit Repair Tool

Financial blog reader.
Quick poll
What is your credit Score ?
400-500 
500-600 
600-700 
700-900