Credit repair

imagine credit card status

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Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Mon Nov 19, 2007 6:23 am

Hi Brenda

Thats a good news. How much credit increase do they give you and how much did they give in the past 6 months?
_________________
Regards,
Laura.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: Imagine

Mon Nov 19, 2007 11:10 am

Laura.............I mean that as a 'good thing' ( of course!!LOL) With Imagine card, they 'periodically' look at your account, for an increase. I'm pretty happy with it.

GINA2330
Guest

Subject: I LOVE MY IMAGINE CARD

Sat Dec 01, 2007 3:19 am

HI EVERYONE I'M GINA AND...I'VE BEEN APPROVED FOR THE 70 DOLLAR CARD..I HAVE BAD CREDIT AND I WAS REALLY HAPPY WHEN IMAGINE DECIDED TO GIVE ME A CHANCE TO HAVE THEIR CARD...I'M BEING RESPONSIBLE AND STAYING A HEAD OF MY PAYMENTS AND I'VE RECEIVED 1 CREDIT INCREASE OF 30 BUCKS GIVING ME 100 DOLLARS NOW I'M WAITING FOR THE NEXT ...I FEEL GOOD THAT I'M BECOMING MORE RESPONSIBLE WITH MY CREDIT. I MAIL IN MY PAYMENTS AND IT ONLY TAKES LIKE 3 DAYS TO GET THERE AND BE POSTED TO MY ACCOUNT. I'VE NEVER HAD LATE FEES OR ANY UNEXPECTED FEES I'M GLAD THAT I HAVE THE IMAGINE CARD AND I WOULD RECCOMEND THAT EVERYONE WITH BAD OR LIMITED CREDIT SHOULD GET IT. CUSTOMER SERVICE IS GOOD THEY ARE HELPFUL AND ACCURATE.

GINA2330
Guest

Subject: HEY DOES ANYONE KNOW????

Sat Dec 01, 2007 3:21 am

WHAT'S THE HIGHEST LIMIT THAT YOU CAN RECEIVE WITH THIS CARD OVER TIME ??? DOES ANYONE KNOW?

GINA2330
Guest

Subject: OH FORGOT

Sat Dec 01, 2007 3:31 am

ONE PERSON WROTE THAT IMAGINE CHARGES 19 DOLLARS FOR THE INCREASES ....NO THAT 19 DOLLARS THAT THEY CHARGE EVERY MONTH IS THE MAINTENANCE FEE THAT THEY CHARGE. SO NO IMAGINE DOESN'T CHARGE YOU FOR THE CREDIT LIMIT INCREASES...OH AND I MYSELF HAVE BEEN A MEMBER SINCE AUGUST 2007 I DIDN'T GET INCREASES PREVIOUSLY BECAUSE I DIDN'T USE THE CARD WHEN I FIRST RECEIVED IT...ANYWAY GUYS GOOD LUCK AND ENJOY YOUR IMAGINE CARD.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Mon Dec 03, 2007 7:14 am

Hello Gina

Its good that Imagine worked for you. Let us know if you receive more increases in credit limit or any other thing that you want to share.
_________________
Regards,
Laura.

GINA
Guest

Subject: THIS CARD IS GREAT

Tue Dec 04, 2007 3:00 am

I'VE JUST RECEIVED MY SECOND INCREASE FOR 30 MORE BUCKS...PUSHING ME TO 130 WHAT A NICE CARD TO HAVE.

karley
Guest

Subject: credit card

Sun Dec 09, 2007 3:06 am

I have had my imagine card for a year now and and i had my auto payment taken off. So now when i pay my payment early it goes thru but when my payment due date comes it is returned and the payment i just made is no longer there. I keep getting a credit increase and they dont charge me but then a maintenance fee shows up a day later.. What should i do ?

karley
Guest

Subject: credit card

Sun Dec 09, 2007 3:10 am

They started me with 300 and now its up to 600 how do i make them stop with the increases???????

gina
Guest

Subject: hey karley W.T.G !!!!

Sun Dec 09, 2007 11:54 pm

GOOD JOB ON MAINTAINING YOUR CARD FOR A WHOLE YEAR AND GETTING INCREASES COOL!! UMM BUT I DON'T UNDERSTAND WHY YOU DON'T WANT INCREASES ?? MAYBE YOU SHOULD CALL THEM AND TELL CUSTOMER SERVICE THAT YOU DON'T WANT ANYMORE INCREASES...I MYSELF LOST MY FIRST CARD THAT IMAGINE SENT ME.. ABOUT ONE MONTH AGO AND THAT ACCOUNT HAD AUTOMATIC PAYMENT SET UP ...BUT WHEN THEY SENT ME A NEW CARD AUTO PAYMENT WASN'T SET UP... BUT I'VE BEEN MAKING MY PAYMENTS AHEAD OF TIME THROUGH THE MAIL...AND I'VE MYSELF HAVE GOT A SECOND INCREASE . OH THE MAINTENANCE FEE THEY DON'T CHARGE FOR THE INCREASES...BUT THEY DO CHARGE 19 BUCKS FOR LIKE SERVICES OF THE ONLINE ACCESS SITE myimaginecard.com...THOSE ARE THE MAINTENANCE FEES AND KEEPING YOUR ACCOUNT UPDATED THAT'S WHAT THE EXTRA CHARGES ARE FOR THEY SAY IT'S FREE BUT IT'S REALLY NOT...GO FIGURE OR IT COULD BE THAT THEY SAY THAT IF YOU HAVE HAVE A BALANCE OF MORE THAN 20 BUCKS AT THE END OF EACH STATEMENT MEANING THAT YOU OWE THEM THEY CHARGE YOU A FEE FOR THAT...SO I GUESS THEY HAVE TO CHARGE YOU FOR SOMETHING ...EVEN IF YOU ARE ON TIME ..LOL BUT I LIKE THE CARD SO EITHER WAY YOU STILL HAVE TO PAY THE 19 BUCKS OKAY GOOD LUCK KARLEY AND THANKS FOR POSTING

carol

Joined: 27 Jun 2006
carol's page
Posts: 462

12343 Magic Points

Mon Dec 10, 2007 6:26 am

Hi Karley,

If the charges are bothering you i would call and cancel all increases or cancel the card itself. Sd we need some input here.
_________________
Keep in touch
Carol

karley
Guest

Mon Dec 10, 2007 8:03 pm

well i called them today to see why my payments were being reversed, even tho they were early.... they say its because i didnt cancel my payment due date payment and that they wont give me my money back that i payed them on my credit card..... i dont know what to do i lost over 100 dollars in payments now that they wont give back!!!! but its posted thru my bank and they still wont... what should i do i like being with them but it seems they are ripping me off..

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3235

2257 Magic Points

Mon Dec 10, 2007 10:45 pm

I would call them back and make sure that it is cancelled, then go to your bank and dispute the charges through your bank, my bank gives you up to 90 days to dispute a charge. So you can try this route. Goodluck with this.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

Norsha
Guest

Subject: Gosh I hate taking advantage of those with misfortune

Tue Dec 11, 2007 3:24 am

Imagine card sounds like a bottom feeder like Payday Loans. They target people recovering from financial disasters and then leech them of hundreds of dollars. The only thing they do is report that you made a payment to them. You pay them exorbant amounts of bogus "Maintenance Fee's" to do what they are supposed to do anyway. Grrrr

I want so bad to run down to their office and squirt ketchut in their face Smile

My sympathies to those who must use their services to rebuilt.

Norsh

Marleen M Kramer
Guest

Subject: Balance of my card

Wed Dec 19, 2007 4:59 pm

Dear Sir or Madam,
I am trying to get my balance on my credit card. My email address is personal details deleted for safety-Richard

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