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Richard
Moderator
Joined: 27 Jun 2006
Richard's page
Posts: 120
5312 Magic Points
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Thu Dec 20, 2007 4:47 am
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Hi Marleen,
This is a forum for discussing credit issues. You can try and search my imagine card. hope this helps.
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The more you learn the more you earn. Join our community and enhance your knowledge. |
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Adam Smith
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Subject: SOS 2 the 3rd World!!!
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Thu Dec 20, 2007 5:24 am
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Hi Gina!
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| I CHECK TO SEE THAT SOMEONE HAD CHANGE MY ONLINE ACCOUNT INFO COMPLETELY FROM MY UPDATED INFO TO OUT DATED INFO |
Well my friend, this is certainly a practice that has spread globally & affected the payment systems with all reputed payment services. Well, when moneys are in transit you'd often come across such delays.
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| LOL GOODNESS GRACIOUS THOSE CUSTOMER REPS IN INDIA CAN BE A PAIN IN THE AZZ....BUT THAT'S THE JOYFUL WONDERS OF OUT SOURCED JOBS THAT SHOULD BE IN THE U.S.A NOT A THIRD WORLD COUNTRY |
Quite true...especially when they took the trouble to commit mistakes (as dictated by their counterparts at the clients' end). Again they took all the trouble to live up to their commitment, simply by editing them back following the request of their privileged customer.
Gina, don't you feel its high time that we understand how this outsourcing system works & how these third world vendors that we are dealing with are mere puppets at the hands of our own fellows!
As far my belief goes, our names would appear at sales-databases prepared by the research analysts experimenting with different economic market segments. Then these databases are being sold back to the market only to be grasped by the commercial banks & a handful of dissolving busy bodies. Now, that becomes their turn to convey it to their third world vendors (with all their instructions attached).
Yes, the vendors are doing it for a smaller bucket of money which forces them to turn deaf-n-dumb...n it is perhaps when they come across pains-in-azzes like us that their pure conscience urges them to follow their glorious cultures & traditions - 'saving us from hassles'
Regards,
Adam Smith |
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Laura
Joined: 21 Jun 2007
Laura's page
Posts: 1334
35467 Magic Points
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Thu Dec 20, 2007 5:43 am
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Hi Gina,
I completely agree with you. The problem arises when we become impatient and try to blast them they give it back to us.
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CUSTOMER REPS IN INDIA CAN BE A PAIN IN THE AZZ |
We feel this but we forget that the feelings are mutual at both ends. LOL
You must have come across a representative who could not deliver her job properly. The point is that we receive what we give. Do you really think we are polite to them  ?
You cannot file a complaint now because they (after all the harassment) have given you the number required. However I think you should monitor your transactions regularly to avoid such grave issues. This cannot be the fault of the
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| third world country |
. They have been given the job because more serious mistakes happen at our end. Keep your patience things will work fine.
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Regards,
Laura. |
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US Citizen
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Thu Dec 20, 2007 6:13 am
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Hey Gina,
LMAO Good one huh? I just compared the collection agencies with the overseas customer reps. I think its better that we have them, atleast they dont threaten to sue us  . |
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GINA
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Subject: THANKS FOR THE REPLIES EVERYONE
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Thu Dec 20, 2007 6:45 pm
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| BUT IN ACTUALITY GUYS.... IT WAS MY FAULT FOR RELYING ON A 50 CENT STAMP..WHEN I SHOULD HAVE JUST SPENT A FEW MORE DOLLARS OR CENTS TO HAVE THE MONEY ORDER SENT MORE SECURE... SO IT WASN'T IMAGINE CARD'S FAULT AT ALL..BUT SINCE I COULDN'T GET TO ANYONE THROUGH U.S.P.S ... I WENT TO THE ONE WHO WAS AVAILABLE ...AND THAT WAS IMAGINE...LOL ..HEY IT COMES WITH THE TERRITORY OF CUSTOMER SERVICE...PAIN IN THE AZZEZ LIKE ME SO I GIVE NO APOLOGIES..INDIA CAN DEAL OR GIVE UP THEIR JOBS. |
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Adam Smith
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Subject: Oblivion..
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Fri Dec 21, 2007 6:12 am
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Well Gina,
It is about trying out a service big time & if it seems secure enough, then continue with it for good!
If our managers are rude...then they are not meant to do any good to us...especially the managers who are hell bent to outsource business..
I do sincerely empathize with you at that...& its high time we need to be choosy & look well before we leap!
We are certainly the best at all financial processes becoz our govt. buys the best of the 3rd world brains for us. I could only see us walking straight towards oblivion...the day when they walk out of our jobs!
..& so it might not be too far before we would need to spend A FEW MORE DOLLARS OR CENTS AT EVERYTHING! 
Regards,
Adam Smith |
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GINA
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Subject: IMAGINE CARD
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Thu Jan 03, 2008 5:16 am
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| I'VE RECEIVED ANOTHER INCREASE PUSHING ME FROM 130 TO 180. YEAAAA I'M SO PROUD OF MYSELF. |
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anthony
Joined: 31 Jul 2006
anthony's page
Posts: 516
13571 Magic Points
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Sat Jan 05, 2008 9:10 am
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This must be really great for you Gina.
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Anthony Marx
A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible. |
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GINA
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Wed Feb 06, 2008 3:04 am
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| I'M AT 230 SO FAR SO GOOD |
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anthony
Joined: 31 Jul 2006
anthony's page
Posts: 516
13571 Magic Points
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Wed Feb 06, 2008 7:16 am
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You are improving real fast
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Anthony Marx
A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible. |
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Laura
Joined: 21 Jun 2007
Laura's page
Posts: 1334
35467 Magic Points
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Thu Feb 07, 2008 7:27 am
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Yes she is improving for sure. well done Gina, great going.
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Regards,
Laura. |
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ladyshancia59
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Subject: Have had good luck so far
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Sun Feb 10, 2008 7:18 pm
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| I have had the card for approx 6 mopnths and so far so could have not chked on my scores but mine are really bad, this is why I got this card suggested by a lending dude. Now here comes the problem I just recently lost my husband and my job at the same time think I will be able to keep up with min payments but I usually pay it all off I love the card, it has helped me so far |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889
1356 Magic Points
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Subject: imagine credit card
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Mon Feb 11, 2008 11:43 am
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| HELLLOOOOOOO everyone!! Been a while, since I've been on here. Boy..has THIS been a long thread! LOL Yep..I still have my Imagine Credit Card. Never had a problem, with payments coming out of my bank account, however...I agree with alot of you, with the 'Customer Service' thing. It's difficult for the Reps to understand what you want. Other than that, things are ok with me. |
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Fasfeed
Joined: 06 Feb 2008
Fasfeed's page
Posts: 85
3295 Magic Points
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Thu Feb 21, 2008 4:05 am
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| Sounds like an alright card if you do choose to go the unsecured route.The thing that I am curious about is the fact that they have a secured and unsecured credit card for the same type of credit scenerio,[BAD CREDIT] . I wonder what are the critrias are for getting the unsecured card versus the secured card. To eliminate the fees who wouldnt go with the unsecured card. I am going to also look into this Image card ,but secured is out of the question. You should never send money first before you recieve a credit card. That sounds like a big ripoff that I dont want to be a part of. I will also be waiting to see more post of information on this issue.Maybe someone can add somemore positive feedback . Hope these accounts work out for all of you ,in terms of raising your credit scores. Best of Luck!!! |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889
1356 Magic Points
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Subject: imagine
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Thu Feb 21, 2008 7:02 pm
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| If I'm correct, if you DO apply for the Imagine Card (Unsecured) and you are turned down, the company willoffer you a Imagine ( Secured) card. Which means YOU control the money on it ( you add the money yourself). But ( I think..) you have to have so-much on the card, to 'activate' it..( ie............you can add money on it, but, you can't ACTUALLY use it until you have so much on it). I don't think the fees are the same. 'Fasfeed'.I agree.....NEVER send money until you actually recieve the card...good advice. |
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