Credit repair

imagine credit card status

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Fasfeed

Joined: 06 Feb 2008
Fasfeed's page
Posts: 87

3212 Magic Points

Thu Feb 21, 2008 4:05 am

Sounds like an alright card if you do choose to go the unsecured route.The thing that I am curious about is the fact that they have a secured and unsecured credit card for the same type of credit scenerio,[BAD CREDIT] . I wonder what are the critrias are for getting the unsecured card versus the secured card. To eliminate the fees who wouldnt go with the unsecured card. I am going to also look into this Image card ,but secured is out of the question. You should never send money first before you recieve a credit card. That sounds like a big ripoff that I dont want to be a part of. I will also be waiting to see more post of information on this issue.Maybe someone can add somemore positive feedback . Hope these accounts work out for all of you ,in terms of raising your credit scores. Best of Luck!!!

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: imagine

Thu Feb 21, 2008 7:02 pm

If I'm correct, if you DO apply for the Imagine Card (Unsecured) and you are turned down, the company willoffer you a Imagine ( Secured) card. Which means YOU control the money on it ( you add the money yourself). But ( I think..) you have to have so-much on the card, to 'activate' it..( ie............you can add money on it, but, you can't ACTUALLY use it until you have so much on it). I don't think the fees are the same. 'Fasfeed'.I agree.....NEVER send money until you actually recieve the card...good advice.

Britney
Guest

Subject: hello

Sun Mar 02, 2008 11:33 am

Don't Worry, Be Happy! =)

kelsey
Guest

Subject: imagine

Wed Mar 05, 2008 4:48 am

has anyone gotten a rebate from imagine? did you have any trouble depositing it in your checking acct

carol

Joined: 27 Jun 2006
carol's page
Posts: 462

12343 Magic Points

Thu Mar 06, 2008 9:18 am

SD_chargers has an Imagine card. She might be able to say.
_________________
Keep in touch
Carol

jacqueline coffee
Guest

Subject: closing and account

Sun Mar 09, 2008 6:07 pm

i wish to close this account because this credit card is a rip off i have not used this card and they are still sending a bill

moonshadow2447
Guest

Subject: Credit Card - Imagine Card

Tue Jun 10, 2008 7:27 pm

I have had nothing but issues with this card! Do not get one from this company. I am going through the BBB to help me because I got the card in 2007. My balance is almost $900 all of which none are charges that I have put on the credit card. They are a rip off and a scam and many people have reported this company for the fraudulant activity they put out on everyone that gets a card through them! DON'T DO IT!

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: credit card

Mon Jun 16, 2008 10:17 am

Well........I guess I need to put my 'money where my mouth is.' I accidently missed a monthly payment, with Imagine. So, I called them up and told them to take a DOUBLE payment out the next month. they said no problem. Well.the next month rolled around and they took the double payment out PLUS an 'assessment' fee of $60.00. When I called them back, I couldn't speak to a 'live' person AND to top it all off, they closed my card, AFTER I made arrangements with them. NOW they say my balance is over $600.00, when I had a $300.00 limit originally. AND......before I missed the payment I STILL had 'credit' of $50.00 on it. I have NO IDEA where all of these charges came from. I can't get anyone on the phone to explain this to me.

GINA
Guest

Subject: LOL

Sun Sep 21, 2008 6:58 am

SAME PROBLEM HERE SD MISSED ONE PAYMENT...I WAS DOING GOOD IN MAKING PAYMENTS THROUGH THE MAIL..THEN I OPTED FOR THEM TO TAKE THE MONEY FROM MY ACCOUNT ..SOMETHING HAPPENED WHERE THE MONEY DIDN'T GO THROUGH I CALLED THEM TO MAKE A DOUBLE PAYMENT..THEY TOLD ME THEY HAD CLOSED THE ACCOUNT.LOL I SHOULD HAVE JUST STUCK WITH THE PAYMENTS BY MAIL...I STARTED WITH A CREDIT LIMIT OF 70 GOT UP TO 230 AND THE ENDING BALANCE IS 1000 NICE JOB IMAGINE CREDIT CARD.

celina canty
Guest

Subject: credit card from imagine 1

Tue Sep 23, 2008 11:33 pm

i had an credit card from imagine 1 and one day went to atm but the atm took my credit card and there was money on it my payments where linked to my bank acount . i have called imagine 1 credit card to report what happend it was told that i was having an new card sent out but never recieved anything.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3235

2257 Magic Points

Wed Sep 24, 2008 1:54 am

what is the imagine card???
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3249

1340 Magic Points

Wed Sep 24, 2008 11:31 am

I do not like the sounds of this card. I would and will advise anyone who gets any type of credit card NOT to link it to your bank account. This will give the credit card company an opportunity to help themselves anytime they feel you did not hold up your end. For instance... Say your bill got lost in the mail and you didn't recieve it at all and also didn't relize it. If they have access to your account they can go ion and take both the missed payment and penalty charge before you even get a chance to explain what happened. It would be easier to get that bill in the mail and see the mistake and then call. At least you wouldn;t have to wait for the cash to be recredited to your account or run into a REP. that doesn't want to waste time on an account already paid for.

carol

Joined: 27 Jun 2006
carol's page
Posts: 462

12343 Magic Points

Wed Sep 24, 2008 12:41 pm

Hi Celina Canty
Since you have already called them up and registered a complaint with them and has still not received a new credit card, you should send them a letter by certified mail telling explaining them the entire incident and ask them to block the old imagine 1 credit card and issue you a new card. You can send your letter at the following address
Imagine Gold MasterCard Credit Card
P.O. Box 105555
Atlanta, GA 30348-5555
_________________
Keep in touch
Carol

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3249

1340 Magic Points

Wed Sep 24, 2008 5:33 pm

Thats a good idea. I would be sure to check and to see the old one was closed.

chuck
Guest

Subject: imagine credit card

Tue Oct 07, 2008 5:15 pm

i have had my imagine card a full year and payed on time. at my 1yr anual fee they charged my card 150.00 and stated this was the anual fee for this imagine gold card. i was mad as hell. i cancelled the card after 1yr of on time plus extra payments. this card is a rip off. there is no credit card that i know of that has a annual fee this damm high.

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