Credit repair

imagine credit card status

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Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 534

13649 Magic Points

Mon Oct 27, 2008 9:09 am

Hi sdchargers_63
Imagine Gold master credit cards are issued by the First Bank of Delaware. You can get contact for imagine credit cards at the following addresses

PO Box 136
Newark, NJ 07101

PO Box 105591
Atlanta, GA 30348-5591

245 Perimeter Center Pkwy NE Ste 600
Atlanta, GA 30346-2304

or you may also call them at (866) 705-3607/705-3603/285-1771
_________________
Best Wishes
Justin

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3235

2257 Magic Points

Mon Oct 27, 2008 2:24 pm

I don't trust these credit repair cards, they always charge an outrageous amount. I look into them and did not pursue them. Instead I tried for a retail card and got it. It also puts a different tradeline on my credit report.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: debt

Mon Oct 27, 2008 2:34 pm

A "retail" card? You mean like a Cc for a store..that kind of thing? How is that working out? How ya doing, GOODNATURED? Long time, no chat. Imagine was getting too much to handle for me.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3249

1340 Magic Points

Mon Oct 27, 2008 11:00 pm

Yes SD..try a store charge if you are looking to build your credit. It will take (sometimes) a few tries at the same place but usually by the third they will approve you. I worked in the retail clothing inustry for a few years and seen it happen over and over again. I asked my boss about it and she says this is usually how it works. It is a higher interest rate but hey when you are starting from the bottom up (like I was) it really does work and help a persons credit report after the card is in good standing for a few months.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: cc

Tue Oct 28, 2008 3:38 pm

Thanks. I'll try that when it's the 'right time.' I'm trying to work on deleting some things from my CR. Some VERY old debts, that the SOL's already expired. Can you suggest anywhere I can apply for?

fireyone

Joined: 26 Feb 2008
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Posts: 3249

1340 Magic Points

Wed Oct 29, 2008 2:12 am

Thise old debts SD you need to let go. Don't bother paying on them because it will restart the SOL and it really isn't going to help if they showed they are paid. They are a bad mark regardless so let them be.
The store I was talking about is really big here in pA and I am sure you have heard of it...Fashion Bug.

Jeff
Guest

Subject: imagine card

Fri Dec 19, 2008 4:59 pm

Hello! Did anyone received a letter in Oct 08 that the company stopped bank drafting the minimum payment, And did this action caused them to miss a payment? This happen to myself I can’t find the letter. It has got me in a jam. You have to re apply for this service after Oct. Jeff

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: credit

Sat Dec 20, 2008 2:13 pm

Are you talking about the Imagine CC, JEFF?! If you are, I've had my account 'closed', with them, for a while. Maybe someone else can 'shed some light' on that subject.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3249

1340 Magic Points

Sat Dec 20, 2008 2:52 pm

Jeff, Have you callled anyone at the Image card company and explianed this situation? Soemtimes they will be understanding and will not penalize you for the missed payment. I do think if it happened to you rrhen chances are it happened to someone else also. It maybe a good idea to run it through Google or Yahoo. Sometimes people will post things therre too.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: credit

Sun Dec 21, 2008 2:40 am

When I was having trouble, with Imagine, I DID try and call Customer Service. I was 'on hold' FOREVER!!!!..i talked to someone who I couldn't understand, so, I guess I wasn't getting my 'point across'. It was frustrating...that's for sure.

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