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imagine credit card status

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Angel Gonzalez
Guest

Subject: imagine credit card status

Wed Aug 08, 2007 11:43 am

Hi,

I'm Angel Gonzalez I aply for an imagine credit card 6 weeks ago,
And i havent reciebe any answer, i know I pay the aplication process
but , i havent recieve no card at this moment.

Please contac me at xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
My address is xxxxxxxxxxxxxxxxxxxxxxxxxxxx

e-mail xxxxxxxxxxxxxxxxxxxxxxxxxxxx

Thank you for your help!

Personal info removed for your safety--Morningstar

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34536 Magic Points

Thu Aug 09, 2007 4:11 am

Hi Angel,

This is not the place you are looking for. You need to contact the bank where you have applied for the card.
_________________
Regards,
Laura.

sdchargers_63

Joined: 13 Aug 2007
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Posts: 891

2654 Magic Points

Subject: Imagine Card

Mon Aug 13, 2007 3:16 am

If u can get an Imagine card, it WILL help your credit. They take a payment ( $20.00 per month draft) out of your checking account every month and report to the credit bureaus as an " on time payment". This card brought my score up a few points.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 891

2654 Magic Points

Subject: Imagine Card

Mon Aug 13, 2007 3:18 am

OH MY!! Forgot to say, it is a $300.00 limit, so, you won't have a HUGE limit to 'deal' with. However..it is a bit higher % than other cards.

Laura

Joined: 21 Jun 2007
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Posts: 1407

34536 Magic Points

Mon Aug 13, 2007 4:15 am

Hi Wendy,

Do you have an Imagine Card?. Great, do tell us more about your experience with the card. You said your score has gone up by some points. really interested to know. When did you get the card?
_________________
Regards,
Laura.

curt
Guest

Subject: imagine card

Mon Aug 13, 2007 4:32 am

This is the biggest ripoff in history, They make you pay a monthly fee of 19.95 a month plus charges on your account. i was below my limit and they add the fee now your above the limit. You have to pay the balance they give you. and then don't raise your limit. And then you have extra charges to pay. They ought to be ashamed of themselves. It's the new organized crime of our era.

Karmina
Guest

Mon Aug 13, 2007 9:08 am

Is it true?

Tell me more...

Thanks
Karmina

kimberly banks
Guest

Subject: credit card monsters

Mon Sep 03, 2007 7:13 pm

i payed the fee got the card could'nt use it for seven days then the seven days came they cancel the card i have been waiting for my refund for three months do not apply to imagine card

sdchargers_63

Joined: 13 Aug 2007
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Posts: 891

2654 Magic Points

Subject: Imagine

Mon Sep 03, 2007 9:08 pm

WOW!!! I never had ANY problem, with Imagine. I don't why anyone had extra fees, coming out of your account. When I got hte Imagine card, I paid NO fees to 'activate' my card. As soon as i recieved it in hte mail, I started using it. I NEVER had to put any money 'down' for this card. They take a monthly payment out, of my bank account, for a payment. I never had to pay a dime more than that. It is a bit higher %, bacause it is for bad credit. But, every time you make a payment, it appears on your CR. I have ALREADY recieved a 'credit increase'. I don't know why people are saying negative things about this card. I would recommend this card to anyone!!

Laura

Joined: 21 Jun 2007
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Posts: 1407

34536 Magic Points

Tue Sep 04, 2007 4:03 am

There are various problems that occur. May be your experience has been good till date. The ones who have faced trouble sees the other way. Got my point?
_________________
Regards,
Laura.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 891

2654 Magic Points

Subject: Imagine

Tue Sep 04, 2007 8:03 am

Yes..I understand, Laura. Just telling ya what experiences I have had, with this card. When I applied, for the card, via the Web, it would show 'instant' results ( 'rejected OR declined'). In my opionion, it's a good card.

Laura

Joined: 21 Jun 2007
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Posts: 1407

34536 Magic Points

Wed Sep 05, 2007 5:15 am

That is what. Even I want to know the real thing. Every coin has two sides. It is difficult to choose when we see both the sides. I have to know the pros and cons of course. Lets see what other posts come by.
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Regards,
Laura.

sdchargers_63

Joined: 13 Aug 2007
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Posts: 891

2654 Magic Points

Subject: credit card

Thu Sep 06, 2007 11:56 pm

I was doing alittle 'searching', myself, on the Imagine Credit Card. I did find out, if you do have an Imagine Card and it's a 'Secured' card ( which means you would have to put a deposit on the card). Whatever your deposit is, THAT amount is what is your Credit Limit. In THIS case..yes, there IS a $19.95 fee and certain charges taken out of your bank account. However.......if you have an 'Unsecured' Imagine card ( which I have). There is NO deposit and the credit limit is $300.00, with a $20.00 payment taken from your bank account. Hope this answers your question, Laura.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34536 Magic Points

Fri Sep 07, 2007 5:42 am

I know that part Wendy. You told me earlier also, but somehow the negative posts has some effect as well. This means that there are people who are facing trouble. thats what I want to know. Why so much of fuss if it is so good a card.
_________________
Regards,
Laura.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 891

2654 Magic Points

Subject: credit card

Fri Sep 07, 2007 4:40 pm

I do understand your point, Laura. You need to get 'the whole story', before you decide. That's true. Which...of course, makes sense. I am curious........why people ARE having so much trouble with it.

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