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Pay credit card balance in full- Will Increase FICO faster?

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asked: Which one will increase FICO faster-Pay credit card balance in FULL OR leaving some balance behind?
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Pay credit card balance in full
34% 34% 
 8 
Pay credit card balance in several months
65% 65% 
 15 
Total Votes 23
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goodnatured



Joined: 03 Nov 2007
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1224 Magic Points
 
 Posted on Thu Sep 04, 2008 12:09 am  
Well fireyone, I got it, I have a two hundred dollar limit, they also sent a 10% off coupon to encourage shopping I guess. I may get the kid some clothes. I am not into clothing shopping at all. I was just thrilled to get the card to start getting something positive on my credit report, that will be nice for a change.
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fireyone



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8812 Magic Points
 
 Posted on Thu Sep 04, 2008 12:36 am  
They have pretty much discontinued the kids line around here because of the sales. They weren't too good. So you may be finding yourself looking for a few work outfits. I will keep you updated when Friends and family sells come about.
goodnatured



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1224 Magic Points
 
 Posted on Thu Sep 04, 2008 11:38 pm  
Yeah, that would be great, do they run the same in all stores?
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fireyone



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8812 Magic Points
 
 Posted on Thu Sep 04, 2008 11:44 pm  
They use to but now they are making people bring the actual invitation to the store where the employee gave it to them. The next sell should be at the end of Oct. but sometimes they have them moer often. If I find out about one I will get you an invite. They are usually on Sundays 5-8 pm. This will help you build good credit plus give you sell advantages..
goodnatured



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1224 Magic Points
 
 Posted on Fri Sep 05, 2008 1:44 am  
Well thank you I appreciate it, hopefully will save some money. Let me know.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Sat Sep 06, 2008 2:01 am  
I will. I think they are really on the pricey side unless you hit the sales or an employee sell. The quality is certainly better though. I find I am giving away the clothes a few years later rather than putting them in the burn barrell. I hate when I buy something clothing wise from wal mart. It lasts only a few washings.
Hiroshi Sugiyama

Hiroshi Sugiyama

Joined: 04 Sep 2008
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111 Magic Points
Subject: Which one will increase FICO faster-Pay credit card balance
 
 Posted on Sat Sep 06, 2008 7:26 pm  
I think that this is good choice.
goodnatured



Joined: 03 Nov 2007
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1224 Magic Points
 
 Posted on Sat Sep 06, 2008 7:38 pm  
I was just on the web page, they had some really nice pants for work for around $17, do they have these prices in the stores?
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
erb1953



Joined: 31 Dec 2007
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-55 Magic Points
 
 Posted on Sun Sep 07, 2008 1:11 pm  
I think with any store if you keep your eye open for the sales you will save a lot of money.
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Sun Sep 07, 2008 2:39 pm  
I always shop the back of the store. I have my dsughter doing that also. When I was working at Fashion Bug this was a big thing. They relize what most customer do and started spreading the discount racks through out the store so that you couldn't help jumping over to another full price rack.
goodnatured



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1224 Magic Points
 
 Posted on Mon Sep 22, 2008 3:07 am  
I seen that when I was in there, hard to shop that way??? and they don't have buggies, so I had two pairs of shoes I had to carry around with me the whole time I shopped.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Fri Oct 03, 2008 12:59 am  
GN you can ask them to put the stuff abck at the register and they will. They are actually supposed to ask you so you are free to shop (and load up your arms more). In these shops they have non buggies. I had suggeted baskets but they said it is better to put the stuff back at the register for a couple reasons one is it deters shop lifting and two.. they can see what you are interested in and maybe suggest something to go with it. Guess that is how these high end stores work.
I really liked my job there...they are still some of my best freinds.
goodnatured



Joined: 03 Nov 2007
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1224 Magic Points
 
 Posted on Wed Oct 08, 2008 2:40 am  
I think it is so you lose track of where you are with your shopping, I mean those piles have to get pretty big right?
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Wed Oct 08, 2008 8:42 pm  
yep..pretty much. Just another way credit cards have of biting you in the behind.
Credit Solution



Joined: 15 Oct 2008
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323 Magic Points
Subject: Which one will increase FICO faster-Pay credit card balance
 
 Posted on Thu Oct 16, 2008 12:18 am  
al

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