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dhr
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Subject: judgment
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Thu Oct 29, 2009 5:55 pm
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| I signed something at the sheffifs office I think it was a judgment about maybe 7 years ago, well yesterday I got a letter from a lawyers office and just wondering if they can seize my doublewide and In NC can a creditor intercept your tax returns to satisfy the debt |
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todd
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Subject: credit card
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Sat Nov 07, 2009 2:07 am
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Hello
when would a credit card take a judgment on you .2 mouth 6 mouth 1 year and can you settle befor eyou goto court with them |
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Bcbscorp
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Subject: Credit Card Judgement
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Mon Nov 09, 2009 11:51 pm
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I have a CA judgement against me that stemed for a $3000 credit card. The judgement was made in Aug2008 and I guess I screwed up and let them get a default judgement (I thought I was going to get paperwork for a court date, but never did). Anyhow I recieved notice today that they are garnishing my wages and that the judgement was for $7k with an additional $800 in interest since then.
I know I can call and see if they will reduce the garnishment amount but is there any way to get them to reduce the judgement amount at this point or am I just out of luck?
I have been paying off all my debt the last 2 years, they just got a judgement before I could pay off their amount as the debt settlement company I have been working with settles from lowest to highest. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 605
89 Magic Points
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Tue Nov 10, 2009 12:18 am
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| I believe I would talk to who ever is handling your debt settlement and see what they can do. Because I'm not 100% sure but I think after they get the judgment approved by the court. I don't think there is anything you can do except pay it. I know it stays on your report for 7 years. Others should be by to help you with this later. |
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Bcbscorp
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Tue Nov 10, 2009 5:27 pm
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Thanks for the response! The paperwork I got says I can contact a lawyer but that just screams more money to me.
The joys of being young and uninformed. |
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Davidjones23
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Subject: California Garnishment of wages
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Fri Dec 18, 2009 1:06 am
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Hi, my wife had credit card debt before we got married. We can't pay it and it is going to become a judgment. We lost our house, own an old cheap car and have no assets anymore to be recovered. Can anyone garnish my wages as her husband for this amount?
Thanks! |
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CantRemember
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Subject: Emergency Credit Repair Company
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Wed Dec 30, 2009 1:01 pm
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| I just finished a service plan with MyCreditEdit.com. The plan was for 24 hour credit repair service. I just got most of my results back, and their service was able to delete 4 out of the 5 negative items. The remaining item is a judgment from 09/2009. They are still working on it, however. What can be done? |
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Patty
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Subject: judgement place on me
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Wed Dec 30, 2009 8:04 pm
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| I am 61 years old, I live in Ohio, in 2003 I had a Capital one credit card, and now they have filled a judment against me, for $1800, I haven't worked in 16 years, can they attach my checking account or when I file for social security can that be seized. Also I though you needed to get a certfied letter stating that you are to appear in court? Please advise me. Thank you |
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mclite2010
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Subject: garnishment
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Fri Jan 01, 2010 3:52 pm
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| if a credit card is issued from a account with a bank that I have my checking accouny with can they freeze the account if the account is in my name and my sons, who does not owe them and the only deposit is my ss and my pension ? |
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IBANE247
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Subject: CAN I SUE?
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Wed Jan 06, 2010 7:17 am
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| IF I HAVE JUDGEMENT VACATED BECAUSE I WAS NOT SERVED (I LIVE IN CALI) AND THE STATUE OF LIMITATIONS (4 YEARS ) HAD XPIRED , CAN I SUE THE COLLECTION COMAPNY THAT TRIED TO SUE ME FOR DAMAGES COST ETC?> |
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brenda
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Subject: question about judgements
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Fri Jan 08, 2010 12:22 am
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| My husband recieved a judgement or complaint from a law firm for a sears card that he had applied for years ago and fell behind on the minimun each month due to being ill and having limited income.The law firm contacted him by phone at his job and left a message for himto call them. after he got off work he retuned the call and they wanted payment he explained that he had health problems and could not pay the amount they asked.So he arranged to pay 25.00 amonth but they did not tell him where to make payments so he sent them to the original collection agency that sold the account . tham a month and a half latter the constable delivers judgement papers .What are his options? |
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Adele
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Subject: what can credit card collectors take in a judgement?
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Wed Jan 13, 2010 10:07 pm
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Can a credit card company get a judgement and would my home or homes, SS, Disabilty Ins pmts, cars or bank accounts be attached? Should I have automatic deductions stopped on my accounts so money isn't automatically deposited? I am on disability and disability ins thru my past work. My husband gets VA disability and no pay check, but monies that get deposited go out automatically for bills.
Have an attorney threating letter. |
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melyoplace
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Subject: Credit Card Garnishment
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Mon Jan 18, 2010 6:27 am
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| Are there any exceptions in the state of PA when a creditor can garnish wages on a credit card judgement? |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29592 Magic Points
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Mon Jan 18, 2010 12:50 pm
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Garnishment of wages in PA occurs under limited circumstances like:
- Judgment for child support or for spousal support
- Back rent on a lease for a residence
- Certain types of taxes
- Final divorce obligations
- PHEAA student loan
Garnishment can be done only by a court order which, cannot be issued without a notice to the debtor.
In Pennsylvania, your wages are normally exempt from garnishment and can occur only under special circumstances but any bank account can be garnished if there has been a judgment against you in law court and if you deposit your wages in that account, they may be taken away
_________________
Keep in touch
Carol |
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melyoplace
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Subject: credit card garnishment
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Mon Jan 18, 2010 7:08 pm
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| I have received a judgement last week but I'm also filing bankruptcy which will be complete this week per my attorney. Will the bankruptcy still protect me from the garnishing procedures? |
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