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continual garnishment interest

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cindy_ic

Joined: 30 Sep 2009
cindy_ic's page
Posts: 2

46 Magic Points

Subject: continual garnishment interest

Wed Sep 30, 2009 9:57 pm

I had a judgment against me in colorado. Including interest and court cost amounted to $6500. Garnishment began. The judgment had a time restraint of 13 months. ( I have no idea why) After 13 months, garnishment ceased leaving a balance of $2500. A few months grace period, garnishment began again for $2500 plus an additional $1500 in interest. Now that it's almost paid, I received a notice that they have now added an additional $1500 in interest which will begin after the other is finished. Can they do this? Should I contact a lawyer? What are my options? I was paying every month to the collector and they took me to court anyway. Obviously it's wrong to assume they can't accept payment and take you to court! I was paying $100 a month. Not like I was only paying a minimum amount. Thanks for your help!

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Thu Oct 01, 2009 5:34 am

Hi cindy,

This seems to be a complicated situation. Maybe you should get help from an attorney. Personally I haven't come across cases where garnishment stops and then resumes again with added interests. Immediately seek professional help.
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Carol

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Thu Oct 01, 2009 6:21 am

Hi Cindy,

I agree with Carol, that you should immediately seek a professional help. This is a complex situation. I don't think that the creditor can do this. Garnishment is done to pay off the debt and not to add up interests to it so that it becomes a burden. Contact a lawyer without wasting any time.
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Justin

cindy_ic

Joined: 30 Sep 2009
cindy_ic's page
Posts: 2

46 Magic Points

Subject: continual garnishment interest

Thu Oct 01, 2009 11:21 am

Thank you! Do I look under consumer lawyers?

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Fri Oct 02, 2009 9:17 am

Hi Cindy,

Yes, look under consumer lawyers. You can consult a consumer protection lawyer or consumer fraud lawyer.
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Justin

kate
Guest

Mon Oct 05, 2009 9:09 am

what do you mean by "look under consumer lawyers"? is that a section of yellow page or something?

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Mon Oct 05, 2009 11:26 am

Hi,

No, by that phrase, I meant that the concerned person should look for consumer lawyers to handle the case. I have also specifically mentioned two types of lawyers the person can consult for the respective case.
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Justin

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