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How do I find ou if I have an actual judgment against me in

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ricka streeter
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Subject: judgement
 
Posted on Wed Feb 25, 2009 6:09 pm  

I am disabled and have a credit judgement against me.
Mary

Mary

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Posted on Thu Feb 26, 2009 1:38 pm  

The creditor can bring judgment against you either to garnish your wage or your bank account. Now, if you are on social security, your ss benefit cannot be garnished. In order to find out whether there is a judgment against you or not, you need to visit the court from where the judgment was issued and pull out a certified copy of the judgment.
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UPSET
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Subject: Judgement against me for HOA issue
 
Posted on Sat Apr 18, 2009 4:39 am  

Hi

Wondering if you can give me some advice? 3 years ago I had a problem with my property and due to the negligence of my HOA there common ground trees damaged my property. I went back and forth with them on the phone asking for them to removed the trees, but they never did and it cause my pool pump to burn out due to the dropping from the tree. So i had refused to pay my dues until I was reimbursed something. Mean while they went and put a judgement agaist me for the dues. Now i am out of work and my family owns a restaurant in my town and they are now trying to say that I work for my family and i do not. They want to do a garnishment for my wages but i do not work and my father is the owner of the business.
carol

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Posted on Mon Apr 20, 2009 7:23 am  

As far as I know, even if you do not work, the creditor can bring judgment against you to garnish your wage. However, it is not necessary that they need to garnish your wage right now. Judgment has its own Statute of Limitation which starts from the date the judgment has been passed against you and its duration varies from state to state. If you are employed within the SOL period, the creditor can start garnishing your wages anytime within this period.
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johnsonC4561
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Subject: judgement
 
Posted on Sun May 10, 2009 11:22 pm  

I just found out that I have a jugement against me from a car accident 13 years ago in new mexico for 3000 and when I asked about who signed the papers that were never served to me they gave me a name for whom I don't know from adam but I can't get my DL renewed until I pay this 3000, is there no time limit or what about this person who signed the papers in my name
carol

carol

Joined: 27 Jun 2006
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Location: Los Angeles, California


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Posted on Mon May 11, 2009 6:51 am  

Statute of limitation on Judgment in New Mexico is 20 years and so the creditor can still recover the debt either by garnishing your wage or your bank account. The judgment, however, may not appear in your credit report because it stays on your report for seven years from the date it has been passed. If you have not received the judgment notice from the court, you can file a motion to vacate the judgment within 180 days from the day you come to know about the judgment.
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Colgate
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Subject: judgment
 
Posted on Tue Jul 28, 2009 3:10 pm  

you may also try to settle the debt with cash. In my case they settled for 30% of what the settlement amount was. It was worth it in the long run for me, because they removed the judgment from my credit report altogether.
nalo
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Subject: judgement
 
Posted on Wed Oct 07, 2009 12:21 am  

how can i found out if i have a old judgement that is nolonger on my credit
luis g
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Subject: judment
 
Posted on Wed Dec 16, 2009 3:40 am  

i have a judgement against me that i just found out.This judment since 2004 im sure this judment not mine what could i do. Confused
Te
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Subject: judgement
 
Posted on Wed Dec 30, 2009 3:40 pm  

can a person on social security and disability be garnished for a balance due from a car reprocession
ken mac
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Subject: judgment
 
Posted on Thu Jan 28, 2010 8:08 pm  

i"m on social security disability and i can"t afford to pay back.it was a car lon from 1993.what to do.
TONYMONTANNA
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Subject: JUDGEMENT
 
Posted on Mon May 03, 2010 1:15 pm  

I WAS IN A ACCIDENT CLOSE TO FIVE YEARS AGO AND I WAS COVERED BY NATIONWIDE INSURANCE COMPANY. I DISPUTED THE OTHER DRIVERS CLAIM, THEREFORE THE CASE WAS SENT TO DISTRICT COURT FOR A HEARING I WAS FOUND TO BE 1% NEGLIGENT AND THE JUDGE AWARDED THE OTHER DRIVER A SMALL COMPENSATION, NATIONWIDE SENT A LAWYER TO DEFEND ME IN THE MATTER AND LIKE I SAID I WAS FULLY INSURED, I DISPUTED THE MATTER BECAUSE I TRULY BELIEVED THE OTHER DRIVER WAS AT FAULT, MY QUESTION IS WHY DO I HAVE TO PAY THIS COMPENSATION WHEN I WAS INSURED?
Aaron

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Subject: judgment
 
Posted on Tue May 04, 2010 10:56 am  

Hi ken:

Social Security Income (SSI) cannot be garnished. Thus, the creditor or collection agency won't be able to take your SSI. However, you can try to settle the judgment amount. This can lower the debt amount by 40-60%.

TONYMONTANNA,

As your insurance company is dealing with this case for you, you can discuss about this with the insurance company. Another thing is, if you had reported about this accident to the police, you can use that evidence to prove that you are not at fault.

Thanks,

Aaron
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grace rivezzo
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Subject: judgement
 
Posted on Tue May 11, 2010 12:42 am  

how do i know if i have a judgement against me
Aaron

Aaron

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Posts: 2632



48565 Magic Points

Subject: judgment
 
Posted on Wed May 12, 2010 11:02 am  

Hi Grace,

To know whether or not you have a judgment against you, you can pull a copy of your credit report. If a judgment has been entered against you, it will be reported on your credit report.

Another thing that you can do is visit the county court or state court, and check from there if you have a judgment against you.

Thanks,

Aaron
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