could some one please explain this to me

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tlcbizz

Joined: 12 Mar 2010
tlcbizz's page
Posts: 1

29 Magic Points

Subject: could some one please explain this to me

Fri Mar 12, 2010 5:43 pm

PLAINTIFF'S ATTORNEY FILED A MOTION FOR ENTRY OF DEFAULT JUDGMENT IN FAVOR OF THE PLAINTIFF. THE JUDGMENT IS HEREBY ENTERED FOR AS FOLLOWS: BALANCE DUE $1461.05 INTEREST FROM 10/2/02 TO 7/9/09 $ 279.02 ATTORNEY FEES $ 292.20 TOTAL $2032.27 PLUS COSTS AND INTEREST AT THE CONTRACTUAL RATE OF 24.90% PER ANNUM UNTIL SATISFIED. TOTAL JUDGMENT AMOUNT **DE_GENERAL_JUDGMENT_AMOUNT

goodnatured

Joined: 03 Nov 2007
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Posts: 3927

10 Magic Points

Fri Mar 12, 2010 8:01 pm

You must have gotten a summons at one time or another, apparently you did not respond and they won by default. They actual amounts listed are what they have requested the judge enter as a judgement amount.

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675

48566 Magic Points

Subject: sudefault judgment

Sat Mar 13, 2010 5:38 am

Hi Tlcbizz,

Goodnatured is right in telling you that a default judgment has been entered against you. At some point of time you may have got a summons. You had a time limit mentioned along with the summons to answer to it, which perhaps you had failed to do. Thus a default judgment has been entered against you.

You can try and negotiate a settlement with the creditor or the collection agency. They may be willing to work out a plan with you. Also request to remove the item from your credit report, if only it's possible for them.

However, if you have not received any notice or summons, you can try to vacate the judgment.

Hope this helps.

Regards,

Aaron
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