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I am the creditor and prevailed in a few judgments.

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collectingdebts
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Subject: I am the creditor and prevailed in a few judgments.

Wed Oct 21, 2009 11:16 pm

Does anyone know whether I (as the creditor) with the judgment have the authority to pull the debtors credity report? I have two judgments and obviously have to stir things up to for the money to be deposited back into my account. Shocked

Justin

Justin

Joined: 17 Jul 2006
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Posts: 1093

25288 Magic Points

Thu Oct 22, 2009 6:16 am

Hi Collectingdebts,

Yes, as the creditor you can pull the credit report of your debtor against whom you have a judgment. Being a creditor gives you some right to inquire about the credit report of the debtor. However, you might face a problem if you are pulling it for other reasons apart from debt collection purpose.
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Justin

carol

Joined: 27 Jun 2006
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Posts: 1308

28489 Magic Points

Thu Oct 22, 2009 6:24 am

Hi collectingdebts

You can definitely pull the debtor's credit report (as the creditor). Is there more to your question?
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Carol

collectingdebts
Guest

Subject: Justin Thank you for the info. Is there a law or regulation

Thu Oct 22, 2009 4:23 pm

Justin, I appreciate your reply to my inquiry. My only goal is obtain possible information to begin collections (writ / lien / garnishment / etc.). I will definitely use only for collection purposes.

Is there any guidelines or regualtions you can refer me to that I can read, that allows me to collect on a judgment by pulling the defendant credit information?

My view is it is logical and stands to reason that I should be able to since I prevailed. Because if I were a business that prevailed, we know businesses pull the debtors credit to generate a strategy to collect.

Thanking you in advance for your time.

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1334

1 Magic Points

Subject: debt

Sat Oct 24, 2009 12:33 pm

I have to hand in to you, COLLECTINGDEBTS. I've seen CA's, on this Forum, who seem pretty nasty in their 'approach' to collecting debt. You, on the other hand, are doing quite the opposite!! Good for you!! You seem like you want to handle this in a professional way....'hats off to you'.

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