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suzieslick3
Joined: 19 Oct 2009
suzieslick3's page
Posts: 1
43 Magic Points
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Subject: How can i remove a judgement that was never served to me in
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Mon Oct 19, 2009 2:52 am
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| I have a judgement on my credit report that they claimed was served to me. Now this was listed in New Jersey at the court in 2008 and I have been living in Atlanta for close to four years. What can I do to have it removed from my credit report? |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California
29555 Magic Points
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Mon Oct 19, 2009 7:58 am
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Well Suzie, removing this may be a little difficult. Has your wage been garnished? Find out when it had been served and if you have enough proof that you were not there when they have claimed to have served the judgment maybe you have a case. Else, I see it to be difficult. Also check the SOL in New Jersey. Maybe you can vacate the judgment.
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
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Mon Oct 19, 2009 10:31 am
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| Hi Suzie, I would definatly try to get more informaiton on this judgement. I always wondered myself how creditors get a judgement if it was not served to the person theirselves. With all the information out there you think they would see that your address has changed and then send the judgement to your current address. I just had this happen with a debt collector. They claim they sent information to my old address that I had moved from two years ago but yet they had all my current information and address. See if you can call or visit the courthouse to find out more information on the judgement. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
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Mon Oct 19, 2009 11:25 am
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Seems funny don't it fireyone that they can find you to contact you when they want to collect but not to serve the paperwork until they are in a time crunch and they can make it seem more urgent to you.
I really think this is just a tactic in the collection world, you would think they would have to make all efforts before they could put a judgement in place, especially if it has been sometime since you have moved, like in your case fireyone, two years. Now surely they could have gotten a forwarding address right? How did they get your information to contact you now? Sounds fishy to me. |
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peacockrancher
Joined: 07 Sep 2008
peacockrancher's page
Posts: 50
88 Magic Points
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Mon Oct 19, 2009 4:42 pm
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| it probably is, they can find you if they want to. |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1240
28942 Magic Points
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Tue Oct 20, 2009 9:26 am
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Hi Suzieslick,
Well, I think you need to file a motion to vacate the judgment stating clearly that the notice was not served to you at your present residence. All the intimations have been sent to your previous address. Hence, you were not aware of any such legal proceedings.
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Justin |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
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Tue Oct 20, 2009 11:20 pm
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Can this be done? I thought there was a clause in somewhere as long as they made every reasonable attempt. I also have heard of them leaving information relevant to a court date with relatives.
I think that if you can prove with any doubt that they were aware of your recent address they should have to vacate the judgment. Which brings up my question if they can view your credit report the how would they not know you current address? |
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Crystal Rossi
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Subject: Judgement
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Wed Jan 13, 2010 10:16 pm
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| I just found out that there was a judgement posted on my husbands credit it just showed up but goes back to 2004. The court it shows it was filed through is no longer listed as a court in our area. I do not even know who the claimant is. Can you tell me the best way to find out this information. |
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carole zamora
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Subject: garnishing wages ??
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Thu Jun 17, 2010 9:40 pm
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| My husband received a court order to his employer to have his wages garnished. They said Plaintiff obtained a judgment against my husband on Oct 2006 for a large sum of money. He never received a judgment at all and this writ of garnishment has my husbands name, correct address and the wrong SS number. The debt collectors in the last 2 years have done the mistaken SS number and they still continue this...what can I do ? |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: judgment
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Fri Jun 18, 2010 9:41 am
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Hi Crystal:
You mean to say that till this date the judgment didn't show up on your husband's credit report? If it is so, you can file a motion to vacate this judgment on the basis of not getting properly served. You can talk to a lawyer about this.
Carole:
File a dispute with the court, since the Social Security numbers vary. Can you tell whether or not you knew about this judgment? If you weren't properly served on this judgment, you can also file a motion to vacate this judgment. You will have to do this within 30 days.
Thanks,
Aaron
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Robyn
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Subject: Judgement
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Wed Jul 21, 2010 8:30 pm
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| I just found out on my credit report that I have a judgement against me that is two years old. I never received the papers. I ive at a new address. What are my odds of removing this judgement and being able to go to court to prover my innocense? |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: judgment
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Thu Jul 29, 2010 10:27 am
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Hi Robyn,
If you did not receive nay papers regarding the judgment, you can file a motion to vacate the judgment. You will get this form from the court itself.
Thanks,
Aaron
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Jalene
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Subject: EjfuemtQyIZqhO
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Tue Aug 30, 2011 3:26 am
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| Got it! Thanks a lot again for hleipng me out! |
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