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Justin's Page
About Justin
JOINED:
17 July 2006
TOTAL POSTS:
232
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Posts by Justin
Posting date
Subject
Posted: Fri Sep 5 2:58:20 2008
As far as I know, an unpaid debt has to be
..
Posted: Fri Sep 5 2:32:55 2008
This means that more is out debt ratio, the less
..
Posted: Thu Sep 4 23:35:01 2008
I agree with Anthony on the point that the
..
Posted: Thu Sep 4 2:44:30 2008
There are some credit repair agencies who take
..
Posted: Thu Sep 4 1:25:32 2008
Hi Darlene I don't think that there are any
..
Posted: Wed Sep 3 23:20:01 2008
Yes, the company has a satisfactory record as per
..
Posted: Wed Sep 3 0:27:48 2008
Hi fireyone If you feel that the cards will put
..
Posted: Wed Sep 3 0:06:21 2008
Yes, if you have credit cards in your wallet and
..
Posted: Tue Sep 2 23:39:12 2008
Whenever you apply for a new credit, you
..
Posted: Tue Sep 2 7:00:44 2008
Preventive measures are always essential to keep
..
Posted: Tue Sep 2 2:34:47 2008
Yes, the creditors or the collection agencies
..
Posted: Tue Sep 2 1:32:48 2008
Original creditor sells off the debts to the
..
Posted: Mon Sep 1 8:22:42 2008
Hi Lorri Pay for deletion is a agreement which
..
Posted: Mon Sep 1 7:19:24 2008
Even if you have applied for Southwest credit
..
Posted: Mon Sep 1 5:19:35 2008
Except bankruptcy listing, all negative listing
..
Posted: Mon Sep 1 2:44:48 2008
Zombie debt collectors cannot sue you to the
..
Posted: Sat Aug 30 4:38:09 2008
Hi Chelsia Whenever you pay off your debt to the
..
Posted: Fri Aug 29 9:25:13 2008
As per the amendment made under the fair credit
..
Posted: Fri Aug 29 7:59:21 2008
Hi LearningFast Yes, you may try to contact the
..
Posted: Fri Aug 29 2:06:28 2008
Yes, Anthony is right because once your credit
..
Posted: Thu Aug 28 8:15:59 2008
Hi Nicegirl Since the SOL in your state is 6
..
Posted: Thu Aug 28 5:56:00 2008
The creditors may pull up your credit report
..
Posted: Thu Aug 28 2:18:44 2008
As far as I know a cosigner cannot transfer his
..
Posted: Wed Aug 27 2:30:05 2008
Hi Alicia As Fireyone said, you should first
..
Posted: Tue Aug 26 8:01:18 2008
Hi chrismiraszek Middle credit score is
..
Posted: Tue Aug 26 4:27:53 2008
Anthony is correct. Citibank and Travelers group
..
Posted: Tue Aug 26 1:56:20 2008
Hi Since the SOL in your state has not expired,
..
Posted: Mon Aug 25 8:28:41 2008
Hi LearningFast As far as I know all
..
Posted: Mon Aug 25 7:36:25 2008
In both New Jersey and New York, the SOL is 6
..
Posted: Mon Aug 25 5:09:59 2008
Even if you have received a collection letter
..
Posted: Thu Aug 21 4:50:48 2008
Hi resolutioner I too think that you should ask
..
Posted: Thu Aug 21 2:15:05 2008
Hi rshaygood If you have co-signed the debt,
..
Posted: Wed Aug 20 6:38:30 2008
Hi fireyone What I know is that payday loans are
..
Posted: Wed Aug 20 1:30:07 2008
Hi goodnatured Your credit report may be pulled
..
Posted: Tue Aug 19 8:27:53 2008
Hi Chip As far as I know, Alias summons are
..
Posted: Tue Aug 19 7:57:08 2008
Hi fuentes.rose These are the locations where
..
Posted: Mon Aug 18 9:53:19 2008
I think that fraud alert services are the best
..
Posted: Mon Aug 18 7:47:34 2008
When you are cosigning a loan agreement it means
..
Posted: Mon Aug 18 6:33:57 2008
If you want to increase your credit limit, you
..
Posted: Mon Aug 18 4:42:15 2008
To repair your credit by yourself you need to
..
Posted: Fri Aug 15 8:13:20 2008
Hi Shadow If the name NCO appears in your credit
..
Posted: Thu Aug 14 7:02:44 2008
Hi goodnatured Most of the collection agencies
..
Posted: Thu Aug 14 2:01:30 2008
Hi erb As far as I know repairing your credit
..
Posted: Wed Aug 13 9:17:13 2008
The state of Pennsylvania, does not permit
..
Posted: Wed Aug 13 8:29:40 2008
I agree with you Fireyone. I think that the best
..
Posted: Wed Aug 13 6:57:20 2008
hi jenickki Since you have already send Cease
..
Posted: Tue Aug 12 8:27:46 2008
Yes, identity theft mostly occurs through credit
..
Posted: Tue Aug 12 6:49:27 2008
Hi Sierra If the regional bank has already send
..
Posted: Tue Aug 12 6:32:21 2008
Hi Lea As far as I know, the UK laws will not be
..
Posted: Tue Aug 12 4:42:09 2008
Hi sierra As far as I know, Judgment is an order
..
Posted: Tue Aug 12 4:21:52 2008
There are many online business that offers free
..
Posted: Mon Aug 11 7:59:48 2008
I think that steps has to be taken to see that
..
Posted: Mon Aug 11 5:36:16 2008
Debt validation is an instrument which is
..
Posted: Mon Aug 11 3:18:41 2008
Hi sierra Since you know that you are not at all
..
Posted: Fri Aug 8 9:12:59 2008
The collection agencies charge interest with the
..
Posted: Fri Aug 8 8:42:45 2008
Hi erb Actually there is no use of validating
..
Posted: Fri Aug 8 8:15:59 2008
Hi Sdchargers It is true that the SOL in your
..
Posted: Fri Aug 8 3:01:47 2008
Yes Anthony is right. But since charge off
..
Posted: Thu Aug 7 5:46:52 2008
Hi byzjon2000 Since you have already asked them
..
Posted: Thu Aug 7 3:22:23 2008
Hi luckyldynred Have you sent the debt
..
Posted: Thu Aug 7 2:35:23 2008
Hi appelcatherine Judgments whether paid or not
..
Posted: Wed Aug 6 6:07:12 2008
Actually what happens is that, the collection
..
Posted: Wed Aug 6 5:43:09 2008
I agree with Anthony on this point. Pay for
..
Posted: Wed Aug 6 3:46:04 2008
Hi sdchargers I would also suggest you to get
..
Posted: Wed Aug 6 3:07:14 2008
Yes, Anthony is correct. If you want to send a DV
..
Posted: Tue Aug 5 3:10:48 2008
Hi Jollarry As far as I know WFFNATLBANK is
..
Posted: Mon Aug 4 8:11:31 2008
Hi Roger Erb is right. Debt validation is a most
..
Posted: Mon Aug 4 7:15:50 2008
I agree with Anthony but would like to add a few
..
Posted: Mon Aug 4 4:46:48 2008
Hi 4mycredit If they threaten to file
..
Posted: Mon Aug 4 3:23:26 2008
The collection agencies always focus on the
..
Posted: Sat Aug 2 8:04:28 2008
Hi sdchargers_63 A hard inquiry if authorized
..
Posted: Sat Aug 2 7:45:17 2008
Hi wboylan As far as I know, this bankruptcy
..
Posted: Fri Aug 1 5:04:31 2008
Normally a creditor lists a debt on the credit
..
Posted: Thu Jul 31 6:39:29 2008
Yes, as soon as you pay off the debt, it should
..
Posted: Thu Jul 31 3:28:17 2008
Hi littlelady SOL is over does not necessarily
..
Posted: Wed Jul 30 6:19:44 2008
Hi segkjg If you have applied for a new credit
..
Posted: Wed Jul 30 5:58:11 2008
As per the FCRA, the collection agency must
..
Posted: Wed Jul 30 3:02:55 2008
Yes, I too think that going for debt
..
Posted: Wed Jul 30 2:23:09 2008
I agree with Anthony. If the item is wrongly
..
Posted: Fri Jul 25 9:11:17 2008
It is very easy to set up a palpal accout. go to
..
Posted: Fri Jul 25 8:57:41 2008
Hi goodnatured As far as I know, even if it is
..
Posted: Fri Jul 25 8:29:19 2008
Yes, Anthony is right. But the important think is
..
Posted: Fri Jul 25 7:17:05 2008
I agree with you Anthony. To explain you in short
..
Posted: Wed Jul 23 9:44:01 2008
Hi Goodnatured I agree with Anthony on this
..
Posted: Tue Jul 22 5:15:15 2008
Hi johnk Debt Validation letter should be sent
..
Posted: Tue Jul 22 3:32:11 2008
Yes, GEMBPPBYCR is GE money bank paypal buyers
..
Posted: Tue Jul 22 1:41:29 2008
Hi lockwood For repairing your credit, all you
..
Posted: Tue Jul 22 0:53:54 2008
Hi goodnatured As per the BBB, Kingman cole and
..
Posted: Tue Jul 22 0:37:20 2008
You are right Lorri. Since your paycheck gets
..
Posted: Fri Jul 18 8:12:23 2008
Yes, I too believe that we should always make any
..
Posted: Fri Jul 18 7:20:06 2008
I think that if the collection agency do not
..
Posted: Fri Jul 18 5:43:26 2008
Yes, some of the steps that we can take to repair
..
Posted: Fri Jul 18 5:31:29 2008
Yes, I too think so fireyone. If the collection
..
Posted: Fri Jul 18 2:30:51 2008
Hi Blanca I agree with you Jessica. In todays
..
Posted: Thu Jul 17 9:08:31 2008
I agree with you Lorri. Bankruptcy should always
..
Posted: Thu Jul 17 8:16:25 2008
Hi goodnatured This is the only reason why we
..
Posted: Thu Jul 17 7:29:21 2008
Actually, I think that identity theft mostly
..
Posted: Thu Jul 17 7:09:14 2008
Hi Redach Kingman cole and associates is a
..
Posted: Thu Jul 17 6:20:39 2008
Yes, I agree with Anthony. As far as I know when
..
Posted: Wed Jul 16 8:19:31 2008
Yes, you are correct erb. Since one credit report
..
Posted: Wed Jul 16 3:58:18 2008
You need to send a dispute letter to the Credit
..
Posted: Wed Jul 16 2:56:36 2008
Hi goodnatured Bad experiences with credit cards
..
Posted: Tue Jul 15 9:52:43 2008
Yes Mary is right, charge off listing can never
..
Posted: Tue Jul 15 5:25:42 2008
If you have already send a debt validation letter
..
Posted: Tue Jul 15 2:50:54 2008
Yes, goodnatured is right. If you send a debt
..
Posted: Mon Jul 14 5:45:11 2008
Yes, CMBV is correct. Even if you make a partial
..
Posted: Mon Jul 14 5:14:09 2008
I too think that Anthony is correct. You can send
..
Posted: Mon Jul 14 2:59:10 2008
Hi Shannon Since you have payday loans, you must
..
Posted: Thu Jul 10 7:25:49 2008
Hi Tammy Since it has been charged off in 2003,
..
Posted: Thu Jul 10 6:32:53 2008
You are right goodnatured. Although it is true
..
Posted: Thu Jul 10 5:54:28 2008
hi Daniel I agree with goodnatured. You should
..
Posted: Wed Jul 9 2:06:02 2008
Hi I think that it is risky using fake pay
..
Posted: Wed Jul 9 1:30:26 2008
Hi powell You may ask HOA to give you a written
..
Posted: Tue Jul 8 4:32:22 2008
Hi lostrikan Actually, it is not that you should
..
Posted: Tue Jul 8 3:28:27 2008
I agree with goodnatured. Payday loans actually
..
Posted: Mon Jul 7 7:55:45 2008
Hi impute As far as I know, the report offered
..
Posted: Mon Jul 7 6:58:20 2008
I agree with Mary. However, debt validation
..
Posted: Sat Jul 5 2:56:22 2008
Actually what happens is that once the unpaid
..
Posted: Fri Jul 4 8:19:57 2008
Short sale and foreclosures both relate to your
..
Posted: Fri Jul 4 4:10:26 2008
Hi Jessie You did not tell how much the EMS
..
Posted: Fri Jul 4 2:17:34 2008
Yeah, these departmental store card offer reward
..
Posted: Thu Jul 3 6:29:35 2008
Hi goodnatured I actually have not come through
..
Posted: Thu Jul 3 4:33:55 2008
I agree with the fact that we can repair credit
..
Posted: Wed Jul 2 6:30:07 2008
"Closed by grantor" status generally
..
Posted: Wed Jul 2 4:57:51 2008
I don't think that if you pay back the credit
..
Posted: Tue Jul 1 6:08:32 2008
hi charles The listing in your credit report
..
Posted: Tue Jul 1 5:30:59 2008
Hi guest I went through the site and found the
..
Posted: Mon Jun 30 8:35:41 2008
Hi Ahitche There is no letter which will notify
..
Posted: Fri Jun 27 8:13:28 2008
Hi guest You can ask for debt validation from
..
Posted: Fri Jun 27 7:04:13 2008
Yes, the collection agency can always report it
..
Posted: Thu Jun 26 7:45:53 2008
I think you should send a debt validation letter
..
Posted: Wed Jun 25 6:02:33 2008
Your credit score has fallen by over 150 points
..
Posted: Wed Jun 25 3:05:23 2008
Hi Erica Send a debt validation letter by
..
Posted: Mon Jun 23 2:19:04 2008
Hi Goodnatured There are five major factors that
..
Posted: Mon Jun 23 1:30:58 2008
Hi drandle I agree with Scott. If you are
..
Posted: Fri Jun 20 4:16:19 2008
I agree with goodnatured. If you have not yet
..
Posted: Thu Jun 19 8:21:38 2008
Yes, I too think so goodnatured. Fed should place
..
Posted: Thu Jun 19 6:11:18 2008
Bumping up the credit score actually means how to
..
Posted: Thu Jun 19 5:54:50 2008
Washington Mutual bank credit cards presently
..
Posted: Thu Jun 19 5:40:12 2008
Hi C Hertan Credit history constitutes about 35%
..
Posted: Thu Jun 19 2:41:47 2008
Yes it is GE Money Bank PayPal Buyers Credit. You
..
Posted: Wed Jun 18 9:05:14 2008
For bumping up your credit score, you may try the
..
Posted: Tue Jun 17 9:18:17 2008
I agree with you goodnatured. There are many
..
Posted: Thu Jun 12 4:59:38 2008
I too agree with you goodnatured. it is always
..
Posted: Thu Jun 12 3:13:28 2008
Yes, I agree with you goodnatured. But you should
..
Posted: Sat May 24 2:16:52 2008
I think that before going for any credit repair
..
Posted: Thu May 22 7:23:27 2008
Actually as far as I know, only one report is
..
Posted: Wed May 21 1:20:03 2008
Hi Fredolul SCA/Group USA Inc as you are
..
Posted: Tue May 20 8:06:50 2008
I think one should check his score at least twice
..
Posted: Tue May 20 5:16:36 2008
I too agree with fieryone on this point. This is
..
Posted: Tue May 20 4:58:42 2008
Actually what I meant to say is that interaction
..
Posted: Mon May 19 1:35:43 2008
I do agree with fireyone. Credit reports give us
..
Posted: Fri May 16 3:11:33 2008
RCA is a financial service company which helps
..
Posted: Thu May 15 3:14:33 2008
Hi msburton-welch The major respect in which
..
Posted: Thu May 15 2:27:42 2008
Hi goodnatured I think that we, the members of
..
Posted: Thu May 15 2:11:55 2008
Hi goodnatured You are right. This community
..
Posted: Thu May 15 1:14:41 2008
Hi batterup40 I think they will agree to
..
Posted: Wed May 14 4:55:43 2008
Hi davidboura PFD is the pay for deletion
..
Posted: Tue May 13 6:48:23 2008
I also agree with CMBV22 on this point. If you
..
Posted: Tue May 13 5:00:28 2008
Hi bud I think you should send a dispute letter
..
Posted: Tue May 13 1:04:37 2008
Hi Amir Rubin I visited your site and found it
..
Posted: Mon May 12 0:06:23 2008
Hi CMBV22 You are correct to some extent that
..
Posted: Sat May 10 4:50:05 2008
Hi sdchargers_63 I agree with you on this
..
Posted: Sat May 10 2:51:04 2008
Hi sdchargers_63 I too agree with you on this
..
Posted: Sat May 10 2:01:57 2008
Hi sister since you are having 5 payday loans
..
Posted: Sat May 10 1:19:16 2008
Hi sdchargers_63 In foreclosure, the lender
..
Posted: Fri May 9 6:41:56 2008
Hi Oakland CA My question is whether you would
..
Posted: Fri May 9 4:17:12 2008
I think that Swoosh is correct. You should first
..
Posted: Fri May 9 3:14:26 2008
FICO provides a score rating model which are
..
Posted: Fri May 9 2:52:49 2008
Hi sdchargers_63 I think even if you pay off
..
Posted: Thu May 8 8:09:49 2008
Hi m00nman03 I think you can try any of the
..
Posted: Thu May 8 7:51:50 2008
Hi sdchargers_63 I do agree with you on this
..
Posted: Tue Apr 29 2:21:46 2008
Honesty is the best way to live a happy life. Go
..
Posted: Tue Apr 29 2:14:32 2008
Thanks a lot. Your information will save many
..
Posted: Tue Apr 29 2:13:11 2008
Try reading this to know more about the
..
Posted: Tue Apr 29 2:08:09 2008
For information regarding the account use the
..
Posted: Tue Apr 29 2:03:46 2008
Hi Crane, Do keep us posted regarding this
..
Posted: Tue Apr 29 2:01:50 2008
Hi Refinancing tips, Its great to hear that
..
Posted: Thu Apr 24 2:48:53 2008
Kriss would like to know more. really new one for
..
Posted: Thu Apr 24 2:41:14 2008
This is pretty unbreakable. Collections keep
..
Posted: Thu Apr 24 2:37:38 2008
Hi Wads, There is no specific way that you can
..
Posted: Thu Apr 24 2:31:50 2008
Awareness is required in all countries. Its great
..
Posted: Thu Apr 24 2:28:56 2008
Thats bad news but thats cent percent true. That
..
Posted: Thu Apr 24 2:24:16 2008
The main thing to do in this case is replace own
..
Posted: Thu Apr 24 2:02:55 2008
How many visits the article section I guess we
..
Posted: Thu Apr 24 1:57:29 2008
I would attach evidences if available with me
..
Posted: Thu Apr 24 1:32:28 2008
Not about blaming anyone for being expensive.
..
Posted: Thu Apr 24 1:29:07 2008
I am sure thats going to happen soon. I think we
..
Posted: Thu Apr 24 1:27:33 2008
Now this is new to me. Please let us know which
..
Posted: Thu Apr 24 1:13:11 2008
Pay day loans are irksome. I dont understand the
..
Posted: Thu Apr 24 0:13:37 2008
Have come around after a long time . Im seeing a
..
Posted: Thu Mar 13 2:07:16 2008
I agree to some extent with Spicy here. Too much
..
Posted: Sat Jan 5 0:18:39 2008
Yes I carry a lot of cards. One credit card for
..
Posted: Thu Dec 20 4:19:07 2007
Hi Redobler, Welcome to the forum. You can
..
Posted: Thu Dec 20 4:14:21 2007
What are you people talking
..
Posted: Thu Dec 6 5:59:50 2007
Hello Young Man, Welcome here. Any item can
..
Posted: Sat Nov 17 2:11:10 2007
Hi James, This is a real big scam. What
..
Posted: Thu Nov 15 22:32:05 2007
Hi Dadummy welcome to the forum. Could you
..
Posted: Fri Nov 9 4:25:16 2007
Yes I will try to gather info related to
..
Posted: Thu Nov 8 0:56:08 2007
Yes we are really glad t be on this forum.
..
Posted: Thu Nov 8 0:31:44 2007
Keep up the spirit good. You will do fine. Hope
..
Posted: Thu Nov 8 0:28:03 2007
Hi Julia do keep us
..
Posted: Thu Nov 8 0:08:57 2007
Hi there, Good to see you here. We are all at
..
Posted: Wed Nov 7 1:25:58 2007
HI George welcome back. Long time since I have
..
Posted: Mon Oct 29 5:13:38 2007
Hey John Think Cash is also provides payday
..
Posted: Thu Sep 13 1:02:03 2007
It seems your debt is out of
..
Posted: Thu Sep 13 0:20:26 2007
Its good to pay off debts if it is yours. This
..
Posted: Mon Aug 20 1:56:05 2007
Have they replied to your validation
..
Posted: Mon Aug 20 1:48:57 2007
Hi Jorge, This is a forum where people
..
Posted: Mon Aug 20 1:38:24 2007
I am of the same opinion. Yes but making it a
..
Posted: Wed Aug 8 0:47:46 2007
Hi, Do not dispute it right away. Let them
..
Posted: Thu Aug 2 1:16:39 2007
Hi Greg, A small fee is always levied while
..
Posted: Mon Jun 25 2:34:27 2007
I agree, It is such a long process. It feels
..
Posted: Wed Jun 20 6:21:56 2007
Hey Indio, Welcome to the community
..
Posted: Wed Jun 20 2:00:11 2007
Barbie, I think this is the BIG Limited IS
..
Posted: Mon Feb 12 19:25:27 2007
Karazzy, As you are putting in sincere efforts
..
Posted: Mon Feb 12 18:46:35 2007
Hi Karazzy, It may be set up through a store
..
Posted: Fri Feb 9 21:50:12 2007
Karazzy, If you plan things out then the
..
Posted: Sat Feb 3 19:13:04 2007
Debt validation does not renew the SOL timeframe.
..
Posted: Fri Jan 19 20:10:48 2007
Yes it is very important to ask the CA to
..
Posted: Wed Jan 10 14:49:36 2007
Hi Toohotnky, Contact Dept of Financial
..
Posted: Tue Dec 19 20:11:16 2006
Hi Ev, Your score is quiet low but it can
..
Posted: Wed Nov 22 13:17:57 2006
Hi Tantran, Palisades is a collection agency.
..
Posted: Sat Oct 28 1:43:14 2006
hi
..
Posted: Wed Sep 6 6:19:28 2006
You would have to check the terms of both
..
Posted: Thu Aug 17 5:48:27 2006
I dont think it will actually hurt your credit
..
Posted: Thu Aug 10 6:33:30 2006
Have you tried to contact the collection agency
..
Posted: Wed Aug 2 6:48:44 2006
The home page looks pretty good to me and yeah it
..
Posted: Tue Aug 1 4:38:16 2006
Id theft is a very serious problem in our country
..
Posted: Tue Jul 25 1:01:06 2006
You may have a look at this checklist I
..
Posted: Sat Jul 22 5:59:28 2006
I too never had an idea abt this. Thanks Richard
..
Posted: Mon Jul 17 4:18:49 2006
Hi Polly, I have accepted your invitation and
..
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