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JOINED:  17 July 2006
TOTAL POSTS:  1093
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Posts by Justin
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Posted: Fri Oct 30 2:37:25 2009 Hi Sylvan, Richard here has produced a great ..
Posted: Thu Oct 29 4:52:48 2009 Hi, You are most welcome. After all we all are ..
Posted: Thu Oct 29 3:25:12 2009 Hi Cruzzn, When you were served a summons, you ..
Posted: Thu Oct 29 3:09:30 2009 Hi Avilo, As Firey said Kirkland Green is a ..
Posted: Thu Oct 29 2:58:51 2009 Ji Jayben, I completely agree with you that we ..
Posted: Thu Oct 29 2:51:11 2009 HI Jayben, If you have so many outstanding ..
Posted: Thu Oct 29 2:18:04 2009 Hi Hneedshelp, I don't think that after ..
Posted: Thu Oct 29 1:37:31 2009 Hi andyth, How old is this credit card If it ..
Posted: Thu Oct 29 1:30:26 2009 Hi Knowledge, You are right, this is how most ..
Posted: Wed Oct 28 3:12:52 2009 Hi Marcusandila, No, I have not used these ..
Posted: Wed Oct 28 2:21:48 2009 Hi Steven, You said the CA is ready to ..
Posted: Wed Oct 28 2:06:22 2009 Hi Marcusandila, Well, even if you consolidate ..
Posted: Wed Oct 28 1:45:32 2009 Hi Deld, It is nice that you have found this ..
Posted: Wed Oct 28 1:41:22 2009 Hi Tammy, You can write to the FTC if you ..
Posted: Wed Oct 28 1:01:42 2009 Mizzz_Tina, If the debt is validated by the ..
Posted: Tue Oct 27 8:22:08 2009 Hi Guest, Well, congrats that you have got a ..
Posted: Tue Oct 27 3:20:53 2009 Hi Dafer, This is a good way to help others as ..
Posted: Tue Oct 27 3:07:59 2009 Hi Jenorlandi, It is good to know that you ..
Posted: Tue Oct 27 2:49:33 2009 Hi Firey, So, you are not the authorized user ..
Posted: Tue Oct 27 2:27:33 2009 Hi Jack, Just ignoring phone calls might not ..
Posted: Tue Oct 27 2:21:05 2009 Hi Kim, Generally a non signing spouse is not ..
Posted: Tue Oct 27 2:10:57 2009 Hi Kim, Yes, as far as I know the creditor can ..
Posted: Tue Oct 27 1:58:11 2009 Hi Kim, Normally, the SOL of the state in ..
Posted: Tue Oct 27 1:15:36 2009 Hi Kim, Well, paying off the debt will not ..
Posted: Mon Oct 26 8:50:31 2009 I agree with Sia. Household budgeting is ..
Posted: Mon Oct 26 6:45:29 2009 Hi Ethanwa, Yeah, I have also heard about ..
Posted: Mon Oct 26 6:39:33 2009 Hi Joslyn, Well, it takes some amount of time ..
Posted: Mon Oct 26 6:34:51 2009 Hi Tomab, I agree with Goodnatured that ..
Posted: Mon Oct 26 6:28:58 2009 Hi Jack O, How long has it been that you have ..
Posted: Mon Oct 26 5:59:55 2009 Hi Verybestman, Both your credit report and ..
Posted: Mon Oct 26 5:51:28 2009 Hi Tee, After you have received a notice from ..
Posted: Mon Oct 26 5:19:30 2009 Hi Steffan, Yes, you can pull the report of ..
Posted: Mon Oct 26 5:06:38 2009 Hi JSDaniel, Welcome to the community. You can ..
Posted: Mon Oct 26 4:55:23 2009 Hi Kim, No, I don't think that the vendor can ..
Posted: Mon Oct 26 2:52:02 2009 Hi Kim, I agree with Firey, that after your ..
Posted: Mon Oct 26 2:40:03 2009 Hi Renne.a, The SOL does not apply for ..
Posted: Mon Oct 26 2:25:46 2009 Hi kim, You should have sent a pay for delete ..
Posted: Mon Oct 26 1:36:12 2009 Hi Ross, Yes, medical bills can affect your ..
Posted: Mon Oct 26 1:25:48 2009 Hi Ross, Yes, a letter of deletion is ..
Posted: Mon Oct 26 1:19:41 2009 Hi Ross, I think that "fairloanrate" ..
Posted: Sat Oct 24 8:41:17 2009 Hi, I am glad to welcome you once again. Hope ..
Posted: Sat Oct 24 8:38:30 2009 Hi Robinhc, I think you need to write a cease ..
Posted: Sat Oct 24 8:23:29 2009 HI Jayben, Have you tried getting unsecured ..
Posted: Sat Oct 24 8:00:02 2009 Hi Nicole, You are right. Nissan has sold the ..
Posted: Sat Oct 24 7:53:31 2009 Isharp, No, it should show something like, ..
Posted: Sat Oct 24 7:47:58 2009 Hi Maleena, You have not been served yet Then ..
Posted: Sat Oct 24 7:41:57 2009 Hi Sia, I don't think you should give any ..
Posted: Sat Oct 24 2:57:10 2009 Hi Peggars, The lender can sell but reporting ..
Posted: Fri Oct 23 5:23:54 2009 Hi Jchedrick, Yes, as you said cosigning the ..
Posted: Fri Oct 23 3:44:29 2009 Hi Rowen, We are glad to welcome you in this ..
Posted: Fri Oct 23 3:35:51 2009 Hi Combo, Yes, definitely you can. Just check ..
Posted: Fri Oct 23 3:29:30 2009 Christy, Since you have 3 payday loans, I ..
Posted: Fri Oct 23 3:12:20 2009 Hi Spitfirecls, The creditor or the collection ..
Posted: Fri Oct 23 3:06:33 2009 Hi Jenny, I think the only way you can stop ..
Posted: Fri Oct 23 2:41:09 2009 Hi Judy, Well, if you have taken a payday ..
Posted: Fri Oct 23 2:24:18 2009 Hi Gustav, Send a debt validation letter to ..
Posted: Fri Oct 23 2:15:37 2009 Hi Gamz, They are trying to collect the money ..
Posted: Fri Oct 23 2:03:23 2009 Hi Wectaxz, Late payments affect your credit ..
Posted: Fri Oct 23 1:49:12 2009 Hi Jenn, Yes, you can get it removed. It is ..
Posted: Fri Oct 23 1:43:26 2009 Hi Firey, I think there is something wrong in ..
Posted: Fri Oct 23 1:02:08 2009 Hi Sia, You must have visited and signed up ..
Posted: Thu Oct 22 8:23:22 2009 Hi Dawnjohn, You can definitely get it fixed. ..
Posted: Thu Oct 22 5:42:46 2009 Hi Lilybee, The Stature of limitations starts ..
Posted: Thu Oct 22 3:46:05 2009 Hi supplychain, You should have sent a pay for ..
Posted: Thu Oct 22 3:26:08 2009 Hi Supplychain, I agree with Debra that only ..
Posted: Thu Oct 22 2:57:24 2009 Hi Thomas, 7 years is the stipulated time ..
Posted: Thu Oct 22 2:16:52 2009 Hi Collectingdebts, Yes, as the creditor you ..
Posted: Thu Oct 22 2:13:38 2009 Hi Thomas, Yes, of course secured credit cards ..
Posted: Thu Oct 22 1:51:29 2009 Hi Debra, Well, when you file bankruptcy, the ..
Posted: Thu Oct 22 1:31:14 2009 Hi Antony, Well, didn't you get a pay for ..
Posted: Wed Oct 21 9:10:21 2009 Hi, It will be good if you can ask for a copy ..
Posted: Wed Oct 21 9:05:50 2009 Hi Rony, A credit score is a numerical ..
Posted: Wed Oct 21 8:55:16 2009 Hi, If it is not listed on the negative side ..
Posted: Wed Oct 21 2:14:53 2009 Hi Million, I have personally not worked with ..
Posted: Wed Oct 21 2:03:50 2009 Hi Debra, A credit card grantor can cancel ..
Posted: Wed Oct 21 1:44:03 2009 Hi Jnni, Before even thinking about the SOL, I ..
Posted: Wed Oct 21 1:24:17 2009 Hi Jennifer, After you have cleaned your bad ..
Posted: Wed Oct 21 1:11:23 2009 Hi Donnellycreative, If you let the truck to ..
Posted: Wed Oct 21 0:57:21 2009 Hi Brannonusmc, You will find a in the ..
Posted: Wed Oct 21 0:53:54 2009 Hi Mysticalnyc, Joint accounts can be ..
Posted: Tue Oct 20 8:07:09 2009 Hi CJ, I think your query has already been ..
Posted: Tue Oct 20 7:10:17 2009 Hi Debra, Experian has its own scoring system ..
Posted: Tue Oct 20 6:34:50 2009 Hi TL, The 30 day notice period they have ..
Posted: Tue Oct 20 6:14:44 2009 Hi Turbosb, It is unfortunate that your credit ..
Posted: Tue Oct 20 6:06:21 2009 Hi Rrich, For the mistaken credit problem, I ..
Posted: Tue Oct 20 5:56:40 2009 Hi Debra, For the purpose of pulling a ..
Posted: Tue Oct 20 5:26:40 2009 Hi Suzieslick, Well, I think you need to file ..
Posted: Tue Oct 20 5:21:48 2009 Hi Debra, I think the posts you are referring ..
Posted: Tue Oct 20 5:14:55 2009 Hi Angele, Before you opt for a debt ..
Posted: Tue Oct 20 4:41:53 2009 Hi CherJ, First, find out whether it's a ..
Posted: Tue Oct 20 3:31:03 2009 Hi CHERJ, "Bad debt" written in your ..
Posted: Tue Oct 20 3:20:19 2009 Hi CherJ, If the information on your credit ..
Posted: Tue Oct 20 2:50:55 2009 Hi mariette, Welcome to our forum. Here we ..
Posted: Tue Oct 20 2:34:51 2009 Hi Jayben, Debt consolidation is good idea, if ..
Posted: Tue Oct 20 2:12:04 2009 Hi Bigyankeefan, I think there is not much you ..
Posted: Tue Oct 20 0:55:45 2009 Hi Load, When you are trying to find out a ..
Posted: Fri Oct 16 7:52:39 2009 Hi Down&out, Whenever, a creditor attaches ..
Posted: Fri Oct 16 7:31:10 2009 Hi Cheng, I think you have to file a motion to ..
Posted: Fri Oct 16 7:15:21 2009 Hi Hannah, No, filing bankruptcy does not give ..
Posted: Fri Oct 16 7:10:40 2009 Hi shan, It is a collection agency in ..
Posted: Fri Oct 16 6:54:46 2009 Hi Miamga, The Affinion Group deals in credit ..
Posted: Fri Oct 16 3:19:44 2009 Hi Firey, If you are an authorized user, then ..
Posted: Fri Oct 16 3:06:50 2009 Hi Ruthie, It is an unauthorized inquiry and I ..
Posted: Fri Oct 16 2:36:19 2009 Hi ecs, Are you saying that the case was ..
Posted: Fri Oct 16 2:21:14 2009 Hi Michael, You are absolutely right. This is ..
Posted: Fri Oct 16 1:06:39 2009 Hi Babs, Yes, the creditor can garnish your ..
Posted: Thu Oct 15 8:46:56 2009 Hi Rachael, After getting the judgment, the CA ..
Posted: Thu Oct 15 8:36:41 2009 Hi Hbob, Yes, the creditor can take you to ..
Posted: Thu Oct 15 7:59:11 2009 Hi Blanche, Why are you thinking of stopping ..
Posted: Thu Oct 15 7:21:27 2009 Hi Debra, Legally, I don't think it is ..
Posted: Thu Oct 15 5:50:50 2009 Hi Dakota_jasper, If the information in your ..
Posted: Thu Oct 15 5:43:27 2009 Hi Debra, Both these phrases more or less mean ..
Posted: Thu Oct 15 5:07:33 2009 Hi Bhazlett, First of all, a disputed account ..
Posted: Thu Oct 15 3:34:16 2009 Hi schultheisann , I have personally not ..
Posted: Thu Oct 15 3:24:29 2009 Hi Debra, Firey is right. In financial matters ..
Posted: Thu Oct 15 3:13:24 2009 Hi Monty, I understand your situation. Ideally ..
Posted: Thu Oct 15 3:01:50 2009 Hi Davesaab, As it is an 8 year old debt, the ..
Posted: Thu Oct 15 1:48:07 2009 Hi Martinmomma, When you send a debt ..
Posted: Thu Oct 15 1:30:53 2009 Hi Jayben, If you apply for debt reduction, ..
Posted: Thu Oct 15 1:03:34 2009 Hi Erkska, You should not miss the court date. ..
Posted: Thu Oct 15 0:44:17 2009 Hi Helpwithmycredit, Yes, definitely. You can ..
Posted: Wed Oct 14 5:06:45 2009 Hi Bisiboy, Yes, if the house is foreclosed, ..
Posted: Wed Oct 14 4:54:54 2009 Hi Jaded, Firstly, the year rule will apply to ..
Posted: Wed Oct 14 3:29:58 2009 Hi mrryanspace, Legally, it is too late for ..
Posted: Wed Oct 14 3:14:01 2009 Hi Corgee, If you max out your credit card ..
Posted: Wed Oct 14 2:57:32 2009 Hi Corgee, Post recession, creditors and ..
Posted: Wed Oct 14 2:26:26 2009 Hi Kim, Congratulations!! You have paid off ..
Posted: Wed Oct 14 1:50:38 2009 Hi Question, The collection agency is unable ..
Posted: Wed Oct 14 1:29:25 2009 Hi debranewell, Yes, unfortunately a creditor ..
Posted: Wed Oct 14 1:15:43 2009 Hi, Unfortunately, "satisfied" will ..
Posted: Tue Oct 13 8:40:21 2009 Hi, Well, I don't think disputing is an option ..
Posted: Tue Oct 13 8:21:50 2009 Hi, Yes, qualifying for a student loan ..
Posted: Tue Oct 13 2:58:59 2009 Hi jmedwar, A creditor is not allowed to ..
Posted: Tue Oct 13 2:27:09 2009 Hi debranewell, Accepting a pay for delete ..
Posted: Tue Oct 13 2:08:47 2009 Hi rbiggs, There are variations within the ..
Posted: Tue Oct 13 1:50:39 2009 Hi Jimmy, You have to pay the debt since the ..
Posted: Tue Oct 13 1:00:20 2009 Hi EABPoland, Did you send a debt validation ..
Posted: Mon Oct 12 8:23:39 2009 Hi Kara, You mean to say, that your debt has ..
Posted: Mon Oct 12 7:01:06 2009 Hi, This is a rare incident. Normally the ..
Posted: Mon Oct 12 4:36:57 2009 Hi Robertsmith, There are certain reasons ..
Posted: Mon Oct 12 1:36:11 2009 Hi Leos, First try to repay the debt. Talk to ..
Posted: Mon Oct 12 1:26:08 2009 Hi Flipeng, The first thing you should have ..
Posted: Mon Oct 12 1:12:09 2009 Hi Kruti, Welcome to the forum. We discuss ..
Posted: Mon Oct 12 1:05:22 2009 HI Goodnatured, There is not fixed time frame ..
Posted: Sat Oct 10 5:45:56 2009 Hi Corgee, Well, as far as the plans are ..
Posted: Sat Oct 10 5:30:11 2009 Hi Guest, You live in Georgia right In ..
Posted: Sat Oct 10 5:18:52 2009 Hi Joy, Holding a power of attorney to a ..
Posted: Sat Oct 10 3:30:38 2009 Hi Lees, Do you know anything about your ..
Posted: Sat Oct 10 3:01:44 2009 HI Question, Didn't you send a copy of the ..
Posted: Sat Oct 10 2:18:03 2009 Hi marybeth_sherman, First of all you need to ..
Posted: Sat Oct 10 1:58:44 2009 Hi moorekr, 'Charge-off' means either the OC ..
Posted: Sat Oct 10 1:38:24 2009 Hi Kamakazi, You have come to the right place ..
Posted: Thu Oct 8 2:28:20 2009 HI wendel, You have the right to dispute with ..
Posted: Thu Oct 8 2:21:55 2009 Hi aldogut, It is not possible to say, by how ..
Posted: Thu Oct 8 1:59:14 2009 Hi ricki, You need to open an online checking ..
Posted: Thu Oct 8 1:25:34 2009 Hi Tina, Welcome to the forum. I can ..
Posted: Wed Oct 7 6:05:59 2009 Hi agilbert, You can get a secured credit card ..
Posted: Wed Oct 7 5:59:33 2009 Hi Sara, You can do it, provided you know ..
Posted: Wed Oct 7 5:50:52 2009 Hi Sara, While a payment arrangement does not ..
Posted: Wed Oct 7 5:32:10 2009 Hi Sara, So, your father was an authorized ..
Posted: Wed Oct 7 1:42:59 2009 Hi Sara, Found this ..
Posted: Wed Oct 7 1:04:28 2009 Hi jmr, When did you last check your credit ..
Posted: Tue Oct 6 8:06:03 2009 Hi sd, In that case, you might again request ..
Posted: Tue Oct 6 7:51:32 2009 Hi, I think you can also do one more thing. ..
Posted: Tue Oct 6 7:05:10 2009 It largely depends on the lender, whether or not ..
Posted: Tue Oct 6 6:30:26 2009 Legally, a debtor is entitled to the right of ..
Posted: Tue Oct 6 6:14:35 2009 Hi Jassica, You should immediately consult a ..
Posted: Tue Oct 6 3:29:34 2009 Hi Charles, As far as I know, the creditor has ..
Posted: Tue Oct 6 2:48:01 2009 Hi, Well, it is a complicated situation. You ..
Posted: Tue Oct 6 2:01:14 2009 HI Sara, Yes, delinquent child support account ..
Posted: Tue Oct 6 1:40:55 2009 Hi Jassica, Whatever you and your daughter do ..
Posted: Tue Oct 6 0:56:42 2009 Hi Jassica, Well, I have never dealt with ..
Posted: Tue Oct 6 0:21:09 2009 Hi ericvicer, So, you wish to settle your debt ..
Posted: Mon Oct 5 7:54:32 2009 Hi Patsy, Yes, you can contact their customer ..
Posted: Mon Oct 5 7:39:28 2009 Hi Dolly, I think you can take the settlement ..
Posted: Mon Oct 5 7:26:26 2009 Hi, No, by that phrase, I meant that the ..
Posted: Mon Oct 5 7:03:25 2009 Hi aarons, Do not be depressed. Your credit ..
Posted: Mon Oct 5 6:58:20 2009 Hi Sara, There are several lenders that ..
Posted: Mon Oct 5 6:48:54 2009 Hi Sara, Bankruptcy affects your credit score ..
Posted: Mon Oct 5 6:32:34 2009 Hi Sara, I would suggest you to go through ..
Posted: Mon Oct 5 6:19:15 2009 Hi Dolly, Opting for debt consolidation is ..
Posted: Mon Oct 5 4:41:16 2009 Hi VendettasVice, I agree with what your ..
Posted: Mon Oct 5 3:32:09 2009 HI Tammy, A high debt ratio definitely lowers ..
Posted: Mon Oct 5 3:14:58 2009 Hi jeaninebuchanan, I think you can file ..
Posted: Mon Oct 5 2:29:27 2009 Hi Cubfan, These companies are known as debt ..
Posted: Mon Oct 5 2:03:27 2009 Hi asecondchance, First, I think you need to ..
Posted: Mon Oct 5 1:49:53 2009 Hi, Have you checked your credit report ..
Posted: Mon Oct 5 1:06:30 2009 Hi rubadub, No it is not bad. In fact, paying ..
Posted: Sat Oct 3 3:02:45 2009 Hi Lupe, You can start by introducing the ..
Posted: Sat Oct 3 2:45:36 2009 Hi Guest, Yes it is too late validating the ..
Posted: Sat Oct 3 2:36:33 2009 Hi Guest, You have made mistake by not ..
Posted: Sat Oct 3 2:23:29 2009 Hi question, I think this might be a fraud ..
Posted: Sat Oct 3 1:14:40 2009 HI Jassica, Yes, they can go after your ..
Posted: Sat Oct 3 0:52:17 2009 Hi Jassica, Late payment is considered as a ..
Posted: Sat Oct 3 0:32:43 2009 Hi Jassica, I understand your situation. Are ..
Posted: Sat Oct 3 0:03:29 2009 Hi Rodney, Well, first let me tell you that ..
Posted: Fri Oct 2 8:06:57 2009 Hi Carrie, Were you a cosigner with your ..
Posted: Fri Oct 2 7:45:19 2009 Hi sd, Like Firey said, you need to send the ..
Posted: Fri Oct 2 7:00:04 2009 Hi sd, Not really. The credit card company can ..
Posted: Fri Oct 2 6:20:16 2009 Hi jerry, You can get a home loan with a ..
Posted: Fri Oct 2 5:41:25 2009 Hi Nita, It is nice to know that you have ..
Posted: Fri Oct 2 5:33:01 2009 Hi Sd, The CA is supposed to provide genuine ..
Posted: Fri Oct 2 5:17:58 2009 Hi Cindy, Yes, look under consumer lawyers. ..
Posted: Fri Oct 2 3:51:45 2009 Hi Mrryanspace, Pull out your credit report ..
Posted: Fri Oct 2 2:47:09 2009 Hi Joy, Does this mean your only source of ..
Posted: Fri Oct 2 2:22:40 2009 Hi redoctober, Once, the listing has been ..
Posted: Fri Oct 2 2:13:23 2009 Hi redoctober, There are pros and cons of ..
Posted: Fri Oct 2 1:45:52 2009 Hi Todd, Well, I think you can do it yourself ..
Posted: Fri Oct 2 1:29:07 2009 Hi Guest, I agree with Firey, there might be ..
Posted: Thu Oct 1 7:42:19 2009 Hi Lotta, Once you have filed for a chapter 7 ..
Posted: Thu Oct 1 6:52:09 2009 Hi, I think filing a complaint against WFNNB ..
Posted: Thu Oct 1 5:45:05 2009 Hi nita, I think you should first pull out ..
Posted: Thu Oct 1 5:22:17 2009 Hi Wednesday, Well, you said that you did not ..
Posted: Thu Oct 1 4:56:06 2009 Hi A.L. Tucker, Like Carol said social ..
Posted: Thu Oct 1 4:46:07 2009 Hi Moorekr, "Charge-off" does not ..
Posted: Thu Oct 1 3:32:24 2009 Hi dawnmarie, Once you have disputed the debt ..
Posted: Thu Oct 1 3:21:10 2009 Hi Arya, Well, it is nice to know that you are ..
Posted: Thu Oct 1 2:21:43 2009 Hi Cindy, I agree with Carol, that you should ..
Posted: Thu Oct 1 1:54:17 2009 Hi Mrryanspace, As I can understand from your ..
Posted: Thu Oct 1 1:33:22 2009 Hi Jolene, I understand your situation. Do not ..
Posted: Thu Oct 1 1:17:28 2009 Hi Redoctober, Ideally, once an account ..
Posted: Thu Oct 1 0:47:45 2009 Hi Fireyone, No, this is not equal to ..
Posted: Wed Sep 30 6:33:07 2009 Hi, I think you should wait before sending out ..
Posted: Wed Sep 30 3:31:43 2009 Hi Tony, I am glad that you have found this ..
Posted: Wed Sep 30 3:25:35 2009 Hi Sammyz, It is good to know that you wish to ..
Posted: Wed Sep 30 3:02:14 2009 Hi Derhak, I believe you still have a copy of ..
Posted: Wed Sep 30 2:53:03 2009 Hi Worried mom, Yes, your assets can be ..
Posted: Wed Sep 30 2:35:36 2009 Hi abigorbot, You said that they have already ..
Posted: Wed Sep 30 1:38:04 2009 Hi Simpletruth, Well check your credit report ..
Posted: Wed Sep 30 1:01:14 2009 Hi Linda, Welcome to our forum. If you go ..
Posted: Thu Sep 24 9:02:50 2009 HI Zach, A Demand Deposit Account or DDA is an ..
Posted: Thu Sep 24 8:10:47 2009 Hi TJensen, It is nice to know that you are ..
Posted: Thu Sep 24 7:45:38 2009 Hi Sandra, Well, a creditor cannot bother you, ..
Posted: Thu Sep 24 6:32:33 2009 Hi dianes, Opting for title loans has its ..
Posted: Thu Sep 24 5:35:43 2009 Hi Erik, If you are talking about a negative ..
Posted: Thu Sep 24 3:11:19 2009 Hi Luv, First, you need to pull your credit ..
Posted: Thu Sep 24 2:54:50 2009 Hi Question, Do not panic so much. You need ..
Posted: Thu Sep 24 2:20:38 2009 Hi drobinson, I understand your situation. ..
Posted: Thu Sep 24 1:52:44 2009 Hi Dawn, Well, from your post it is not clear ..
Posted: Wed Sep 23 8:43:17 2009 Hi Sussane, Debts are resolved in 2 ways in ..
Posted: Wed Sep 23 6:30:00 2009 Hi Feelfelt, By paying up all your debts in ..
Posted: Wed Sep 23 6:13:45 2009 Hi Kaykay, It is important to have a strong ..
Posted: Wed Sep 23 5:20:57 2009 Hi Guest, This is an instance of bank account ..
Posted: Wed Sep 23 3:39:08 2009 Hi Cardonna, Well, if you have your home ..
Posted: Wed Sep 23 3:22:10 2009 Hi skycriesmary, I understand you are going ..
Posted: Wed Sep 23 2:13:05 2009 Hi mabkccjc, It is good that you wish to clean ..
Posted: Wed Sep 23 1:54:32 2009 Hi rcknrbn, No, the court will never allow the ..
Posted: Wed Sep 23 1:32:28 2009 Hi Lakay, Was there any inaccurate information ..
Posted: Wed Sep 23 1:23:18 2009 Hi, You have done the right thing by replying ..
Posted: Tue Sep 22 7:54:45 2009 Hi SK, I find from your post that, most of it ..
Posted: Tue Sep 22 6:55:52 2009 Hi James, If a company would want to repossess ..
Posted: Tue Sep 22 5:05:23 2009 Hi Ciney, Thanks for providing this ..
Posted: Tue Sep 22 4:55:04 2009 Hi fdlcsr, Garnishment of retirement income is ..
Posted: Tue Sep 22 4:43:23 2009 Hi Wendel, Paying off debts improves your ..
Posted: Tue Sep 22 3:24:29 2009 Hi jamielynnbonifant, Yes, it will definitely ..
Posted: Tue Sep 22 3:09:38 2009 Hi, A stipulation of settlement basically ..
Posted: Tue Sep 22 2:16:03 2009 Hi Hopptx, Yes, there is a chance that you ..
Posted: Tue Sep 22 1:12:01 2009 Hi linknc, Yes, you are entitled to send a ..
Posted: Mon Sep 21 6:43:55 2009 Hi, Yes, I absolutely agree with Carol. It is ..
Posted: Mon Sep 21 6:29:41 2009 Hi Doc, Thanks a ton for providing the contact ..
Posted: Mon Sep 21 6:22:56 2009 Hi, Nice joke Texanguy. However, I agree with ..
Posted: Mon Sep 21 4:29:25 2009 Hi Maddy, You seem to be enraged with the ..
Posted: Mon Sep 21 3:36:42 2009 Hi, Do not panic. You said you have already ..
Posted: Mon Sep 21 3:08:28 2009 Hi Wendel, So, they are unable to provide any ..
Posted: Mon Sep 21 2:17:56 2009 Hi Shala, If there is no mention of how long ..
Posted: Mon Sep 21 2:16:49 2009 Hi monomalomike, I understand your problem. ..
Posted: Mon Sep 21 1:47:31 2009 Hi Texaschick_jb, I think the best way to find ..
Posted: Mon Sep 21 1:28:14 2009 Hi June.vang, I am afraid you cannot do much ..
Posted: Mon Sep 21 1:15:46 2009 Hi seandobgondo, Yes, you can get the ..
Posted: Mon Sep 21 1:00:53 2009 Hi Shirlj, Paying the debt is out of question. ..
Posted: Mon Sep 21 0:46:05 2009 Hi Zettally, Well, the first thing is that, ..
Posted: Fri Sep 18 7:58:16 2009 Hi CerozattiaRBrantley, Well, you have already ..
Posted: Fri Sep 18 7:41:28 2009 Hi scarletone, Do you have a letter of ..
Posted: Fri Sep 18 6:17:51 2009 Hi boddidog, I understand your scenario. ..
Posted: Fri Sep 18 5:23:12 2009 Hi oldcolonyscrap, Did the financial company ..
Posted: Fri Sep 18 3:40:57 2009 Hi oldcolonyscrap, Have you tried to get your ..
Posted: Fri Sep 18 3:09:11 2009 Hi sgilpin, Do not provide the document of ..
Posted: Fri Sep 18 2:09:47 2009 Hi, As I reckon from your post, your creditor ..
Posted: Thu Sep 17 7:49:57 2009 Hi Shaquil, I think you should send a debt ..
Posted: Thu Sep 17 6:40:08 2009 Well, the best way to find out about the source ..
Posted: Thu Sep 17 5:27:17 2009 Hi Ruth, Well, a ‘charge-off’ in your ..
Posted: Thu Sep 17 2:51:04 2009 Hi andybell, You are most welcome . I will be ..
Posted: Thu Sep 17 2:28:31 2009 Hi inekie.collier, Cleaning up your credit ..
Posted: Thu Sep 17 1:34:15 2009 Hi Guest, No collection agency is allowed to ..
Posted: Wed Sep 16 8:21:36 2009 Hi Sue, Just be a little careful about the ..
Posted: Wed Sep 16 8:00:53 2009 Hi aarons, Normally any item stays on your ..
Posted: Wed Sep 16 7:53:33 2009 Hi Arya, A business line of credit is ..
Posted: Wed Sep 16 7:22:08 2009 Hi Arya, If the creditor has turned over your ..
Posted: Wed Sep 16 6:48:10 2009 Hi Pinchee, Are you a defaulter Since when did ..
Posted: Wed Sep 16 5:28:31 2009 Hi Jassica, First, I believe you need to find ..
Posted: Wed Sep 16 1:51:19 2009 Hi Lindsay, Well, if you can pay his debts for ..
Posted: Wed Sep 16 1:33:12 2009 Hi Shaquil, I think you have not asked for the ..
Posted: Tue Sep 15 8:08:40 2009 Hi Arya, There are several things to be taken ..
Posted: Tue Sep 15 7:34:10 2009 Hi Arya, When did you pay it off Normally the ..
Posted: Tue Sep 15 7:20:05 2009 Hi Arya, Continue to pay your bills on time as ..
Posted: Tue Sep 15 6:22:15 2009 Hi Guest, If you stop making payments for your ..
Posted: Tue Sep 15 5:48:29 2009 Hi bneerin, Once you have paid a tax lien it ..
Posted: Tue Sep 15 4:52:38 2009 Hi Stockonbroker, Well, it is good of you that ..
Posted: Tue Sep 15 2:58:05 2009 Hi tattootodd, Since you have failed to pay ..
Posted: Tue Sep 15 1:03:21 2009 Hi aarons, "Removed" in your ..
Posted: Tue Sep 15 0:44:49 2009 Hi Kwebb, You said that you had a paid ..
Posted: Sat Sep 12 8:27:11 2009 Hi aarons, The credit report does not get ..
Posted: Sat Sep 12 7:51:45 2009 Hi vivi love, Asset Acceptance can take you to ..
Posted: Sat Sep 12 6:54:46 2009 Hi Guest, Have you guys opted for piggyback ..
Posted: Sat Sep 12 6:27:42 2009 Hi Ciao, Yes of course. You can dispute the ..
Posted: Sat Sep 12 5:18:38 2009 Hi Guest, If you had specified your problem, ..
Posted: Sat Sep 12 3:28:38 2009 Hi lowkeynaki, I think that they can repossess ..
Posted: Sat Sep 12 2:25:22 2009 Hi aarons, If you think that it is a matter of ..
Posted: Sat Sep 12 1:42:33 2009 Hi aarons, Repo – I suppose you mean ..
Posted: Sat Sep 12 1:10:28 2009 Hi Stemargal, Do not panic. This kind of ..
Posted: Wed May 6 5:02:39 2009 Yes, I think that you should try to settle the ..
Posted: Wed May 6 4:49:04 2009 Hi Beverly Since you have a score over 725, I ..
Posted: Tue May 5 4:03:24 2009 Since it is the case of identity theft, you ..
Posted: Tue May 5 3:34:38 2009 Hi Sutton You can contact Capital Assistance ..
Posted: Tue May 5 2:57:10 2009 Yes, you can get a new mortgage loan after one ..
Posted: Tue Apr 28 2:16:08 2009 Hi Louise The creditor cannot sell your house to ..
Posted: Tue Apr 28 1:34:32 2009 If in your credit report you do not find the name ..
Posted: Fri Apr 24 2:43:48 2009 As far as I know, within 30 days the bureaus ..
Posted: Fri Apr 24 2:24:02 2009 You can check the official website of the Fair ..
Posted: Tue Apr 21 2:19:52 2009 This process of reporting the debt to the ..
Posted: Tue Apr 21 2:11:45 2009 Hi Prudence There are two options available to ..
Posted: Tue Apr 21 2:02:03 2009 Hi Gmartin It is not always necessary that you ..
Posted: Mon Apr 20 5:56:37 2009 The negative mark stays on your credit report for ..
Posted: Mon Apr 20 4:21:05 2009 Hi Jason As per the Fair Credit reporting Act, ..
Posted: Mon Apr 20 4:11:40 2009 Yes, even if the debt had not been reported to ..
Posted: Mon Apr 20 4:02:39 2009 Hi Shekhar If you want to cash out your magic ..
Posted: Mon Apr 20 2:39:34 2009 Hi Naomi Since FICO score does not come free of ..
Posted: Mon Apr 20 2:31:50 2009 Hi Hollie If you have defaulted on the credit ..
Posted: Fri Apr 17 4:36:52 2009 You need to file an answer to the summon first ..
Posted: Fri Apr 17 4:25:42 2009 If the hospital has already sold the debt to CBE ..
Posted: Fri Apr 17 4:21:32 2009 Mortgage default generally stays on your credit ..
Posted: Fri Apr 17 3:26:14 2009 Actually even one missed mortgage payment may ..
Posted: Fri Apr 17 2:48:11 2009 Actually the creditors do not agree to remove a ..
Posted: Fri Apr 17 2:27:45 2009 First pull out your report and check your score. ..
Posted: Thu Apr 16 4:05:16 2009 First of all, file a response to the summon in ..
Posted: Thu Apr 16 3:45:13 2009 If you do not have any income or any money at ..
Posted: Wed Apr 15 5:25:23 2009 Credit checks are not always done whenever you ..
Posted: Tue Apr 14 6:14:22 2009 The two most important factor that affects your ..
Posted: Sat Apr 11 6:42:21 2009 Since you are in Georgia, the Statute of ..
Posted: Sat Apr 11 6:26:16 2009 Yes, but in addition to the points mentioned by ..
Posted: Sat Apr 11 4:09:10 2009 I think that you should pay off the judgment ..
Posted: Sat Apr 11 4:06:14 2009 Yes, Carol is right. When you dispute the listing ..
Posted: Fri Apr 10 2:48:09 2009 Hi Naureen Yes, you can definitely ask for ..
Posted: Fri Apr 10 2:25:01 2009 Hi Postaljf Carol is right. Can you tell us in ..
Posted: Thu Apr 9 3:13:48 2009 A creditor cannot garnish your wage without ..
Posted: Thu Apr 9 2:56:33 2009 Statute of Limitation in Georgia is 4 years for ..
Posted: Wed Apr 8 8:07:19 2009 If the creditor has not updated the information ..
Posted: Wed Apr 8 7:53:20 2009 To start repairing your own credit, you should ..
Posted: Wed Apr 8 5:29:58 2009 If the creditors sue you to the court, they will ..
Posted: Wed Apr 8 5:09:40 2009 Yes, should send letters to the inquirers asking ..
Posted: Wed Apr 8 5:05:58 2009 Hi Jennifer Yes, the creditor can legally ..
Posted: Wed Apr 8 4:47:27 2009 Can you tell me whether the $10000, they claim, ..
Posted: Wed Apr 8 4:26:01 2009 Yes, Carol is right. Selling off an old debt to a ..
Posted: Fri Apr 3 6:30:02 2009 If the collection agency legally owns your debt, ..
Posted: Fri Apr 3 6:02:55 2009 You cannot get the negative item removed from ..
Posted: Fri Apr 3 5:38:07 2009 Yes, I checked the BBB site and found it to be a ..
Posted: Fri Apr 3 3:06:07 2009 Hi Matt It is true that if you open a new credit ..
Posted: Fri Apr 3 2:59:11 2009 Yes, you may try to dispute the item with the ..
Posted: Thu Apr 2 5:00:34 2009 Since the collection account is already listed as ..
Posted: Wed Apr 1 23:10:24 2009 Yes, even after you receive a judgment, you can ..
Posted: Wed Apr 1 3:59:47 2009 Do you have the proof that you have settled the ..
Posted: Wed Apr 1 3:53:41 2009 Hi Sandee Can you tell me how much debt do you ..
Posted: Wed Apr 1 3:20:25 2009 Send them a copy of the credit report which has ..
Posted: Tue Mar 31 3:52:42 2009 If the creditor does not agree to pay for ..
Posted: Tue Mar 31 3:42:08 2009 The creditor may foreclose your property for non ..
Posted: Mon Mar 30 7:10:41 2009 Yes, if you are sure that you have not applied ..
Posted: Mon Mar 30 3:13:28 2009 If your son has not signed the loan agreement ..
Posted: Mon Mar 30 2:47:13 2009 If the statute of limitation on the debt has ..
Posted: Fri Mar 27 7:27:21 2009 Yes, Carol is right. You should now concentrate ..
Posted: Thu Mar 26 7:00:34 2009 Judgments stay in your credit report for seven ..
Posted: Thu Mar 26 6:39:36 2009 You can send a certified mail to the credit ..
Posted: Thu Mar 26 6:25:28 2009 Your credit is ruined because the medical bills ..
Posted: Thu Mar 26 5:56:54 2009 I think that first of all you should remove your ..
Posted: Wed Mar 25 1:14:11 2009 I agree with Carol. At the same time you should ..
Posted: Tue Mar 24 7:42:23 2009 You should send a debt validation letter within ..
Posted: Tue Mar 24 2:48:07 2009 If your account has been charged off by the ..
Posted: Mon Mar 23 8:24:33 2009 If you have already received your summons, you ..
Posted: Mon Mar 23 8:07:18 2009 Even if your debt is past SOL, it will stay in ..
Posted: Mon Mar 23 7:48:40 2009 Since the "amounts owed" factor ..
Posted: Mon Mar 23 7:29:03 2009 Once the judgment money is paid in full ..
Posted: Mon Mar 23 7:22:51 2009 Hi Sha The creditor can bring judgment against ..
Posted: Mon Mar 23 6:36:13 2009 No, you cannot get it removed from your credit ..
Posted: Mon Mar 23 6:28:16 2009 Even if they settle off your debt for less, the ..
Posted: Tue Mar 17 2:06:52 2009 As far as I know, just being late for a few days ..
Posted: Tue Mar 17 2:00:50 2009 No, if he has already paid taxes on the amount, ..
Posted: Tue Mar 17 1:01:13 2009 First try to pay off the car loan because auto ..
Posted: Tue Mar 17 0:48:41 2009 Hi Justjade If the Statute of Limitation on the ..
Posted: Tue Mar 17 0:43:19 2009 Yes, I agree with Carol. Expiry of Statute of ..
Posted: Sat Mar 14 2:19:32 2009 Yes, Carol is right. You need to pay tax only if ..
Posted: Fri Mar 13 2:59:08 2009 Yes, before making payments to a collection ..
Posted: Fri Mar 13 2:54:29 2009 I agree with Carol. The duration of SOL varies ..
Posted: Fri Mar 13 2:03:41 2009 Yes, the credit can company can sue you to the ..
Posted: Fri Mar 13 1:57:16 2009 You should send a letter to the inquirer asking ..
Posted: Fri Mar 13 1:53:42 2009 As far as I know, it is possible to remove 30 to ..
Posted: Fri Mar 13 1:50:06 2009 I don't think that they will reopen your card. ..
Posted: Thu Mar 12 6:18:24 2009 Judgment whether paid or not will remain in your ..
Posted: Thu Mar 12 6:10:29 2009 Yes, if the collection agency harasses you for ..
Posted: Thu Mar 12 6:07:09 2009 Any negative information remains on your credit ..
Posted: Thu Mar 12 5:51:38 2009 Retirement benefit falls under social security ..
Posted: Thu Mar 12 5:12:15 2009 If you have a discharged bankruptcy in 2008, the ..
Posted: Thu Mar 12 5:06:55 2009 Yes, Charge off does not mean that you are no ..
Posted: Thu Mar 12 4:59:39 2009 If your current owner of the debt does not ..
Posted: Thu Mar 12 3:09:23 2009 Yes, you should first file an answer to the ..
Posted: Thu Mar 12 2:46:01 2009 Yes, I think that Carol is right. However, before ..
Posted: Tue Mar 10 4:20:48 2009 I agree with Carol. Since the balance was ..
Posted: Fri Mar 6 5:21:06 2009 You can send the debt validation letter to CMRE ..
Posted: Fri Mar 6 4:28:49 2009 Can you tell us the name of the collection agency ..
Posted: Fri Mar 6 4:15:19 2009 Yes, I think Carol is right. Unless you have a ..
Posted: Thu Mar 5 5:18:33 2009 USCB is a collection agency. This means that the ..
Posted: Thu Mar 5 5:09:36 2009 I too think that after filing a response to ..
Posted: Thu Mar 5 4:35:30 2009 You first need to check whether the collection ..
Posted: Thu Mar 5 3:57:40 2009 If you didn't send the debt validation letter by ..
Posted: Wed Mar 4 2:48:29 2009 Statute of Limitation is 4 years for credit card ..
Posted: Wed Mar 4 1:31:25 2009 Hi Sunshine The two most important factors that ..
Posted: Wed Mar 4 1:08:00 2009 I agree with Carol. Since bankruptcy listing has ..
Posted: Tue Mar 3 5:06:31 2009 First, you should visit the court from where you ..
Posted: Tue Mar 3 4:59:38 2009 First pull out your credit report and check ..
Posted: Tue Mar 3 4:15:42 2009 You need not worry about the judgment because ..
Posted: Tue Mar 3 2:37:06 2009 You cannot validate a summon. Only outstanding ..
Posted: Tue Mar 3 1:59:21 2009 Yes, you should pay off the outstanding annual ..
Posted: Mon Mar 2 5:41:59 2009 Yes, if the creditor cannot validate the debt ..
Posted: Mon Mar 2 5:04:38 2009 Yes, hard inquires and some of the collection ..
Posted: Mon Mar 2 4:59:22 2009 Yes, except hard inquiry, all negative items will ..
Posted: Mon Mar 2 4:52:51 2009 Yes, since the "amounts owed" factor ..
Posted: Mon Mar 2 4:48:17 2009 Hi I think that instead of taking the help of ..
Posted: Mon Mar 2 4:30:29 2009 Hi Groupleader Since you have the proof of the ..
Posted: Mon Mar 2 4:09:09 2009 Debt validation is generally done to be sure ..
Posted: Mon Mar 2 4:02:13 2009 Hi Anon Pay for deletion agreement should always ..
Posted: Mon Mar 2 3:54:08 2009 If you are under foreclosure, then you cannot ..
Posted: Mon Mar 2 3:37:29 2009 If a creditor pulls out your credit report, it is ..
Posted: Fri Feb 27 1:46:58 2009 Hi Taffy Statute of Limitation is the time ..
Posted: Fri Feb 27 1:38:15 2009 Hi Angel You need to have a credit score of 720 ..
Posted: Fri Feb 27 1:08:22 2009 Hi Nelda One credit report is free from each of ..
Posted: Fri Feb 27 0:57:31 2009 As per the new FICO 08 scoring guidelines, ..
Posted: Fri Feb 27 0:47:43 2009 Hi Mg If you're sure that the debt is yours, you ..
Posted: Fri Feb 27 0:23:56 2009 Both secured and unsecured credit cards will help ..
Posted: Fri Feb 27 0:10:03 2009 One of the main reasons behind such low credit ..
Posted: Wed Feb 25 9:00:33 2009 You should not make even a small payment toward ..
Posted: Wed Feb 25 8:31:33 2009 I don't think that just sending a copy of the ..
Posted: Wed Feb 25 8:18:32 2009 Hi guest To file an answer to the summon, you ..
Posted: Wed Feb 25 8:10:15 2009 It is illegal to use the credit card in such a ..
Posted: Wed Feb 25 7:43:08 2009 Hi Dorothy I think that this is an instance of ..
Posted: Wed Feb 25 6:35:57 2009 Hi Joy Hard inquiries can stay on your credit ..
Posted: Wed Feb 25 4:28:26 2009 If you have outstanding debts on your credit ..
Posted: Tue Feb 17 5:09:18 2009 As far as I know, late payments stay in your ..
Posted: Tue Feb 17 4:39:55 2009 Yes, if the debtor did not receive the summon and ..
Posted: Tue Feb 17 4:34:58 2009 Negative items can only be removed from your ..
Posted: Tue Feb 17 1:06:51 2009 If they call your up or send you collection ..
Posted: Mon Feb 16 6:26:32 2009 Before you send a pay for deletion agreement ..
Posted: Mon Feb 16 4:37:55 2009 I am not sure whether good accounts stay in your ..
Posted: Mon Feb 16 4:18:37 2009 Vantage score provides a consistent score across ..
Posted: Mon Feb 16 3:47:08 2009 There are many reasons for decrease in credit ..
Posted: Mon Feb 16 3:30:26 2009 Yes, mostly the credit card companies raise the ..
Posted: Mon Feb 16 3:10:53 2009 Yes, I agree with Carol. Your retirement pay can ..
Posted: Sat Feb 14 6:58:29 2009 Since the payment has been 180 days late, it has ..
Posted: Sat Feb 14 6:45:46 2009 Hi Nic First of all, the debt has been 9 years ..
Posted: Sat Feb 14 6:31:12 2009 If the creditor brings judgment against you to ..
Posted: Fri Feb 13 6:22:07 2009 If any of the family members have co-signed the ..
Posted: Fri Feb 13 5:43:57 2009 Since your last missed payment was on Jan 08, the ..
Posted: Fri Feb 13 5:21:08 2009 Yes, if a creditor can bring a judgment to ..
Posted: Fri Feb 13 5:18:05 2009 You can call FIA CSNA at their customer service ..
Posted: Fri Feb 13 5:02:31 2009 If you want to file a complaint against a ..
Posted: Thu Feb 12 7:07:45 2009 Yes, you should first check the Statute of ..
Posted: Thu Feb 12 7:04:07 2009 If you want only the credit report from ..
Posted: Thu Feb 12 6:08:41 2009 Since you have received a collection notice, the ..
Posted: Thu Feb 12 6:00:30 2009 Firstly, did you receive any summon before from ..
Posted: Thu Feb 12 5:19:24 2009 You may have your credit cards for three years, ..
Posted: Wed Feb 11 4:36:41 2009 Firstly, can you tell us how bad is your credit ..
Posted: Wed Feb 11 4:26:44 2009 Hi Sean Debt validation can never re-age your ..
Posted: Tue Feb 10 4:57:05 2009 In Pennsylvania, although wage cannot be ..
Posted: Tue Feb 10 3:42:53 2009 As far as your bankruptcy listing is concerned, ..
Posted: Tue Feb 10 2:12:59 2009 Yes, normally the 3 in 1 credit report provides ..
Posted: Tue Feb 10 2:02:24 2009 First pull out your report and check whether the ..
Posted: Fri Feb 6 3:10:13 2009 Hi Rp It means that before you paid off the debt ..
Posted: Fri Feb 6 3:00:27 2009 If the last payment has been made within the SOL ..
Posted: Fri Feb 6 2:16:51 2009 This is the main reason why one should send a ..
Posted: Fri Feb 6 2:13:55 2009 Hi Aby Posts are mostly deleted by moderators in ..
Posted: Fri Feb 6 2:07:01 2009 Hi LT If they harass you without validating the ..
Posted: Fri Feb 6 1:46:56 2009 Yes, debt settlement does not mean that your ..
Posted: Fri Feb 6 1:36:28 2009 Hi Huslerk Yes, you can sue them to the court, ..
Posted: Wed Feb 4 2:22:17 2009 Yes, most of the credit card companies offer ..
Posted: Wed Feb 4 2:14:56 2009 Building up a credit score is very easy with ..
Posted: Wed Feb 4 1:43:28 2009 If they cannot provide you with the documents ..
Posted: Wed Feb 4 1:30:02 2009 As far as I know, form 1099A is to be filled up ..
Posted: Tue Feb 3 4:05:00 2009 Yes, the interest rates are decided over by the ..
Posted: Tue Feb 3 3:50:33 2009 In Texas, the creditor cannot garnish your wages ..
Posted: Tue Feb 3 2:33:06 2009 Normally, Statute of Limitation on Judgment is ..
Posted: Tue Feb 3 1:30:39 2009 The credit card holders are affected by global ..
Posted: Tue Feb 3 1:23:21 2009 The credit card company offers interest free ..
Posted: Mon Feb 2 6:28:06 2009 Hi Otto When you apply for a credit card or any ..
Posted: Mon Feb 2 4:04:36 2009 Hi Panther If the debt has been charged off by ..
Posted: Fri Jan 30 4:32:50 2009 Yes, even if the father is ignorant of the ..
Posted: Fri Jan 30 4:27:17 2009 If you are sure that you have been a victim of ..
Posted: Fri Jan 30 4:13:22 2009 Hi Aby For cashing out your magic points, you ..
Posted: Fri Jan 30 3:59:27 2009 If you have the invoices with you, which shall ..
Posted: Thu Jan 29 6:06:58 2009 You need to file an answer to the summon you have ..
Posted: Thu Jan 29 5:06:52 2009 You cannot remove the collection account out of ..
Posted: Thu Jan 29 4:59:15 2009 No, social security benefits cannot be garnished ..
Posted: Thu Jan 29 4:40:39 2009 Hi Bevgonsman If you cannot pay back a creditor, ..
Posted: Thu Jan 29 4:06:59 2009 Yes, bankruptcy may stay in your report for about ..
Posted: Wed Jan 28 5:33:38 2009 If Chase do not have the documentation they ..
Posted: Wed Jan 28 4:55:40 2009 Hi Teresita If you want to remove their name ..
Posted: Wed Jan 28 4:33:34 2009 According to the Credit Repair Org Act, a credit ..
Posted: Wed Jan 28 3:53:32 2009 You can pay collection agency over phone by ..
Posted: Tue Jan 27 5:26:39 2009 Nobody can remove all the collection listings ..
Posted: Tue Jan 27 5:15:35 2009 DV letter should always be send through certified ..
Posted: Tue Jan 27 5:10:41 2009 Since you have already paid for the debt, the ..
Posted: Tue Jan 27 4:51:24 2009 Yes, paying off debts in full does not mean that ..
Posted: Mon Jan 26 4:04:56 2009 Yes, you need to send pay for deletion letter to ..
Posted: Sat Jan 24 3:38:22 2009 If you can get the judgment verified and you are ..
Posted: Sat Jan 24 3:22:56 2009 If the collection agency sell off the debt to ..
Posted: Sat Jan 24 2:03:20 2009 Yes, the first step is to visit the court from ..
Posted: Sat Jan 24 1:13:22 2009 Yes, you can rely on their written agreement. If ..
Posted: Fri Jan 23 6:21:00 2009 Yes, you should not make any payment. Even if ..
Posted: Fri Jan 23 4:40:03 2009 If you get calls from creditors, you need not ..
Posted: Fri Jan 23 0:59:08 2009 If you do not have a credit card to build up a ..
Posted: Fri Jan 23 0:39:22 2009 Yes, Carol is right, but the creditor will not ..
Posted: Thu Jan 22 23:26:55 2009 For credit report related information, you can ..
Posted: Thu Jan 22 1:10:25 2009 Since you have got the collection letter, the ..
Posted: Thu Jan 22 0:26:26 2009 If you think that you do not owe the credit card ..
Posted: Wed Jan 21 7:42:35 2009 There are two types of Bankruptcies - Chapter 7 ..
Posted: Wed Jan 21 7:26:03 2009 Yes, if you do not have a good score and you want ..
Posted: Wed Jan 21 4:53:38 2009 Hi Darryl You need to file an answer within the ..
Posted: Wed Jan 21 4:33:58 2009 Warrant in debt is a summon issued by a court for ..
Posted: Wed Jan 21 3:45:56 2009 Hi dawn If the creditor has used your social ..
Posted: Tue Jan 20 6:03:52 2009 Hi Amanda Are you talking about the Economic ..
Posted: Tue Jan 20 5:47:36 2009 You need to send a debt validation letter before ..
Posted: Tue Jan 20 3:43:30 2009 Hi liz2taylor If Kingman Cole is calling you ..
Posted: Mon Jan 19 8:12:16 2009 Hi Lizze Since you have already file the ..
Posted: Mon Jan 19 5:28:44 2009 Hi Chef There can be any number of judgments ..
Posted: Mon Jan 19 5:13:43 2009 Missing a mortgage payment is very harmful for ..
Posted: Sat Jan 17 3:44:54 2009 Hi Jimson For getting a balance transfer credit ..
Posted: Sat Jan 17 2:30:23 2009 If you send debt validation letters to the ..
Posted: Sat Jan 17 1:09:57 2009 Hi Dtmichaels The original creditor has sold off ..
Posted: Sat Jan 17 1:01:07 2009 If you do not want to disclose the social ..
Posted: Fri Jan 16 6:57:27 2009 If you already have a discharged Chapter 7 ..
Posted: Fri Jan 16 6:02:24 2009 Calling them up will not help you to solve the ..
Posted: Fri Jan 16 5:20:35 2009 If the borrower has already paid off the debt and ..
Posted: Fri Jan 16 4:43:41 2009 If the creditor sue you to the court, it can get ..
Posted: Fri Jan 16 4:13:41 2009 If you have low credit limits on your cards, it ..
Posted: Thu Jan 15 3:32:00 2009 Hi DV Just pull out your credit report to find ..
Posted: Thu Jan 15 3:18:41 2009 If the creditor demands the debt again, you can ..
Posted: Thu Jan 15 2:02:03 2009 Hi dropship Yes, you can correct your problem by ..
Posted: Thu Jan 15 1:27:12 2009 If you are already in debt and your credit score ..
Posted: Thu Jan 15 1:05:21 2009 Since, the creditors have already sued you to the ..
Posted: Wed Jan 14 4:04:33 2009 Hi Publius If you find a outstanding debt listed ..
Posted: Wed Jan 14 3:35:40 2009 If the credit repair companies have oral ..
Posted: Wed Jan 14 2:52:42 2009 Hi Donald No credit card company or collection ..
Posted: Wed Jan 14 2:34:04 2009 Yes, the statute of limitation will be valid for ..
Posted: Wed Jan 14 2:05:59 2009 As far as I know, virtual credit cards are ..
Posted: Wed Jan 14 1:28:44 2009 Hi Chargers You can ask for debt validation over ..
Posted: Tue Jan 13 2:29:46 2009 Hi Fireyone If you pay off the amount you spend ..
Posted: Mon Jan 12 5:01:06 2009 Hi Jenny As per the Fair Debt collection ..
Posted: Mon Jan 12 4:42:39 2009 Hi Ntoxicated The Statute of limitation in ..
Posted: Mon Jan 12 4:13:51 2009 Hi marc2 Yes, student's loan like any other loan ..
Posted: Mon Jan 12 3:51:36 2009 Hi Adam D I think that you should send a dispute ..
Posted: Mon Jan 12 1:42:35 2009 Hi abhimanyu You can get a sample debt ..
Posted: Mon Jan 12 1:40:14 2009 The creditors must properly validate the debt. ..
Posted: Fri Jan 9 4:33:09 2009 Even if you have applied for the debt online, ..
Posted: Thu Jan 8 5:17:12 2009 Hi Thruston You need not worry if Hannah is not ..
Posted: Thu Jan 8 4:04:15 2009 Hi Jesse Even if you pay off the debt in full, ..
Posted: Thu Jan 8 2:58:50 2009 Firstly, they cannot charge you for the debt ..
Posted: Thu Jan 8 1:49:31 2009 It is very difficult to stop them from reporting ..
Posted: Wed Jan 7 4:11:11 2009 Hi Sorie If the collection agency has already ..
Posted: Wed Jan 7 2:32:48 2009 Since the debts are not showing in your credit ..
Posted: Wed Jan 7 1:37:07 2009 Yes, Carol is right. After filing the response to ..
Posted: Tue Jan 6 5:47:52 2009 If they have listed the debt in your credit ..
Posted: Tue Jan 6 2:16:21 2009 Yes, bring back your credit to normal course is ..
Posted: Tue Jan 6 1:42:53 2009 Yes, hard inquiries stay in your credit report ..
Posted: Tue Jan 6 1:03:07 2009 Credit counseling is the first step towards your ..
Posted: Tue Jan 6 0:25:40 2009 Yes, both the collection agency and creditor ..
Posted: Mon Jan 5 5:47:53 2009 If the collection agencies validate the debt ..
Posted: Mon Jan 5 2:38:23 2009 No, all credit repair agencies are not scams, but ..
Posted: Mon Jan 5 2:27:32 2009 Yes, if you send debt validation letters by ..
Posted: Mon Jan 5 1:36:53 2009 Taking your credit score from 420 to around 700 ..
Posted: Sat Jan 3 7:41:04 2009 If the creditor has already charged off your ..
Posted: Sat Jan 3 6:02:28 2009 Your credit score may have come down because of ..
Posted: Sat Jan 3 6:00:16 2009 When you deposit a check in your account, the ..
Posted: Sat Jan 3 4:05:21 2009 Even if the creditor do not agree to pay for ..
Posted: Sat Jan 3 2:40:15 2009 As per the FDCPA, until and unless the creditor ..
Posted: Sat Jan 3 2:22:17 2009 In case of debt consolidation program, you need ..
Posted: Fri Jan 2 4:07:55 2009 Yes, if you have taken a payday loan and do not ..
Posted: Fri Jan 2 2:10:29 2009 A collection agency can sell the debt to another ..
Posted: Fri Jan 2 1:18:14 2009 Hi Sorie Are the old accounts you are talking ..
Posted: Thu Jan 1 23:46:29 2009 Hi Jeff Since you have not paid the hospital ..
Posted: Thu Jan 1 23:23:53 2009 I think that Carol is right. You need not worry ..
Posted: Thu Jan 1 7:28:36 2009 Can you explain the matter to me a bit clearly. ..
Posted: Thu Jan 1 7:16:02 2009 Hi RKP The creditors settle for mostly 80% of ..
Posted: Thu Jan 1 7:09:09 2009 IF the creditor has already validated your debt, ..
Posted: Thu Jan 1 6:50:45 2009 I agree with Mary on this point. If you come to ..
Posted: Thu Jan 1 6:17:53 2009 If you are making regular payments on your ..
Posted: Thu Jan 1 5:35:16 2009 It is better if you make regular payment of your ..
Posted: Wed Dec 31 6:35:24 2008 Since the debt is over 2 years, the creditor will ..
Posted: Wed Dec 31 2:33:19 2008 Cease and desist letter can be send either to the ..
Posted: Tue Dec 30 7:58:18 2008 Yes, Scott is right. A proper debt validation ..
Posted: Tue Dec 30 7:17:50 2008 Yes, cease and desist letter should be send only ..
Posted: Tue Dec 30 7:01:10 2008 When you do not pay the debt for over 6 months, ..
Posted: Tue Dec 30 7:01:02 2008 Hi RPR If you think that you do not owe any ..
Posted: Tue Dec 30 6:43:17 2008 Yes, the Statute of Limitation is 4 years in PA ..
Posted: Tue Dec 30 5:53:41 2008 Hi Deb's old Debt The Statute of Limitation ..
Posted: Mon Dec 29 5:10:54 2008 For debt consolidation loans you need to contact ..
Posted: Mon Dec 29 4:32:32 2008 Since it is a very old credit card account, it ..
Posted: Mon Dec 29 2:01:37 2008 Usually a creditor cannot garnish your wages and ..
Posted: Mon Dec 29 1:36:35 2008 Yes, you can deny the charges that the creditor ..
Posted: Tue Dec 23 0:54:57 2008 There is certain time limit for filing a motion ..
Posted: Mon Dec 22 5:48:20 2008 Hi Lola You must have received a copy of the ..
Posted: Mon Dec 22 3:56:52 2008 The tax is on the outstanding debt i.e, the ..
Posted: Mon Dec 22 3:43:58 2008 Yes, judgments may be listed in your credit ..
Posted: Mon Dec 22 3:17:23 2008 I think it is wise to repair your credit by ..
Posted: Mon Dec 22 1:49:58 2008 Hi Seknowles You said that you have credit ..
Posted: Sat Dec 20 0:19:24 2008 Hi tsmith0914 If you want to get in touch with ..
Posted: Sat Dec 20 0:05:58 2008 Normally when you do not repay a debt to the ..
Posted: Fri Dec 19 23:47:47 2008 All the three credit bureaus list in your credit ..
Posted: Thu Dec 18 6:10:27 2008 Hi Swsabean You need not sue the creditor or the ..
Posted: Thu Dec 18 5:26:37 2008 It is very difficult to get back the credit ..
Posted: Thu Dec 18 5:22:08 2008 Under the fair credit reporting act, bankruptcies ..
Posted: Wed Dec 17 5:41:23 2008 The most important way to get rid of pay day ..
Posted: Wed Dec 17 5:28:09 2008 Hi Wilbur As far as I know, in foreclosure you ..
Posted: Wed Dec 17 4:58:18 2008 Only wage garnishment is not allowed in ..
Posted: Wed Dec 17 4:30:57 2008 Hi swsabean Since they have not properly ..
Posted: Tue Dec 16 5:24:06 2008 Hi Cubee If you have a good credit history you ..
Posted: Tue Dec 16 4:53:16 2008 I don't think that they can take away the vehicle ..
Posted: Tue Dec 16 4:33:23 2008 First of all I cannot understand that if the bank ..
Posted: Tue Dec 16 3:57:30 2008 Hi porboy Since the court has given the ..
Posted: Tue Dec 16 3:36:14 2008 Payday loans has an average interest rate of 450 ..
Posted: Mon Dec 15 6:41:34 2008 Hi cubee001 Revolution credit card is not a VISA ..
Posted: Mon Dec 15 4:22:47 2008 Yes, if your social security number is stolen ..
Posted: Mon Dec 15 3:15:23 2008 Hi Jesse Even if you close down an account with ..
Posted: Mon Dec 15 2:10:07 2008 Hi Hope If Palisades Collection calls you up ..
Posted: Mon Dec 15 1:37:04 2008 Hard inquiries automatically goes off from your ..
Posted: Mon Dec 15 1:00:17 2008 If the Statute of Limitation on an old debt has ..
Posted: Mon Dec 15 0:37:28 2008 Yes, Debt validation should be done before you ..
Posted: Sun Dec 14 23:57:05 2008 If there is any late payments on your student's ..
Posted: Sat Dec 13 5:39:11 2008 Hi swsabean It is true that if you get a ..
Posted: Sat Dec 13 4:50:46 2008 Hi Chargers Debt validation is the most powerful ..
Posted: Sat Dec 13 4:08:01 2008 Denial letters can also be send by the collection ..
Posted: Sat Dec 13 3:54:59 2008 Hi ScemHesy The financial crisis is mostly due ..
Posted: Fri Dec 12 4:09:46 2008 If the debt is settled with the original ..
Posted: Fri Dec 12 1:53:06 2008 Hi swsabean If you send a debt validation ..
Posted: Fri Dec 12 0:35:20 2008 If the creditor or the collection agency has ..
Posted: Thu Dec 11 7:31:25 2008 The negative listing will stay in your credit ..
Posted: Thu Dec 11 6:30:25 2008 Yes, Mary is right. Interest payments on sub ..
Posted: Thu Dec 11 5:33:24 2008 Yes, a debt validation will help you find out ..
Posted: Wed Dec 10 3:55:38 2008 Hi Diana I think that your amount is large ..
Posted: Wed Dec 10 3:01:25 2008 If the motorcycle debt is showing as written off ..
Posted: Wed Dec 10 1:39:44 2008 It is true that the Federal law does not ..
Posted: Tue Dec 9 6:13:34 2008 Hi alamo9 The court only issues judgment ..
Posted: Tue Dec 9 4:36:07 2008 Hi Creditfool If Asset Acceptance has send you ..
Posted: Tue Dec 9 4:15:56 2008 Hi Fireyone You are right. You can find out the ..
Posted: Tue Dec 9 3:55:56 2008 That is the main reason why one should plan their ..
Posted: Thu Dec 4 5:48:02 2008 Hi ronwaterhole If you want to cancel a debit ..
Posted: Thu Dec 4 5:38:25 2008 I think that Marilyn is wishing to cancel the ..
Posted: Thu Dec 4 5:24:07 2008 Hi Doc As far as I know, there is not use ..
Posted: Thu Dec 4 4:40:44 2008 You need to first check whether the SOL for the ..
Posted: Wed Dec 3 4:24:02 2008 Credit utilization ratio is the proportion of ..
Posted: Wed Dec 3 3:57:24 2008 Hi Doc Even if you make a major purchase in your ..
Posted: Wed Dec 3 2:18:40 2008 If you have lost your old statement, you need to ..
Posted: Wed Dec 3 1:45:51 2008 Yes, Carol is right, but what I think is that if ..
Posted: Tue Dec 2 4:26:17 2008 Yes, I too found that BBB lists Vital Recovery as ..
Posted: Tue Dec 2 4:04:47 2008 The court can give default judgment even if it ..
Posted: Tue Dec 2 2:51:39 2008 I agree with Mary on this point that you should ..
Posted: Mon Dec 1 23:23:07 2008 You should file a motion to vacate a judgment ..
Posted: Mon Dec 1 4:07:58 2008 Hi Maxandangie Fireyone is right. If you have ..
Posted: Mon Dec 1 4:00:10 2008 HI Theresa You can pull out your credit report ..
Posted: Mon Dec 1 2:37:20 2008 I agree with Carol. Creditors are always willing ..
Posted: Sun Nov 30 23:54:38 2008 You can always wait for the creditor to react ..
Posted: Sun Nov 30 22:52:14 2008 Yes, Carol is right. But once the SOL in your ..
Posted: Wed Nov 26 8:07:47 2008 I agree with you Mary. One should always respond ..
Posted: Wed Nov 26 7:00:26 2008 Hi I think that if we can pay off the debt by ..
Posted: Wed Nov 26 6:26:07 2008 Hi Porboy Since Walpolf has brought judgment ..
Posted: Tue Nov 25 5:44:17 2008 I think that Mary is right. If you have the ..
Posted: Mon Nov 24 4:35:08 2008 No, you should visit the court from where you ..
Posted: Mon Nov 24 2:44:56 2008 If the CA has already purchased the debt from BOA ..
Posted: Mon Nov 24 1:54:11 2008 Yes, even if you get a default judgment, you can ..
Posted: Sat Nov 22 1:13:56 2008 Yes, Carol is right. Your father may start from ..
Posted: Sat Nov 22 0:45:59 2008 Ideally, when a debt is sold off to a CA by the ..
Posted: Sat Nov 22 0:18:02 2008 Yes, you should pay off the debt through ..
Posted: Fri Nov 21 4:05:50 2008 Hi fireyone Even if the creditor validates the ..
Posted: Fri Nov 21 2:37:47 2008 Is the letter you are talking about has been send ..
Posted: Fri Nov 21 2:19:55 2008 You can go for debt consolidation loan only if ..
Posted: Fri Nov 21 1:45:35 2008 I think that Carol is right. KD i.e key ..
Posted: Fri Nov 21 0:39:37 2008 No, credit cards can only be used to make ..
Posted: Thu Nov 20 5:43:14 2008 You should pull out your credit report as Mary ..
Posted: Thu Nov 20 3:54:03 2008 Since seven years has already expired, the charge ..
Posted: Thu Nov 20 3:27:49 2008 Hi Sandygirl If they have not validated the ..
Posted: Thu Nov 20 1:43:29 2008 Yes, I agree with Carol. You should pull out you ..
Posted: Thu Nov 20 0:59:27 2008 Hi Guest Even if they validate the debt, you ..
Posted: Thu Nov 20 0:40:26 2008 I agree with you fireyone. Debt consolidation ..
Posted: Wed Nov 19 4:11:45 2008 Mostly, the employers including the federal ..
Posted: Tue Nov 18 5:57:56 2008 Yes, your credit score will rise since you are ..
Posted: Tue Nov 18 2:28:01 2008 Yes, and so whenever, you find multiple ..
Posted: Tue Nov 18 2:07:41 2008 Hi Saifur Since, it has not gone for default ..
Posted: Tue Nov 18 1:22:48 2008 Yes, Carol is right. So you should always remove ..
Posted: Mon Nov 17 23:06:16 2008 Along with filing a response to the summon, you ..
Posted: Mon Nov 17 3:30:20 2008 Yes, carol is right. You should immediately make ..
Posted: Mon Nov 17 2:22:27 2008 Yes, but all the foreclosure cannot be stopped ..
Posted: Mon Nov 17 1:47:42 2008 If you have already paid off the outstanding ..
Posted: Mon Nov 17 1:10:59 2008 Hi Rich It is true that a single missed payment ..
Posted: Mon Nov 17 0:48:33 2008 Yes, I agree with Carol. However, you should note ..
Posted: Fri Nov 14 5:40:28 2008 Hi anita If you go for public aid, there is no ..
Posted: Fri Nov 14 5:16:31 2008 Cash advance fees on secured credit card for most ..
Posted: Wed Nov 12 1:58:51 2008 Hi Jasnsinet You can participate in the forums ..
Posted: Wed Nov 12 1:56:23 2008 The first thing you should do is to remove the ..
Posted: Wed Nov 12 1:23:38 2008 one can go for debt consolidation loans to pay ..
Posted: Wed Nov 12 0:47:42 2008 Hi Chargers You should always try to go for Pay ..
Posted: Wed Nov 12 0:38:30 2008 Hi goodnatured If you want a pay for deletion ..
Posted: Wed Nov 12 0:09:22 2008 Yes, in California, wage can be garnished for ..
Posted: Tue Nov 11 23:24:44 2008 Hi Carrie I think that Carol has explain ..
Posted: Tue Nov 11 22:20:10 2008 Hi Theresa Intend to sue letter is not a court ..
Posted: Tue Nov 11 5:13:28 2008 Hi Maxwell You are right. As per the Federal ..
Posted: Tue Nov 11 5:00:34 2008 All credit cards, be it secured or unsecured is ..
Posted: Mon Nov 10 2:11:44 2008 Yes, Pay for deletion is a wonderful instrument ..
Posted: Mon Nov 10 1:30:39 2008 Hi Tam As far as I know, credit score do not ..
Posted: Mon Nov 10 1:00:02 2008 pay for deletion should always be made in writing ..
Posted: Mon Nov 10 0:51:14 2008 What I think is that the lender has taken into ..
Posted: Mon Nov 10 0:02:45 2008 Hi AKnigh If you apply for the home loan ..
Posted: Sun Nov 9 23:41:09 2008 Yes, I think that you can follow the steps of ..
Posted: Sun Nov 9 23:10:49 2008 I agree with Carol on this point. Again a debt ..
Posted: Sat Nov 8 6:44:57 2008 Have you paid $15 before June 2006. If you have ..
Posted: Sat Nov 8 4:01:13 2008 Hi paul.green I think that you should ..
Posted: Sat Nov 8 3:53:18 2008 Yes, I agree with you Carol. Pull out your credit ..
Posted: Fri Nov 7 4:36:09 2008 If you have currently bought your Transunion ..
Posted: Fri Nov 7 3:45:48 2008 Have you ever received a court summon If you have ..
Posted: Fri Nov 7 2:21:29 2008 Hi Eastgonewest There is no need for you even to ..
Posted: Wed Nov 5 3:42:31 2008 Hi Guest Almost all the states in US allow wage ..
Posted: Wed Nov 5 2:15:27 2008 If it is a credit card debt, it is always better ..
Posted: Wed Nov 5 2:02:26 2008 Yes, Carol is right, but there are certain ..
Posted: Tue Nov 4 6:49:21 2008 Yes, Mary is right. Since the SOL period is ..
Posted: Tue Nov 4 5:23:32 2008 Hi Hallmark You can find your outstanding debt ..
Posted: Tue Nov 4 4:14:49 2008 Hi Credit Solution You can always dispute online ..
Posted: Tue Nov 4 3:55:46 2008 Hi Guest You should ask them to show you the ..
Posted: Tue Nov 4 3:38:32 2008 FICO has its own credit scoring algorithm based ..
Posted: Tue Nov 4 2:38:29 2008 Yes, and after you send this second letter by ..
Posted: Tue Nov 4 1:31:40 2008 I agree with fireyone. If the SOL on the debt has ..
Posted: Mon Nov 3 3:59:01 2008 Before doing anything else, you should first file ..
Posted: Mon Nov 3 2:29:01 2008 If you send a DV letter, you should send it by ..
Posted: Mon Nov 3 0:54:27 2008 Yes, I agree with Carol. After sending the second ..
Posted: Sat Nov 1 5:17:37 2008 Since you have been asked to file a response to ..
Posted: Sat Nov 1 4:14:58 2008 Hi umjesse96 If you have received a summon, you ..
Posted: Sat Nov 1 3:37:50 2008 Hi JT Only one credit report is free from the ..
Posted: Sat Nov 1 1:13:20 2008 Hi Chargers If you have outstanding bills more ..
Posted: Fri Oct 31 6:16:01 2008 Hi Chargers If the debt is in you name as well ..
Posted: Fri Oct 31 6:08:08 2008 Hi michellelynn0412 Definitely, the new ..
Posted: Fri Oct 31 5:49:32 2008 If you have a very poor credit score due to ..
Posted: Tue Oct 28 5:05:40 2008 Hi terry There are many companies which offer ..
Posted: Tue Oct 28 4:54:47 2008 After you call the creditors and disclose your ..
Posted: Tue Oct 28 4:43:30 2008 Hi jtrenton This stimulus will work on the basis ..
Posted: Tue Oct 28 3:29:23 2008 Statute of Limitation in California is 2 years ..
Posted: Tue Oct 28 2:21:20 2008 Yes, I went through the BBB site and found the ..
Posted: Mon Oct 27 6:01:56 2008 You need to visit the court where the complaint ..
Posted: Mon Oct 27 5:09:31 2008 Hi sdchargers_63 Imagine Gold master credit ..
Posted: Mon Oct 27 5:00:30 2008 No, if you transfer the balance from the existing ..
Posted: Mon Oct 27 4:45:19 2008 Bumping inquiries is a process by which you can ..
Posted: Mon Oct 27 3:24:42 2008 Hi goodnatured If you have paid back to the ..
Posted: Mon Oct 27 2:16:47 2008 Yes, Carol is right. But for availing the debt ..
Posted: Fri Oct 24 9:25:43 2008 If you want to contact them you can call them at ..
Posted: Thu Oct 23 9:03:36 2008 Hi Sdchargers Statute of Limitation may be from ..
Posted: Thu Oct 23 8:46:21 2008 Most of the credit repair agencies are scams. ..
Posted: Thu Oct 23 7:44:49 2008 Hi creditcardware If you are sure that you have ..
Posted: Thu Oct 23 6:30:27 2008 Hi Kim Bardmass Missouri laws allow for a ..
Posted: Thu Oct 23 5:27:00 2008 Hi marmar Since you have failed to make timely ..
Posted: Thu Oct 23 3:44:56 2008 hi creditcard That is the main reason why we at ..
Posted: Wed Oct 22 5:34:33 2008 Carol is right. Pulling out your credit report ..
Posted: Wed Oct 22 3:05:26 2008 Hi Samantha Charge off cannot be removed from ..
Posted: Wed Oct 22 2:37:36 2008 Only authorized hard inquiries can stay in your ..
Posted: Mon Oct 20 8:15:02 2008 It is very difficult to say how much your credit ..
Posted: Mon Oct 20 6:03:44 2008 Yes, they might be scaring you. You should ..
Posted: Mon Oct 20 5:09:00 2008 Hi Ruby I think that you should file a complaint ..
Posted: Mon Oct 20 3:21:20 2008 Harold Willsey You should ask for pay for ..
Posted: Mon Oct 20 3:18:04 2008 Yes CBSD is citibank South Dakota, but I am not ..
Posted: Mon Oct 20 0:48:17 2008 Yes, I agree with Carol. The FTC even recommends ..
Posted: Fri Oct 17 5:44:51 2008 If you want to survive wage garnishment, all that ..
Posted: Thu Oct 16 5:40:12 2008 Since you have asked for debt validation and ..
Posted: Thu Oct 16 4:03:09 2008 You should file a response to the summon within ..
Posted: Thu Oct 16 2:03:16 2008 Hi Guest As per the fair debt collection ..
Posted: Wed Oct 15 7:01:24 2008 Hi Masterp Although it is not essential for you ..
Posted: Wed Oct 15 5:38:23 2008 Hi Tiffany If some of the hard inquiries are ..
Posted: Wed Oct 15 4:52:48 2008 I think that since the credit card company has ..
Posted: Wed Oct 15 2:12:16 2008 Hi ajjmandy Free credit report.com offers credit ..
Posted: Wed Oct 15 1:56:08 2008 I agree with you Carol. If you want to repair ..
Posted: Mon Oct 13 5:31:08 2008 Yes, Anthony is correct. You should first start ..
Posted: Mon Oct 13 3:28:58 2008 I agree with you Carol that charge off cannot be ..
Posted: Mon Oct 13 2:54:04 2008 As per the fair debt collection practices Act, ..
Posted: Mon Oct 13 2:28:57 2008 Hi masterp As far as I know, if you oppose the ..
Posted: Mon Oct 13 1:20:39 2008 If the OC listing is not in your report, then it ..
Posted: Mon Oct 13 0:20:53 2008 Chapter 13 bankruptcy stays in your credit report ..
Posted: Sun Oct 12 23:43:40 2008 Whenever you are sending a cease and desist ..
Posted: Sun Oct 12 22:59:23 2008 Hi Any As far as I know, if a collection agency ..
Posted: Sat Oct 11 6:10:19 2008 Hi Brandon54 Before paying off any debt, you ..
Posted: Sat Oct 11 5:11:11 2008 Hi Shellcat You should first file a response to ..
Posted: Sat Oct 11 3:37:25 2008 Normally all debts are included under bankruptcy. ..
Posted: Sat Oct 11 3:10:19 2008 Hi Brandon If the debt has not been sold off to ..
Posted: Sat Oct 11 1:36:10 2008 Hi Angela You can find a sample dispute letters ..
Posted: Fri Oct 10 6:12:31 2008 Hi brendadalford9981 I understand that you ..
Posted: Fri Oct 10 5:23:46 2008 Hi Hogc Normally, a charge off listing can lower ..
Posted: Fri Oct 10 5:11:51 2008 Yes, Anthony is correct. Normally a charge off ..
Posted: Fri Oct 10 3:07:01 2008 Hi Pattilor If you have their number, you can ..
Posted: Fri Oct 3 3:40:12 2008 If you make a pay for deletion agreement with the ..
Posted: Fri Oct 3 2:01:12 2008 Hi mortgagevictim Even if the SOL expires ..
Posted: Fri Oct 3 1:54:39 2008 In Michigan, a judgment can be issued to garnish ..
Posted: Fri Oct 3 0:28:03 2008 Hi Fireyone When you have taken the loan, the ..
Posted: Thu Oct 2 23:36:15 2008 Hi 1002543 I think you have misunderstood my ..
Posted: Thu Oct 2 6:03:56 2008 Yes, the creditor can always send a debt a ..
Posted: Thu Oct 2 5:39:45 2008 Hi Taina "Paid off" listing does not ..
Posted: Wed Oct 1 5:41:30 2008 Hi Meow Before they charge off your car loan, ..
Posted: Wed Oct 1 4:51:58 2008 I too agree that you should always send DV ..
Posted: Wed Oct 1 3:28:20 2008 Hi milotrigger I think you need to be more ..
Posted: Wed Oct 1 1:58:56 2008 I think that this is much better. You can call ..
Posted: Tue Sep 30 5:39:06 2008 Hi appe5003 Having a very low credit score with ..
Posted: Tue Sep 30 3:26:38 2008 Mostly the collection agency or the creditors ..
Posted: Tue Sep 30 2:45:33 2008 Since cash advance is basically a payday loan and ..
Posted: Tue Sep 30 2:05:50 2008 Hi Wendel34 499 is really a very bad credit ..
Posted: Mon Sep 29 6:23:10 2008 Credit Unions are non profit making co-operative ..
Posted: Mon Sep 29 5:55:51 2008 What I think is that more and more credit cards ..
Posted: Mon Sep 29 5:36:23 2008 In Chapter 7 bankruptcy, the debts are discharged ..
Posted: Mon Sep 29 5:03:10 2008 In US, SS benefit can never be garnished, but ..
Posted: Mon Sep 29 4:45:53 2008 If Bank of America do not return you your money ..
Posted: Mon Sep 29 3:12:45 2008 Hi Fireyone The junk collectors adds interest ..
Posted: Mon Sep 29 2:24:24 2008 Hi Mida Yes, I agree with Anthony on the point ..
Posted: Mon Sep 29 1:14:14 2008 Validating the debt would mean that the ..
Posted: Sat Sep 27 4:14:20 2008 Yes, I agree with Anthony. However, as far as I ..
Posted: Fri Sep 26 6:10:18 2008 Yes, you should be careful while using ..
Posted: Fri Sep 26 4:47:22 2008 I think that you might have provided your bank ..
Posted: Fri Sep 26 3:24:51 2008 Hi Peacockrancher Statute of Limitation is a ..
Posted: Fri Sep 26 3:10:27 2008 Hi Fireyone I think that you can choose those ..
Posted: Fri Sep 26 2:49:02 2008 One should always get the pay for deletion ..
Posted: Fri Sep 26 2:39:26 2008 I think that Anthony is correct. You should pay ..
Posted: Thu Sep 25 5:24:55 2008 Hi Deddezz Social security benefit is always ..
Posted: Wed Sep 24 3:17:39 2008 Hi Bad credit As far as I know, since you have ..
Posted: Wed Sep 24 2:48:04 2008 Hi shaveta Although negative listings stay on ..
Posted: Wed Sep 24 1:56:14 2008 Hi Sjoy Instead of calling the collection ..
Posted: Tue Sep 23 5:13:53 2008 Hi Cardona Since you have already send the debt ..
Posted: Tue Sep 23 4:50:19 2008 Since the debt has already 15 years old, the ..
Posted: Tue Sep 23 2:05:32 2008 Hi Thomas What happens is that, these collection ..
Posted: Tue Sep 23 1:32:34 2008 I don't think that you can make balance transfers ..
Posted: Mon Sep 22 2:36:45 2008 Hi MMeilstrup Once charge off is listed in ..
Posted: Mon Sep 22 2:17:12 2008 I agree with Anthony. If you do not pay off the ..
Posted: Fri Sep 19 6:12:06 2008 Hi Jbbouwell Whenever you are repaying back a ..
Posted: Fri Sep 19 5:35:48 2008 Hi Fscorponline Since amounts owed contributes ..
Posted: Fri Sep 19 3:31:28 2008 Hi Andy You should always think before cosigning ..
Posted: Fri Sep 19 2:21:16 2008 I think that you should pull out your credit ..
Posted: Thu Sep 18 6:07:20 2008 Hi Cardona As far as I know, the Statute of ..
Posted: Thu Sep 18 2:36:24 2008 I agree with Anthony. I think that your credit ..
Posted: Thu Sep 18 1:11:20 2008 Hi bananawind50myt I don't think that the ..
Posted: Wed Sep 17 5:50:29 2008 I agree with you Anthony. I too think that credit ..
Posted: Wed Sep 17 3:13:00 2008 Yes, the FICO score for each of the three credit ..
Posted: Tue Sep 16 5:13:51 2008 I agree with Anthony. The creditor cannot recover ..
Posted: Tue Sep 16 3:09:18 2008 Hi peacockrancher As far as I know, you need ..
Posted: Sat Sep 13 5:14:04 2008 Yes, Anthony is right, but the thing is that ..
Posted: Sat Sep 13 3:26:34 2008 Yes, I agree with you Anthony. Smith might have ..
Posted: Thu Sep 11 5:58:40 2008 Hi CMBV Even if Aspen dental sells your debt to ..
Posted: Thu Sep 11 5:01:26 2008 Hi Mirage You are correct. Since 35% of your ..
Posted: Thu Sep 11 2:03:49 2008 When you ask the bureaus to activate the fraud ..
Posted: Wed Sep 10 7:55:52 2008 Yes, you should consult a lawyer to send a cease ..
Posted: Wed Sep 10 5:52:23 2008 I agree with Anthony. I think that the house ..
Posted: Wed Sep 10 3:54:09 2008 Yes, Goodnatured is right. If you are not sure ..
Posted: Tue Sep 9 7:33:11 2008 Hi jackdorsey The negative listing does not ..
Posted: Tue Sep 9 5:38:51 2008 Yes, a bill collector can add interest to your ..
Posted: Tue Sep 9 2:56:05 2008 I agree with Anthony with this point. But since ..
Posted: Mon Sep 8 6:55:33 2008 No, a collection agency can never sue you if the ..
Posted: Mon Sep 8 3:15:28 2008 Hi lorie Old debt gets listed in your credit ..
Posted: Mon Sep 8 0:22:43 2008 Hi jackdorsey Although you now have high ..
Posted: Fri Sep 5 2:58:20 2008 As far as I know, an unpaid debt has to be ..
Posted: Fri Sep 5 2:32:55 2008 This means that more is out debt ratio, the less ..
Posted: Thu Sep 4 23:35:01 2008 I agree with Anthony on the point that the ..
Posted: Thu Sep 4 2:44:30 2008 There are some credit repair agencies who take ..
Posted: Thu Sep 4 1:25:32 2008 Hi Darlene I don't think that there are any ..
Posted: Wed Sep 3 23:20:01 2008 Yes, the company has a satisfactory record as per ..
Posted: Wed Sep 3 0:27:48 2008 Hi fireyone If you feel that the cards will put ..
Posted: Wed Sep 3 0:06:21 2008 Yes, if you have credit cards in your wallet and ..
Posted: Tue Sep 2 23:39:12 2008 Whenever you apply for a new credit, you ..
Posted: Tue Sep 2 7:00:44 2008 Preventive measures are always essential to keep ..
Posted: Tue Sep 2 2:34:47 2008 Yes, the creditors or the collection agencies ..
Posted: Tue Sep 2 1:32:48 2008 Original creditor sells off the debts to the ..
Posted: Mon Sep 1 8:22:42 2008 Hi Lorri Pay for deletion is a agreement which ..
Posted: Mon Sep 1 7:19:24 2008 Even if you have applied for Southwest credit ..
Posted: Mon Sep 1 5:19:35 2008 Except bankruptcy listing, all negative listing ..
Posted: Mon Sep 1 2:44:48 2008 Zombie debt collectors cannot sue you to the ..
Posted: Sat Aug 30 4:38:09 2008 Hi Chelsia Whenever you pay off your debt to the ..
Posted: Fri Aug 29 9:25:13 2008 As per the amendment made under the fair credit ..
Posted: Fri Aug 29 7:59:21 2008 Hi LearningFast Yes, you may try to contact the ..
Posted: Fri Aug 29 2:06:28 2008 Yes, Anthony is right because once your credit ..
Posted: Thu Aug 28 8:15:59 2008 Hi Nicegirl Since the SOL in your state is 6 ..
Posted: Thu Aug 28 5:56:00 2008 The creditors may pull up your credit report ..
Posted: Thu Aug 28 2:18:44 2008 As far as I know a cosigner cannot transfer his ..
Posted: Wed Aug 27 2:30:05 2008 Hi Alicia As Fireyone said, you should first ..
Posted: Tue Aug 26 8:01:18 2008 Hi chrismiraszek Middle credit score is ..
Posted: Tue Aug 26 4:27:53 2008 Anthony is correct. Citibank and Travelers group ..
Posted: Tue Aug 26 1:56:20 2008 Hi Since the SOL in your state has not expired, ..
Posted: Mon Aug 25 8:28:41 2008 Hi LearningFast As far as I know all ..
Posted: Mon Aug 25 7:36:25 2008 In both New Jersey and New York, the SOL is 6 ..
Posted: Mon Aug 25 5:09:59 2008 Even if you have received a collection letter ..
Posted: Thu Aug 21 4:50:48 2008 Hi resolutioner I too think that you should ask ..
Posted: Thu Aug 21 2:15:05 2008 Hi rshaygood If you have co-signed the debt, ..
Posted: Wed Aug 20 6:38:30 2008 Hi fireyone What I know is that payday loans are ..
Posted: Wed Aug 20 1:30:07 2008 Hi goodnatured Your credit report may be pulled ..
Posted: Tue Aug 19 8:27:53 2008 Hi Chip As far as I know, Alias summons are ..
Posted: Tue Aug 19 7:57:08 2008 Hi fuentes.rose These are the locations where ..
Posted: Mon Aug 18 9:53:19 2008 I think that fraud alert services are the best ..
Posted: Mon Aug 18 7:47:34 2008 When you are cosigning a loan agreement it means ..
Posted: Mon Aug 18 6:33:57 2008 If you want to increase your credit limit, you ..
Posted: Mon Aug 18 4:42:15 2008 To repair your credit by yourself you need to ..
Posted: Fri Aug 15 8:13:20 2008 Hi Shadow If the name NCO appears in your credit ..
Posted: Thu Aug 14 7:02:44 2008 Hi goodnatured Most of the collection agencies ..
Posted: Thu Aug 14 2:01:30 2008 Hi erb As far as I know repairing your credit ..
Posted: Wed Aug 13 9:17:13 2008 Pennsylvania wage garnishment laws do not permit ..
Posted: Wed Aug 13 8:29:40 2008 I agree with you Fireyone. I think that the best ..
Posted: Wed Aug 13 6:57:20 2008 hi jenickki Since you have already send Cease ..
Posted: Tue Aug 12 8:27:46 2008 Yes, identity theft mostly occurs through credit ..
Posted: Tue Aug 12 6:49:27 2008 Hi Sierra If the regional bank has already send ..
Posted: Tue Aug 12 6:32:21 2008 Hi Lea As far as I know, the UK laws will not be ..
Posted: Tue Aug 12 4:42:09 2008 Hi sierra As far as I know, Judgment is an order ..
Posted: Tue Aug 12 4:21:52 2008 There are many online business that offers free ..
Posted: Mon Aug 11 7:59:48 2008 I think that steps has to be taken to see that ..
Posted: Mon Aug 11 5:36:16 2008 debt validation is an instrument which is ..
Posted: Mon Aug 11 3:18:41 2008 Hi sierra Since you know that you are not at all ..
Posted: Fri Aug 8 9:12:59 2008 The collection agencies charge interest with the ..
Posted: Fri Aug 8 8:42:45 2008 Hi erb Actually there is no use of validating ..
Posted: Fri Aug 8 8:15:59 2008 Hi Sdchargers It is true that the SOL in your ..
Posted: Fri Aug 8 3:01:47 2008 Yes Anthony is right. But since charge off ..
Posted: Thu Aug 7 5:46:52 2008 Hi byzjon2000 Since you have already asked them ..
Posted: Thu Aug 7 3:22:23 2008 Hi luckyldynred Have you sent the debt ..
Posted: Thu Aug 7 2:35:23 2008 Hi appelcatherine Judgments whether paid or not ..
Posted: Wed Aug 6 6:07:12 2008 Actually what happens is that, the collection ..
Posted: Wed Aug 6 5:43:09 2008 I agree with Anthony on this point. Pay for ..
Posted: Wed Aug 6 3:46:04 2008 Hi sdchargers I would also suggest you to get ..
Posted: Wed Aug 6 3:07:14 2008 Yes, Anthony is correct. If you want to send a DV ..
Posted: Tue Aug 5 3:10:48 2008 Hi Jollarry As far as I know WFFNATLBANK is ..
Posted: Mon Aug 4 8:11:31 2008 Hi Roger Erb is right. Debt validation is a most ..
Posted: Mon Aug 4 7:15:50 2008 I agree with Anthony but would like to add a few ..
Posted: Mon Aug 4 4:46:48 2008 Hi 4mycredit If they threaten to file ..
Posted: Mon Aug 4 3:23:26 2008 The collection agencies always focus on the ..
Posted: Sat Aug 2 8:04:28 2008 Hi sdchargers_63 A hard inquiry if authorized ..
Posted: Sat Aug 2 7:45:17 2008 Hi wboylan As far as I know, this bankruptcy ..
Posted: Fri Aug 1 5:04:31 2008 Normally a creditor lists a debt on the credit ..
Posted: Thu Jul 31 6:39:29 2008 Yes, as soon as you pay off the debt, it should ..
Posted: Thu Jul 31 3:28:17 2008 Hi littlelady SOL is over does not necessarily ..
Posted: Wed Jul 30 6:19:44 2008 Hi segkjg If you have applied for a new credit ..
Posted: Wed Jul 30 5:58:11 2008 As per the FCRA, the collection agency must ..
Posted: Wed Jul 30 3:02:55 2008 Yes, I too think that going for debt ..
Posted: Wed Jul 30 2:23:09 2008 I agree with Anthony. If the item is wrongly ..
Posted: Fri Jul 25 9:11:17 2008 It is very easy to set up a palpal accout. go to ..
Posted: Fri Jul 25 8:57:41 2008 Hi goodnatured As far as I know, even if it is ..
Posted: Fri Jul 25 8:29:19 2008 Yes, Anthony is right. But the important think is ..
Posted: Fri Jul 25 7:17:05 2008 I agree with you Anthony. To explain you in short ..
Posted: Wed Jul 23 9:44:01 2008 Hi Goodnatured I agree with Anthony on this ..
Posted: Tue Jul 22 5:15:15 2008 Hi johnk Debt Validation letter should be sent ..
Posted: Tue Jul 22 3:32:11 2008 Yes, GEMBPPBYCR is GE money bank paypal buyers ..
Posted: Tue Jul 22 1:41:29 2008 Hi lockwood For repairing your credit, all you ..
Posted: Tue Jul 22 0:53:54 2008 Hi goodnatured As per the BBB, Kingman cole and ..
Posted: Tue Jul 22 0:37:20 2008 You are right Lorri. Since your paycheck gets ..
Posted: Fri Jul 18 8:12:23 2008 Yes, I too believe that we should always make any ..
Posted: Fri Jul 18 7:20:06 2008 I think that if the collection agency do not ..
Posted: Fri Jul 18 5:43:26 2008 Yes, some of the steps that we can take to repair ..
Posted: Fri Jul 18 5:31:29 2008 Yes, I too think so fireyone. If the collection ..
Posted: Fri Jul 18 2:30:51 2008 Hi Blanca I agree with you Jessica. In todays ..
Posted: Thu Jul 17 9:08:31 2008 I agree with you Lorri. Bankruptcy should always ..
Posted: Thu Jul 17 8:16:25 2008 Hi goodnatured This is the only reason why we ..
Posted: Thu Jul 17 7:29:21 2008 Actually, I think that identity theft mostly ..
Posted: Thu Jul 17 7:09:14 2008 Hi Redach Kingman cole and associates is a ..
Posted: Thu Jul 17 6:20:39 2008 Yes, I agree with Anthony. As far as I know when ..
Posted: Wed Jul 16 8:19:31 2008 Yes, you are correct erb. Since one credit report ..
Posted: Wed Jul 16 3:58:18 2008 You need to send a dispute letter to the Credit ..
Posted: Wed Jul 16 2:56:36 2008 Hi goodnatured Bad experiences with credit cards ..
Posted: Tue Jul 15 9:52:43 2008 Yes Mary is right, charge off listing can never ..
Posted: Tue Jul 15 5:25:42 2008 If you have already send a debt validation letter ..
Posted: Tue Jul 15 2:50:54 2008 Yes, goodnatured is right. If you send a debt ..
Posted: Mon Jul 14 5:45:11 2008 Yes, CMBV is correct. Even if you make a partial ..
Posted: Mon Jul 14 5:14:09 2008 I too think that Anthony is correct. You can send ..
Posted: Mon Jul 14 2:59:10 2008 Hi Shannon Since you have payday loans, you must ..
Posted: Thu Jul 10 7:25:49 2008 Hi Tammy Since it has been charged off in 2003, ..
Posted: Thu Jul 10 6:32:53 2008 You are right goodnatured. Although it is true ..
Posted: Thu Jul 10 5:54:28 2008 hi Daniel I agree with goodnatured. You should ..
Posted: Wed Jul 9 2:06:02 2008 Hi I think that it is risky using fake pay ..
Posted: Wed Jul 9 1:30:26 2008 Hi powell You may ask HOA to give you a written ..
Posted: Tue Jul 8 4:32:22 2008 Hi lostrikan Actually, it is not that you should ..
Posted: Tue Jul 8 3:28:27 2008 I agree with goodnatured. Payday loans actually ..
Posted: Mon Jul 7 7:55:45 2008 Hi impute As far as I know, the report offered ..
Posted: Mon Jul 7 6:58:20 2008 I agree with Mary. However, debt validation ..
Posted: Sat Jul 5 2:56:22 2008 Actually what happens is that once the unpaid ..
Posted: Fri Jul 4 8:19:57 2008 Short sale and foreclosures both relate to your ..
Posted: Fri Jul 4 4:10:26 2008 Hi Jessie You did not tell how much the EMS ..
Posted: Fri Jul 4 2:17:34 2008 Yeah, these departmental store card offer reward ..
Posted: Thu Jul 3 6:29:35 2008 Hi goodnatured I actually have not come through ..
Posted: Thu Jul 3 4:33:55 2008 I agree with the fact that we can repair credit ..
Posted: Wed Jul 2 6:30:07 2008 "Closed by grantor" status generally ..
Posted: Wed Jul 2 4:57:51 2008 I don't think that if you pay back the credit ..
Posted: Tue Jul 1 6:08:32 2008 hi charles The listing in your credit report ..
Posted: Tue Jul 1 5:30:59 2008 Hi guest I went through the site and found the ..
Posted: Mon Jun 30 8:35:41 2008 Hi Ahitche There is no letter which will notify ..
Posted: Fri Jun 27 8:13:28 2008 Hi guest You can ask for debt validation from ..
Posted: Fri Jun 27 7:04:13 2008 Yes, the collection agency can always report it ..
Posted: Thu Jun 26 7:45:53 2008 I think you should send a debt validation letter ..
Posted: Wed Jun 25 6:02:33 2008 Your credit score has fallen by over 150 points ..
Posted: Wed Jun 25 3:05:23 2008 Hi Erica Send a debt validation letter by ..
Posted: Mon Jun 23 2:19:04 2008 Hi Goodnatured There are five major factors that ..
Posted: Mon Jun 23 1:30:58 2008 Hi drandle I agree with Scott. If you are ..
Posted: Fri Jun 20 4:16:19 2008 I agree with goodnatured. If you have not yet ..
Posted: Thu Jun 19 8:21:38 2008 Yes, I too think so goodnatured. Fed should place ..
Posted: Thu Jun 19 6:11:18 2008 Bumping up the credit score actually means how to ..
Posted: Thu Jun 19 5:54:50 2008 Washington Mutual bank credit cards presently ..
Posted: Thu Jun 19 5:40:12 2008 Hi C Hertan Credit history constitutes about 35% ..
Posted: Thu Jun 19 2:41:47 2008 Yes it is GE Money Bank PayPal Buyers Credit. You ..
Posted: Wed Jun 18 9:05:14 2008 For bumping up your credit score, you may try the ..
Posted: Tue Jun 17 9:18:17 2008 I agree with you goodnatured. There are many ..
Posted: Thu Jun 12 4:59:38 2008 I too agree with you goodnatured. it is always ..
Posted: Thu Jun 12 3:13:28 2008 Yes, I agree with you goodnatured. But you should ..
Posted: Sat May 24 2:16:52 2008 I think that before going for any credit repair ..
Posted: Thu May 22 7:23:27 2008 Actually as far as I know, only one report is ..
Posted: Wed May 21 1:20:03 2008 Hi Fredolul SCA/Group USA Inc as you are ..
Posted: Tue May 20 8:06:50 2008 I think one should check his score at least twice ..
Posted: Tue May 20 5:16:36 2008 I too agree with fieryone on this point. This is ..
Posted: Tue May 20 4:58:42 2008 Actually what I meant to say is that interaction ..
Posted: Mon May 19 1:35:43 2008 I do agree with fireyone. Credit reports give us ..
Posted: Fri May 16 3:11:33 2008 RCA is a financial service company which helps ..
Posted: Thu May 15 3:14:33 2008 Hi msburton-welch The major respect in which ..
Posted: Thu May 15 2:27:42 2008 Hi goodnatured I think that we, the members of ..
Posted: Thu May 15 2:11:55 2008 Hi goodnatured You are right. This community ..
Posted: Thu May 15 1:14:41 2008 Hi batterup40 I think they will agree to ..
Posted: Wed May 14 4:55:43 2008 Hi davidboura PFD is the pay for deletion ..
Posted: Tue May 13 6:48:23 2008 I also agree with CMBV22 on this point. If you ..
Posted: Tue May 13 5:00:28 2008 Hi bud I think you should send a dispute letter ..
Posted: Tue May 13 1:04:37 2008 Hi Amir Rubin I visited your site and found it ..
Posted: Mon May 12 0:06:23 2008 Hi CMBV22 You are correct to some extent that ..
Posted: Sat May 10 4:50:05 2008 Hi sdchargers_63 I agree with you on this ..
Posted: Sat May 10 2:51:04 2008 Hi sdchargers_63 I too agree with you on this ..
Posted: Sat May 10 2:01:57 2008 Hi sister since you are having 5 payday loans ..
Posted: Sat May 10 1:19:16 2008 Hi sdchargers_63 In foreclosure, the lender ..
Posted: Fri May 9 6:41:56 2008 Hi Oakland CA My question is whether you would ..
Posted: Fri May 9 4:17:12 2008 I think that Swoosh is correct. You should first ..
Posted: Fri May 9 3:14:26 2008 FICO provides a score rating model which are ..
Posted: Fri May 9 2:52:49 2008 Hi sdchargers_63 I think even if you pay off ..
Posted: Thu May 8 8:09:49 2008 Hi m00nman03 I think you can try any of the ..
Posted: Thu May 8 7:51:50 2008 Hi sdchargers_63 I do agree with you on this ..
Posted: Tue Apr 29 2:21:46 2008 Honesty is the best way to live a happy life. Go ..
Posted: Tue Apr 29 2:14:32 2008 Thanks a lot. Your information will save many ..
Posted: Tue Apr 29 2:08:09 2008 For information regarding the account use the ..
Posted: Tue Apr 29 2:03:46 2008 Hi Crane, Do keep us posted regarding this ..
Posted: Tue Apr 29 2:01:50 2008 Hi Refinancing tips, Its great to hear that ..
Posted: Thu Apr 24 2:48:53 2008 Kriss would like to know more. really new one for ..
Posted: Thu Apr 24 2:41:14 2008 This is pretty unbreakable. Collections keep ..
Posted: Thu Apr 24 2:37:38 2008 Hi Wads, There is no specific way that you can ..
Posted: Thu Apr 24 2:31:50 2008 Awareness is required in all countries. Its great ..
Posted: Thu Apr 24 2:28:56 2008 Thats bad news but thats cent percent true. That ..
Posted: Thu Apr 24 2:24:16 2008 The main thing to do in this case is replace own ..
Posted: Thu Apr 24 2:02:55 2008 How many visits the article section I guess we ..
Posted: Thu Apr 24 1:57:29 2008 I would attach evidences if available with me ..
Posted: Thu Apr 24 1:32:28 2008 Not about blaming anyone for being expensive. ..
Posted: Thu Apr 24 1:29:07 2008 I am sure thats going to happen soon. I think we ..
Posted: Thu Apr 24 1:27:33 2008 Now this is new to me. Please let us know which ..
Posted: Thu Apr 24 1:13:11 2008 Pay day loans are irksome. I dont understand the ..
Posted: Thu Apr 24 0:13:37 2008 Have come around after a long time . Im seeing a ..
Posted: Thu Mar 13 2:07:16 2008 I agree to some extent with Spicy here. Too much ..
Posted: Sat Jan 5 0:18:39 2008 Yes I carry a lot of cards. One credit card for ..
Posted: Thu Dec 20 4:19:07 2007 Hi Redobler, Welcome to the forum. You can ..
Posted: Thu Dec 20 4:14:21 2007 What are you people talking ..
Posted: Thu Dec 6 5:59:50 2007 Hello Young Man, Welcome here. Any item can ..
Posted: Sat Nov 17 2:11:10 2007 Hi James, This is a real big scam. What ..
Posted: Thu Nov 15 22:32:05 2007 Hi Dadummy welcome to the forum. Could you ..
Posted: Fri Nov 9 4:25:16 2007 Yes I will try to gather info related to ..
Posted: Thu Nov 8 0:56:08 2007 Yes we are really glad t be on this forum. ..
Posted: Thu Nov 8 0:31:44 2007 Keep up the spirit good. You will do fine. Hope ..
Posted: Thu Nov 8 0:28:03 2007 Hi Julia do keep us ..
Posted: Thu Nov 8 0:08:57 2007 Hi there, Good to see you here. We are all at ..
Posted: Wed Nov 7 1:25:58 2007 HI George welcome back. Long time since I have ..
Posted: Mon Oct 29 5:13:38 2007 Hey John Think Cash is also provides payday ..
Posted: Thu Sep 13 1:02:03 2007 It seems your debt is out of ..
Posted: Thu Sep 13 0:20:26 2007 Its good to pay off debts if it is yours. This ..
Posted: Mon Aug 20 1:56:05 2007 Have they replied to your validation ..
Posted: Mon Aug 20 1:48:57 2007 Hi Jorge, This is a forum where people ..
Posted: Mon Aug 20 1:38:24 2007 I am of the same opinion. Yes but making it a ..
Posted: Wed Aug 8 0:47:46 2007 Hi, Do not dispute it right away. Let them ..
Posted: Thu Aug 2 1:16:39 2007 Hi Greg, A small fee is always levied while ..
Posted: Mon Jun 25 2:34:27 2007 I agree, It is such a long process. It feels ..
Posted: Wed Jun 20 6:21:56 2007 Hey Indio, Welcome to the community ..
Posted: Wed Jun 20 2:00:11 2007 Barbie, I think this is the BIG Limited IS ..
Posted: Mon Feb 12 19:25:27 2007 Karazzy, As you are putting in sincere efforts ..
Posted: Mon Feb 12 18:46:35 2007 Hi Karazzy, VIS stands for VISA and DSNB ..
Posted: Fri Feb 9 21:50:12 2007 Karazzy, If you plan things out then the ..
Posted: Sat Feb 3 19:13:04 2007 Debt validation does not renew the SOL timeframe. ..
Posted: Fri Jan 19 20:10:48 2007 Yes it is very important to ask the CA to ..
Posted: Wed Jan 10 14:49:36 2007 Hi Toohotnky, Contact Dept of Financial ..
Posted: Tue Dec 19 20:11:16 2006 Hi Ev, Your score is quiet low but it can ..
Posted: Wed Nov 22 13:17:57 2006 Hi Tantran, Palisades is a collection agency. ..
Posted: Sat Oct 28 1:43:14 2006 hi ..
Posted: Wed Sep 6 6:19:28 2006 You would have to check the terms of both ..
Posted: Thu Aug 17 5:48:27 2006 I dont think it will actually hurt your credit ..
Posted: Thu Aug 10 6:33:30 2006 Have you tried to contact the collection agency ..
Posted: Wed Aug 2 6:48:44 2006 The home page looks pretty good to me and yeah it ..
Posted: Tue Aug 1 4:38:16 2006 Id theft is a very serious problem in our country ..
Posted: Tue Jul 25 1:01:06 2006 You may have a look at this checklist I ..
Posted: Sat Jul 22 5:59:28 2006 I too never had an idea abt this. Thanks Richard ..
Posted: Mon Jul 17 4:18:49 2006 Hi Polly, I have accepted your invitation and ..