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From CreditMagic Wiki

Are you looking for any information related to credit repair, debt collection, debt collection laws, credit score, credit report, various credit scoring models, identity theft and related topics? Your search ends here. Listed here are a collection of information rich articles which will help you enrich your knowledge, increase your creditworthiness and lead a hassle free life.

article.png Credit scoring

What is Credit Scoring? Credit scoring is a system used by creditors to determine the jeopardy associated with granting a loan. In other...
article.png Credit scoring models - an insight

Will you allow your kids use your credit card? The answer is ‘No’ because your kid is not aware of how to use this. So whether an individual...
article.png FICO score - A complete overview

The term FICO is the short form of Fair Isaac Corporation, who built up the empirical model for credit score...
article.png Identity Theft and its adverse effects on your credit

What is Identity Theft? Identity theft is a pesky event causing lot of harm to a consumer’s credit. The feeling that corrodes most is...
article.png The Fair Credit Reporting Act (FCRA) and you

TThe purpose of the federal Fair Credit Reporting Act (FCRA) is to secure consumer rights for credit. All the nationwide credit bureaus and...
article.png VanatgeScore - A brief overview

To determine the creditworthiness of an individual, lenders have to depend on credit scores provided by the three major credit bureaus. This is...
article.png SOL: The Statute Of Limitations

Statute of limitation is a time limit within which a creditor is lawfully permitted to take any legal action on the debtor. There are..
article.png FAQ's of Bankruptcy

When should I file bankruptcy? This completely rests on your financial situation.
article.png Who Pulls Your Credit Report

The credit report is an integral part of our financial lives. The report defines us financially and provides with our detailed financial activities. The Credit Score...
article.png FIA CSNA

Many of you have been facing the similar problem of a new account in the name of FIA CSNA aka Financial Institutions Accounts Card Services National Association
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