Helpful Resources


Community




Creditmagic Twitter





Credit on Facebook



Credit Score (FICO) basics - How to improve credit scores

Author Message
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Wed Oct 01, 2008 11:56 pm    Post subject:

we got approved for teh loan today. We went down and put the app on file so I am gonna call Lowes and get a def. date for the end of the 0% interest. I also want an exact payoff so teh bank can make the check out to them (removes temptation) . We don't have to take it. We have 30 days to decide if we need it before the app isn;t any good. I just thought we would get it in place so all we have to do is have them write it out when and if it is needed. This will give me a 30 day window for the interest and the payment.
image
goodnatured



Joined: 03 Nov 2007

Posts: 3927
10 Magic Points
PostPosted: Wed Oct 08, 2008 3:11 am    Post subject:

great news!

hopefully you will hear something soon.

_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
image
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Wed Oct 08, 2008 8:45 pm    Post subject:

That what I am hoping too.. I have an appointment at the pain clinic on Monday to discuss further treatment options and I have to keep putting them off due to the medical part. I will call atty after that and let them know why it is crucial to get moving . It has been 48 days so far and the other side was suppose to get back to atty within 60. Whether they will or not I have no clue.
image
sanshil
Guest





0 Magic Points
PostPosted: Thu Oct 09, 2008 2:43 pm    Post subject:

Thats true, AnnualCreditReport.com does offer you a free credit report. Under federal law you are entitled to receive a free copy of your credit report once every 12 months.
There are other websites also but most of the providers require sign up for the services like Identity theft protection, Credit monitor etc. Users must remember to cancel these services before the trial period ends.
You can also visit GetUrScore.com , this website provides the links to different providers of Free Credit Reports and Credit Scores and also gives the comparisons on offers from different providers.
image
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Thu Oct 09, 2008 3:44 pm    Post subject:

Can you also get your credit score for free there too/ I always heard that if you wanted your score it would cost money to get it.
image
goodnatured



Joined: 03 Nov 2007

Posts: 3927
10 Magic Points
PostPosted: Mon Oct 13, 2008 2:00 am    Post subject:

if you want your score you have to pay for it5.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
image
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Mon Oct 13, 2008 9:30 pm    Post subject:

What are all these 5's after your posts..some kind of new signature? I would pay to get my score..when I know its worth paying to get
image
goodnatured



Joined: 03 Nov 2007

Posts: 3927
10 Magic Points
PostPosted: Fri Oct 24, 2008 2:31 am    Post subject:

why pay when you don't really need it right now.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
image
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007

Posts: 1889
1356 Magic Points
PostPosted: Sun Oct 26, 2008 12:02 am    Post subject: debt

GOODNATURED,.........I see your point. I ALREADY know it's low. I guess the only thing we can do is 'go up' on the credit score thing. Receive your CR's and 'go from there.'..ya know.
image
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Sun Oct 26, 2008 12:17 am    Post subject:

I am not going to pay to get it. I think it would be rather senseless since I don't need it. Scores have a way of changing so I will just wait until I actually need to see it. Sd..you are right ..the only place left is up and you will get there sooner or later..just takes a little time.
image
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007

Posts: 1889
1356 Magic Points
PostPosted: Sun Oct 26, 2008 3:12 am    Post subject: credit

Sometimes we ALL feel there is no where else to go. But...when you hit 'rock bottom' you can ONLY go up from there. Does seem like such a long time, though.
image
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Sun Oct 26, 2008 1:55 pm    Post subject:

Yes it may seem like a long time but hey you still will get there. Many people are finding theirselves in the same position lately. Some never speak of it and you would never kn ow but just keep your chin up...all things change eventually. Keep coming here and posting since that will take some of the stress off. In a few years this will all seem like a bad dream.
image
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007

Posts: 1889
1356 Magic Points
PostPosted: Mon Oct 27, 2008 1:42 am    Post subject: debt

Sometimes just 'letting it out' can greatly help. Also..knowing others, on this forum, have the same 'issues'. Comparing stories, etc.
image
fireyone



Joined: 26 Feb 2008

Posts: 4285
127 Magic Points
PostPosted: Mon Oct 27, 2008 11:28 pm    Post subject:

I could not agree with a more.
image
goodnatured



Joined: 03 Nov 2007

Posts: 3927
10 Magic Points
PostPosted: Tue Oct 28, 2008 2:45 am    Post subject:

That is true, I always feel better once I get it out in the open and have it up for discussion, seems like others can see things more clearly than me when I am having the problem. I really do appreciate all the help and guidance that you guys give and thanks for lending an ear to me, lOL.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
image
 Previous  1, 2, 3, 4, 5, ... 9, 10, 11  Next  
Page 4 of 11

 





Page loaded in 21.241 seconds.