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HomeCredit ForumCredit repair

Letter to send to CA who fails to respond to DV letters

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CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 373



3898 Magic Points
 
 Posted on Sat Jul 19, 2008 6:29 am  
It's not that bad. In my experience Experian is the hardest to dispute with. Most of the time if the CRAs don't give you what you want with a disute a MOV request gets it.
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fireyone



Joined: 26 Feb 2008
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Posts: 1857



8785 Magic Points
 
 Posted on Sat Jul 19, 2008 1:02 pm  
Ok so what is a MOV? I have probaly heard of it but not enough to recognize the aar.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 2476



2725 Magic Points
 
 Posted on Sat Jul 19, 2008 10:12 pm  
I have never heard of a MOV either, what is it?
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1857



8785 Magic Points
 
 Posted on Mon Jul 21, 2008 12:47 am  
Everyone should get together and make a page on abbreviations. It would be something we could refer to.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 2476



2725 Magic Points
 
 Posted on Mon Jul 21, 2008 3:03 am  
I agree some of these I just don't know
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 373



3898 Magic Points
 
 Posted on Mon Jul 21, 2008 6:13 pm  
Method of Verification, The FCRA says that if a CRA claims to have validated a debt you have the rigt to request MOV or to have them send you the information they recieved within 15 days of your request. This is helpful since most times they dont validate properly and when called on it with a MOV request then usually delete the disputed listing
_________________
****************************
Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

www.homecreditrepair.net

http://homecreditrepair.hqforums.net/
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1857



8785 Magic Points
 
 Posted on Tue Jul 22, 2008 12:55 am  
Thanks for clearing that up. It always makes sense once you see the answer.
 
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