Sample debt validation follow-up letter

Joined: 08 Feb 2010 Posts: 2675 48566 Magic Points

Hi foreverandever,

Thank you for sharing such useful information Smile

Thanks,

Aaron

Joined: 07 Jul 2010 Posts: 9 228 Magic Points

CMBV22 wrote

I am having quite a bit of fun with Experian over that very fact. I have sent this one credit solutions corp a letter every 30 days since march 8th. They havent responded once but, they have signed for each letter. I disputed the listsing w/ the CRAs since it was unvalidated. So, TUC & EQF remove it but experian says they verified it. So, I sent them a MOV letter and here I wait. If they dont respond to that I guess I will be calling the FTC and AG
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I'm in the same situation with you and about to send a dispute letter to CRA. Do you happen to have a sample letter to CRA and maybe MOV letter to share, if you don't mind?

Thank you in advance

Joined: 08 Feb 2010 Posts: 2675 48566 Magic Points

Hi saalanghae,

You will get a sample dispute letter and an MOV letter with this community at http://www.creditmagic.org/repair/dispute-letter.html and http://www.creditmagic.org/repair/verification-letter.html .

Hope this helps.

Regards,

Aaron

Joined: 15 Oct 2009 Posts: 63 1401 Magic Points

I have sent a validation letter to a midland credit and collections on three different occassions, and I have also sent one to the credit bureaus as well. I have not recieved a response as of yet and the first one was about a year ago. I can't get an apt., or a job unless this is removed from my credit file. I have no idea who these people are or what this acct. is from, any suggestions? All my validations are by registered and certified mail . How do I get this removed, this is not my debt. Ruthie

Joined: 21 Apr 2011 Posts: 4 39 Magic Points

I received a notice saying if I didn't respond in writing by requesting validation of debt, the CC would assume debt was valid. I did send a request by certified letter well within the 30 day period.

This morning I received a letter saying " Your regularly scheduled payment is now due according to the terms you arranged with our office..."

I NEVER arranged anything with them. How do I respond to this?
Thanks!

Joined: 21 Apr 2011 Posts: 4 39 Magic Points

I received a notice saying if I didn't respond in writing by requesting validation of debt, the CC would assume debt was valid. I did send a request by certified letter well within the 30 day period.

This morning I received a letter saying " Your regularly scheduled payment is now due according to the terms you arranged with our office..."

I NEVER arranged anything with them. How do I respond to this?
Thanks!

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