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Remove credit inquiries from your report: Sample letter

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fireyone



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 Posted on Mon Apr 21, 2008 1:47 am  
I have only seen this forum in English...hopefully there are forums out there for other languages.
goodnatured



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 Posted on Tue Apr 22, 2008 1:08 am  
The debt forum has the site in other countries, I thought it was great that they expanded out to other countries, probably eventually this one will too. Hopefully.
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fireyone



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 Posted on Wed Apr 23, 2008 8:49 pm  
Thats pretty cool. It is knida weird to think of just how many million people find themselves in such finacial distress..probaly from all walks of life.
Justin

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 Posted on Thu Apr 24, 2008 6:31 am  
Awareness is required in all countries. Its great to see the debt forum taking initiative and doing things for the rest of the world as well.
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fireyone



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 Posted on Sun Apr 27, 2008 12:50 am  
Very well saud Justin. I really enjoy this forum.
goodnatured



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 Posted on Sun Apr 27, 2008 12:13 pm  
Hopefully it will be helpful to all the ones that they have started it for and maybe they will continue to expand out to others as well. I visit back every now and then, there really is not much participation. I am hoping that will people will soon realize it is there.
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fireyone



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 Posted on Mon May 05, 2008 10:26 pm  
I think it is maybe hard to relize any certain forum because when you google something like "debt help" the search engine(s) bring up advertising crap and so on. Sometimes yolu have to dig forever to find a reliable site as this one is.
goodnatured



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 Posted on Thu May 15, 2008 1:16 am  
It sure is and there are many sharks out there that just waiting for someone to fall into a trap.
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Goodnatured,
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 Posted on Thu May 15, 2008 11:59 am  
Yes goodnatured, you are correct. These agencies take advantage of the financial distress of the people and earn dollars. So I think awareness is the best thing to avoid these people.
sdchargers_63

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Subject: debt help
 
 Posted on Fri May 16, 2008 11:18 am  
..also, ALOT of times a 'Debt Consolidation/Credit Repair' Co. advertises that you pay " nothing until they get results" ( I've seen this advertisement recently, on a 'credit repair' co.) However.....when you actually talk to them, you DO need " money up front to put into an 'escrow' for yourselve." However..... the way the ad was 'set-up-, it stated you did not have to pay until everything was finished. Seems deceptive to me. No guarentees...of course.
fireyone



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 Posted on Sun May 18, 2008 11:09 pm  
Yes that definately is deceptive. The sad fact is most people do not have money to put in an escrow account. It is the lack of funds that got them where they are to begin with.
scott

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 Posted on Mon May 19, 2008 4:55 am  
The quote "nothing until they get results" as sdchargers pointed out is a type of marketing strategy these debt consolidation and credit repair companies use to drag in customers. But one should always note that there are many hidden conditions in these type of ads which one must first look into. Although it looks deceptive, it is the strategy which most companies use now a days.
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Use your credit account responsibly and enjoy a debt free life.
fireyone



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 Posted on Mon May 19, 2008 11:38 am  
Very true Scott. That is why I think if someone put enough interest into their own credit they could clean it up themselves. I would at least give it a good try.
CMBV22

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 Posted on Thu May 22, 2008 9:22 pm  
fireyone

I couldn't agree with you more.
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joey123
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Subject: does the letter have enough information
 
 Posted on Tue May 27, 2008 1:57 pm  
hello,
the letter looks great, but i noticed it doesn't include a social security number, so how is the creditor going to know its me? and how is he going to report to credit agency? by name only??

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