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Remove credit inquiries from your report: Sample letter

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Mon Jul 28, 2008 3:00 pm  
I am wondering if giving the SS number is a wise thing. I will let someone else with more knowledge answer this one and check back. I am interested in the answer myself.
CMBV22

CMBV22

Joined: 08 May 2008
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Posts: 364



4811 Magic Points
 
 Posted on Wed Jul 30, 2008 7:12 pm  
NO, do not give your SSN to ANYONE unless you have to. The CA or company that pulled your report should be able to find your info by simply looking up your name and the dates your provide which the inquirys were made. If they claim that they did not make the inquiry or, can't prove that you approved it, Have them send you a letter stating that it should be removed and you can send it to the CRA with a dispute letter *you can give the CRAs your SSN* and the CRA can call the CA or whoever to validate the letter.
_________________
****************************
Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

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http://homecreditrepair.hqforums.net/
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Thu Jul 31, 2008 12:13 pm  
That is exactly what I was thinking. You are always advised to not give out your number. Like CMBV says if they can't pull it with other info then I wouldn't. Thanks for responding so quickly CMBV.
goodnatured



Joined: 03 Nov 2007
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Posts: 3927



10 Magic Points
 
 Posted on Mon Aug 04, 2008 3:47 pm  
You know there is all this information out there on identity theft and people still give out the one thing that is sure to make them a victim. Do Not give you number out.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
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CMBV22

CMBV22

Joined: 08 May 2008
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Posts: 364



4811 Magic Points
 
 Posted on Mon Aug 04, 2008 9:21 pm  
I wrote a more in depth article about idenity theft on my website, It gives some tips on how to prevent and repair damage from identity theft. If anyone notices anything I left out I would appreciate the heads up Smile
_________________
****************************
Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

www.homecreditrepair.net

http://homecreditrepair.hqforums.net/
2mane4hair



Joined: 19 Sep 2008
2mane4hair's page
Posts: 2



33 Magic Points
 
 Posted on Sat Sep 20, 2008 11:55 pm  
Thank you for the sample letters.I will get a lot of use out of them.Thanks.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Sat Sep 20, 2008 11:57 pm  
You are very welcome. I like that they have these letters so we can access them. I wouldn;t know how to begin to write one myself.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3927



10 Magic Points
 
 Posted on Sat Nov 08, 2008 5:01 pm  
I need to be digging up a pay for delete letter here, so if anyone has one just laying around, please share. or if you see a good link to one, please share also.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
Justin

Justin

Joined: 17 Jul 2006
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Posts: 1240



28942 Magic Points
 
 Posted on Wed Nov 12, 2008 5:38 am  
Hi goodnatured
If you want a pay for deletion letter, you can visit the link in this forum itself. To get the letter you can visit the link letters of credit. You should only personalize this letter by changing the name and address of the collection agency or the creditor as the case may be and your name and account number as per your credit report. Make all correspondence regarding the PFD with the creditor by certified mail as a proof.
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All the Best Smile
Justin
KLCreditServices
Guest
Subject: I can removie inquiries in 48 hours
 
 Posted on Wed Dec 17, 2008 8:41 pm  
I can removie hard inquiries in 48 hours. Come visit me at klcreditservices.com If you feel you have any unauthorized inquires shoot me over an email through the website and I will be glad to help. If you have applied for credit at an auto dealership I almost guarantee you have numerous of unauthorized inquiries.
goodnatured



Joined: 03 Nov 2007
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Posts: 3927



10 Magic Points
 
 Posted on Tue Dec 30, 2008 5:10 am  
KLcreditservices,

how about sharing some of your knowledge here with us, there are many members that could use the deletion information to get hard inquiries off your report.

I have always heard that if you write the letters to the companies that are appearing on your report that they will remove them pretty quickly for you.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Sat Jan 03, 2009 1:12 pm  
This is something I jave not looked at much on my report because I am always concerned with the negative listing and seeing it fall off. How do you move hard inquires? There has been different ways suggested here at the forum but what really is the most effective way to do this? If all it takes is a few letters I believe most would do this to clear up their report.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1889



1356 Magic Points
Subject: insurance
 
 Posted on Sat Jan 03, 2009 1:59 pm  
Is it true that 'Hard' Inquiries stay on your CR for 2 years? Even if they are 'valid' ones, can you get them removed? I DO know if someone does a 'Hard Inquiry', this can lower your Credit score.
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240



28942 Magic Points
 
 Posted on Tue Jan 06, 2009 6:42 am  
Yes, hard inquiries stay in your credit report only if they are authorized by you. If you do not authorize a hard inquiry it can easily be removed from your report be sending a letter to the creditor asking them to remove the listing or verify your authorization. Valid hard inquiries can never be removed from your credit report and it will stay in your report for two years from the date of entry in your report.
_________________
All the Best Smile
Justin
Miss
Guest
Subject: w-2
 
 Posted on Tue Jan 06, 2009 9:53 pm  
where can I get a copy of my W_2 for 2005

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