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Remove credit inquiries from your report: Sample letter

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Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: reply

Fri Jul 16, 2010 9:47 am

Hi Belinda,

I have answered to your query at http://www.creditmagic.org/collection/asking-report.html#49101 .

If you have further queries, feel free to discuss in the forums.

Thanks,

Aaron
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JPerry

Joined: 24 Jul 2010
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Posts: 28

581 Magic Points

Sun Jul 25, 2010 1:36 pm

I have inquires on my report older than 2 years what should I do?

Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: reply

Mon Jul 26, 2010 12:21 pm

Hi Jperry,

You need to dispute those with the credit bureaus. In the letter to the bureaus mention the reason, and if possible also attach a copy of your report with the items to be disputed underlined.

You can use the sample dispute letter available with this community.

Thanks,

Aaron
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JPerry

Joined: 24 Jul 2010
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Posts: 28

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Mon Jul 26, 2010 2:20 pm

Thanks Aaron!

JPerry

Joined: 24 Jul 2010
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Posts: 28

581 Magic Points

Mon Jul 26, 2010 3:34 pm

Aaron or anyone with knowledge, if I had a credit repair company sending debt validation out on my behalf, but not getting the proper updates or results. Should I then just do my own credit repair and send the letters out myself? Lexington Law is sending debt validation to the same companies every 2-3 months, but the thing is they are not telling me if the companies are responding or not. I'm paying $80 per month and now I feel I should go through the process myself. Also would you know if you can do a Pay To Delete for a judgment or does it stay on your credit for 7 yrs. regardless?

Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: reply

Tue Jul 27, 2010 11:43 am

Hi Jperry,

It is better to repair your credit yourself. You can send the debt validation letters yourself to the collection agencies, and need not take help from Lexington Law, or any other credit repair companies. I think you should cancel the service, and try repairing your credit on your own.

Thanks,

Aaron
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shiela_stearns

Joined: 30 Jul 2010
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73 Magic Points

Subject: Hello

Fri Jul 30, 2010 5:20 am

Excellent Sample Letter! This could help to grab an idea to make a letter for unauthorized credit inquiries. I have so many credit inquiries without my permission and it is hurting my credit report. Thank you so much!

Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: removing hard inquiries

Sat Jul 31, 2010 10:34 am

Hi shiela,

You should remember to send the letter through certified mail, requesting a return receipt.

Thanks,

Aaron
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Guest

Wed Aug 04, 2010 4:51 pm

Thanks alot!!!

Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: welcome

Tue Aug 17, 2010 12:26 pm

Hi,

You are welcome Smile

Thanks,

Aaron
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ashleywatson

Joined: 31 Aug 2010
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Posts: 4

41 Magic Points

Tue Aug 31, 2010 12:25 pm

They will definitely pull a inquiry if you Pre-screened .

Laudeegirl
Guest

Subject: Hard Inquiries

Thu Sep 02, 2010 7:51 pm

I have recently had 28 hard inquiries removed from Transunion, 18 for Equifax, and 13 from Experian. I have requested validation from 11 CA accounts as so far 7 have been deleted off my reports. I have settled for delete on 3 accounts. Point is....Don't give up. Keep records and always follow up. This can be done.

Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: removing hard inquiries

Fri Sep 03, 2010 8:07 am

Hi Laudeegirl,

That is great news Smile

Yes, one should never give up.

Aaron
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Louie R.
Guest

Subject: Need some help

Fri Sep 24, 2010 10:07 pm

I paid off a lot of my collections but still appers on my credit report how can I remove them to improve my credit score?????

Aaron

Joined: 08 Feb 2010
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Posts: 2675

48566 Magic Points

Subject: Need some help

Sat Sep 25, 2010 8:52 am

Hi louie,

You can try removing those through goodwill letters. If this does not work out, they are there to stay on your credit report from 7 years.

Thanks,

Aaron
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