Community Area

|

Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Improve your credit score

Lifelock

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Sun Nov 16, 2008 12:04 am

I have made two payments so far, so I am figuring that they definately report to the credit reporting agencies right? It should be helping me build my credit back up. Besides I keep getting all these great coupons and I have to use them. Keeping this balance under $100 though.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Sun Nov 16, 2008 5:14 pm

yes it should definatley be helping you build your credit. I like the way you are careful about your balance. You are much wiser than I was when I first got this card. The coup;ons were always a good reason for me to buy something and I always had that 40% discount as an employee...didn't take long for the debt to pile up. I have gotten it down really far and don't even go intop the store to make payments as I use to...I send them.,..Much safer for me.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Mon Nov 17, 2008 3:41 am

I swore that I would never get another card, then this one just happened, I think the best thing about it is the low credit amount, it will be easy for me to handle.

The coupons are exactly as you say, when I get one I want to run into the store, lol. But I am going to start paying the bill online instead of going to the store to pay.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Tue Nov 18, 2008 12:05 am

Just watch though Gn. with in a few months of making good payments they will raise the credit limits. I believe I had mone for three or four months and they doubled it. They also try to get you to part of the premiere club for $25 dollars a year. This gets you lots of coupons and special after hour sells. I am part of it and now that I just reminded myself I need to call and cancel it. It was worth it when I shopped there alot but like I said I have been really avoidubg going in there...way to easy. Oh with that club you also get $10 off every $100 you spend. They send you a rebate for in store use only. Pretty much is just like a coupon.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Sun Nov 23, 2008 6:38 am

I did go to the premier membership and did get coupons, I am still going to try and keep it at the $100 or below mark, this is a credit builder for me.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Sun Nov 23, 2008 3:03 pm

Yes it really will be. If you plan on shopping their alot it is worth it. Not only that I can almost bet it will not take long for you to get a credit line increase by upgrading your card. This could have been a very wise move on your part. If they see you are really interested in staying a part of their store and will pay the extra to become a member they will be confident to do increases annually or semi annually. Thats great news for you.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Tue Dec 02, 2008 4:43 am

I paid my bill online this time, think it will be a few months before I go back into the store, to tempting to purchase what I don't need.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Tue Dec 02, 2008 1:55 pm

Thats what I do..usually I mail it even if I go by..too easy to see a must have. I see you pay your bill online..I have often thought about that but am just not ready to take the plunge. I worry because I see so much ID fraud and how hackers are always figuring out new ways to break through computer systems. One time and they can ruin your credit for good. I knw there are veri signed pages..What protection do those type of pages offer? Do they give you some type of insurance that if you use their site that you are covered if anything happens?

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Sun Dec 07, 2008 8:33 pm

I use my banking website, I do believe it is insured and is very secure, they are constantly keeping up to date with the latest online security. So I am not too worried about it.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Sun Dec 07, 2008 10:01 pm

I also check my bank account online but not very often. I mostly use the statements or the phone system at the bank to make sure my account balances. I know if they say its a secure site and it has the been verisigned your money is suppose to be protected.

smarty231

Joined: 16 Jun 2009
smarty231's page
Posts: 6

188 Magic Points

Tue Jun 16, 2009 9:39 am

Exactly what I would have said GN. Sometimes I can see how people can ghet confused, there is just so much to learn when it comes to protecting your credit these days.

Kent
Guest

Subject: Lifelock

Mon Jul 27, 2009 8:36 pm

I would take a look at a w's(DOT)OptOutDetectives(DOT)com They pretty much have just revealed the pitfalls with companies like lifelock and Todd Davis. Check out the blog they wrote about todd davis at myspace(dot)com(/)optoutdetectives

It's pretty good info

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Tue Jul 28, 2009 1:38 pm

Thanks for the link. I am always suspicious of any company until they have enough good "word of mouth". I will check out the link.

Barry
Guest

Subject: Opt Out Detectives

Mon Aug 10, 2009 12:55 am

I used Opt Out Detectives. My credit is frozen, my personal info is off the internet search engines and I get NO junk mail or offers of credit. I also don't have a monthly payment and I have all my passwords.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Mon Aug 10, 2009 1:36 pm

Barry, How did you get your personal info off the internet? I recently heard of a new website called Bing and when I seen a person put their name in the search engine I was amazed at the amount of personal info that it had brought up. I remember a long time ago getting my personal info off of Google but I am unsure of how I did it. Any advice would be greatly appreciated.

Quick Reply

Your Name

Subject

Message body

Previous 1, 2, 3, 4, 5, 6 Next
Page 5 of 6

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.

Page loaded in 0.268 seconds.