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trixie
Joined: 28 Apr 2010
trixie's page
Posts: 3
51 Magic Points
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Subject: Debt Validation Letter Questions Please
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Wed Feb 23, 2011 7:08 pm
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Hello,
I sent a cert. letter to Resurgent Capitol Services the master servicer for LVNV Funding LLC and asked for validation of debt.
Ireceived a letter back before the 30days that says "Thank yu for your recent inquiry regarding this account. We have taken the necessary actions to ensure you will receive no further communications from Resurgent Capitol Services L.P. If you have any further questions, please contact CSR at #"
Then next page has 4 sentences for "proof of debt" with staement of who has and since when and amount. Aren't they suppose to sent me ALOT more info for proof of debt?? And wht are they saying they will not contact me further???
Karen |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48567 Magic Points
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Thu Feb 24, 2011 6:51 am
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See, if they're just sending you a printed statement depicting an amount that they say you owe, it's simply not done. They must show you the proof that they either own it or have been assigned by the original creditor (OC). It must also include a document (from the OC) which states the actual amount owed by you. If this debt is not verified within a period of 30 days, then the CA has no right to pursue collection efforts, nor does it have any right to list it on the CR.
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Subject: DV letter
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Thu Feb 24, 2011 2:52 pm
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Thanks for responding...... The info they sent me was computer printed about one tiny paragraph stating acct #, date of when they say they LVNV aquited acct and amount owed. No original signed paperwork from OC etc. They sent the above to me in the 30 days of my request but it is not real DV right?
What do I do next? |
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