debt management

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maxsun2204

Joined: 26 Aug 2009
maxsun2204's page
Posts: 1

56 Magic Points

Subject: debt management

Wed Aug 26, 2009 6:33 pm

hello pple,

i have to confess i screwed up with my credit cards.

i had no job in last year n so i cudnt pay my interests. i got a job 6 months ago but it took me a while to get setled. now the issue is i have been recieving calls from colelctors last 6-8 months n i cudnt take those calls.

now i wanna get off the hassle and look for any kind of debt settlement or management.

i was curious if any one of u can guide me with some valuable suggestions

i shall appreciate u guyz help a much

thanx,

maxsun

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Thu Aug 27, 2009 10:17 am

Hi maxsun2204

I would suggest call up your creditor(s) and let them know of your situation and that you are eager to pay up the debts. Request them for a modification or a settlement whichever is suitable for you. Few of your creditors might not agree to it but those who do, deal with them as per your convenience. Those who don't agree, deal with them patiently. Be polite with all creditors. I hope they will co operate with you. Let me know if there is more.
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Carol

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Thu Aug 27, 2009 4:49 pm

thnx for the reply carol.

i was thinking can i hire any attorney or any kind of management group who can do the work for me, is it a good option. if so who

also if i go for settlement how long would it effect credit history or even if i start payin slowly is the damage already done
thanx a bunch

Clive

Joined: 25 Aug 2009
Clive's page
Posts: 13

252 Magic Points

Mon Sep 14, 2009 1:50 pm

Damage is already done now hiring an attorney will only save from the further repurcations.So it is advised to go for an attorney.

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