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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3927



10 Magic Points

 
Posted on Sat Sep 20, 2008 11:49 pm  

What????
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points

 
Posted on Sat Sep 20, 2008 11:56 pm  

I know here we go again. thsi is old.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1889



1356 Magic Points

Subject: loans
 
Posted on Wed Oct 22, 2008 2:50 pm  

I would gt a student loan ( I believe I made that same comment above..). I would search 'student loans' on the web. Then look them up on BBB site. If they are legit, the BBB would tell you. ALOT of the legit ones are 'backed' by the BBB. I know there are ALOT of 'ads' for student loans that come via the internet. However...becareful on which ones you choose.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points

 
Posted on Wed Oct 22, 2008 4:05 pm  

Thats pretty good advice SD. I like to make sure any company I deal with is BBB backed and it really is so easy to check.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: loans
 
Posted on Wed Oct 22, 2008 5:21 pm  

Just make sure that the Student Loan companies are legit. Thee are Federal laons and Private loans available. However....Private loans have a bit higher % rate than Federal ones.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points

 
Posted on Wed Oct 22, 2008 6:02 pm  

Tell me that there are also student loan places out there that are phonies. Why would we want to try to scam money out of young individuals trying to get a better education and do something with their lives.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: loans
 
Posted on Thu Oct 23, 2008 5:06 pm  

I agree. I'm a single mom and would like to go back to school. ALOT of my school was paid by the military ( I serve in the Army Reserves). But, that money is going to run out soon. ALOT of honest people who want to better their lives and go back to school.
Guest







 
Posted on Mon Oct 27, 2008 12:12 am  

Sd there may be programs in place to help pay for your schooloing since you are a single mom. Check with some of your local agencies and see what they can find. It is really hard being a single mom. I had to do this for a while and when the load is all on you it gets rough. Good luck.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: loans
 
Posted on Mon Oct 27, 2008 12:46 am  

It DOES get tough, at times. Seems like there's 'no end in sight' with some issues. But..I'm hanging in there and doing ok. Oh, yeah....there's alot of programs, that I can go through here. Just have to research hem and see which ones are 'the best' for me.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points

 
Posted on Wed Oct 29, 2008 2:05 am  

Yep...things will always get better. It is pretty bad out there for everyone right now. I think we all ust need to try to stay positive and hang in there as best that we can. You sound like a wonderful person and mother. I hope the best for you.
creditpro



Joined: 16 Oct 2008
creditpro's page
Posts: 21
Location: San Diego, CA


1243 Magic Points

 
Posted on Wed Oct 29, 2008 7:23 am  

Your score will get hit either way because of the hard inquiry placed on your credit. Also, your debt to credit ratios will take a hit. If you take the student loan you must offset that debt to credit ratio by applying for another credit card with a $10,000 credit limit to help maintain your credit scores. If you would like to apply for a credit card with no credit check go to www.epublishingusa.com
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: debt
 
Posted on Wed Oct 29, 2008 2:57 pm  

CREDITPRO..I know you've put that same post, on a few other threads ( seems like good advice..though). You DON'T need a credit check for Cc's, from this site? Do they have anything besides CC's?
Guest







 
Posted on Wed Oct 29, 2008 5:41 pm  

SDCHARGERS, what exactly is you point?
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889



1356 Magic Points

Subject: credit
 
Posted on Thu Oct 30, 2008 3:04 am  

GUEST........I think I made my point pretty clear. It was a question....usually 'you' know that when there's a question mark at the end of it. And...you're trying to say.....what, specifically? I'm sorry, Guest, I guess I din't get your 'name'. Please post it on the forum so we ALL can see who you are.
mortgagevictim



Joined: 25 Sep 2008
mortgagevictim's page
Posts: 25



993 Magic Points

 
Posted on Thu Oct 30, 2008 3:30 pm  

The credit card available on the site that creditpro suggested is a card where you purchase THEIR products. It is not a Visa/Mastercard type of card. I got into a similar situation last year. Horizon sent me an offer to apply for a $500 credit limit, but when the card arrived, it was only to purchase items from their site. The initial offer was decieving. It did make you think you were getting an unsecured credit card that could be used everywhere.

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