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HomeCredit ForumDebt management

Credit score 593, i need a home loan very very badly.

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5260 Magic Points

 
Posted on Sat Sep 06, 2008 7:47 pm  

yeah me too.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points

 
Posted on Sun Sep 07, 2008 2:30 am  

i hate when a new page starts and i have to go back and see what we were last talking about. Too tired tonight.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5260 Magic Points

 
Posted on Sun Sep 07, 2008 3:00 am  

I know what you mean, the origianal poster was talking about his credit score and his need to buy a home, does that help?
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points

 
Posted on Sun Sep 07, 2008 1:56 pm  

Yes. Wonder what your credit score does have to be before a bank will lend you money for a house. It would have to be fairly decent but at least they would have something to resell if someone didn't make payments. I imagine it would be a hassle to go through for the bank if they did have to resell.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5260 Magic Points

 
Posted on Sun Sep 07, 2008 7:11 pm  

Banks are some of the most picky to deal with, you will find it alot easier to go through a finance company that specializes in mortgages.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points

 
Posted on Tue Sep 09, 2008 2:21 am  

I stand behind S&T 100%. We ahd never even thought of a consolidation loan when we approached them to combine our mortgage and two other bank loans. The lady at the bank suggested we take a look at the home equity we had and go for that type of loan which has an awesome interest rate. A lot better than the mortgage interest rate at the time. I would love to be able to pay it all off. It worries me that I will never actually own my home and if the littlesest thing happens all I worked for and my hubby too...could go to hell in a handbag. (probaly bought at fashion bug lol)
 
susanhenry03



Joined: 11 Sep 2008
susanhenry03's page
Posts: 1



25 Magic Points

 
Posted on Thu Sep 11, 2008 6:36 am  

This forum is really very interesting. And it mainly discuss about the banks and finance.
======================

susan

Foreclosed Homes
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points

 
Posted on Thu Sep 11, 2008 5:12 pm  

Welcome Susan. I am glad to see you enjoying the forum. If you haven't already registered may I suggest you do and become part of our forum chats. It is free and very eductional. Look forward to posting with you.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5260 Magic Points

 
Posted on Sat Sep 13, 2008 12:45 am  

welcome to the forum susan, I too encourage you to register and participate with us.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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