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Mortgage Payments

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2887



263 Magic Points
 
 Posted on Tue Nov 20, 2007 11:15 pm  
I will be current at the end of this month, it will be such a good feeling.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
debtstinker



Joined: 03 Nov 2007
debtstinker's page
Posts: 303



113 Magic Points
 
 Posted on Wed Nov 21, 2007 12:21 am  
Oh yes I bet it will feel great! good job!
 
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1408



34401 Magic Points
 
 Posted on Wed Nov 21, 2007 9:27 am  
Now thats good news goodnatured.
_________________
Regards,
Laura.
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



68 Magic Points
 
 Posted on Thu Nov 22, 2007 12:16 pm  
Make sure you stick to your plan, sounds like you are heading in a good direction, try to make sure that you make keeping this current your priority. It will do amazing things to your credit score, you will be surprised at what an impact this will have. great job.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2887



263 Magic Points
 
 Posted on Fri Nov 23, 2007 1:24 am  
I will try to with everything in me, It has taken me forever to get to this point and I don't want to get behind again.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34401 Magic Points
 
 Posted on Fri Nov 23, 2007 9:22 am  
Thats like a fighter. We wish you all the luck.
_________________
Regards,
Laura.
 
debtstinker



Joined: 03 Nov 2007
debtstinker's page
Posts: 303



113 Magic Points
 
 Posted on Fri Nov 23, 2007 12:56 pm  
Morning Good, hope all works out fo ryou. sounds like you're making a strong effort to keep current and that's what it takes. wish i had your determination sometimes...then maybe my darn Sears bill would be current. I can't stand paying them, they don't work with you and they charge you a $25 late fee. I learned a tough lesson, don't pay in the store like i had before. while you may pay on 'time' they don't cash the check for a nice week or so and therefore you can be late. now this cycle i was late so that's my fault. grrrrrrrr makes me mad
so Good if I had your determination i could get this pesky bill off my back. no more retail cards, i find their interest astronomical
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2887



263 Magic Points
 
 Posted on Sat Nov 24, 2007 12:56 am  
I know about late fees, I have quite a few to catch up on, I will start paying a little extra each month to get them caught up once I get current. Thought I would do that around Jan or feb, my first goal is to get current. I actually am at least in the current month now, just late by about two weeks, so I will make that one here end of next week. Just got to stay ahead of the game on this one.

It is tough, little things come up but I need to make this bill priority. and keep it that way.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2887



263 Magic Points
 
 Posted on Sat Nov 24, 2007 12:58 am  
I just realized, once I make that payment, they will have to report a good month, no more 30 day lates. bump me on the head!!!!!!!!!!!!!!!!!!!

Oh gosh, my face hurts from smiling about that one.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34401 Magic Points
 
 Posted on Sat Nov 24, 2007 3:57 am  
I did not get what you said Good.

As far as my credit card goes, I had by mistake written a wrong check to them, one of my earlier checking accounts which fortunately got closed. They called me up saying that the check had bounced. Thank God it was a closed account so I dint have to pay charges against that. Now I have ensured that I carry the correct check for the pay. I am not doing a phone pay due to some reason. I will make a new thread to discuss this issue. Hope you people will reply to that and give your suggestions and experiences as well. Smile
_________________
Regards,
Laura.
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



68 Magic Points
 
 Posted on Mon Nov 26, 2007 11:58 am  
Sounds like an honest mistake Laura, I am glad they worked with you and did not charge you the fees.
Good, great job with your mortgage payments, seems like you have been working hard to get where you need to be, it will all work out in the long run.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2887



263 Magic Points
 
 Posted on Tue Nov 27, 2007 2:26 am  
Most of the time they will work with you if they think it is an honest mistake. I know people who have sent in bills and intentionally did not sign the check to buy them a few more days on a payment. These days though they will process it regardless.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34401 Magic Points
 
 Posted on Tue Nov 27, 2007 3:54 am  
You mean process without the sign on the check? Oh is it possible?
_________________
Regards,
Laura.
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



68 Magic Points
 
 Posted on Tue Nov 27, 2007 11:21 pm  
I have heard of that, they will process a check without the signature and the bank will let it go through, they figure since you sent it, you had the intention of paying it. I have never purposely done it, but have sent a check that I honestly forgot to sign.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2887



263 Magic Points
 
 Posted on Sat Dec 01, 2007 8:42 pm  
I could see them cashing with that intention and the bank honoring it, especially if it is local and it is their bank too.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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