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Pay Day Loan Trouble

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nduen



Joined: 15 Oct 2010
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Posts: 13



246 Magic Points

Subject: Pay Day Loans Are Horrible
 
Posted on Sat Oct 16, 2010 4:12 am  

Pay day loans seem like a good idea at the time when you are strapped for cash but generally they end up putting you in a worse of situation. The rates they charge are excessive and I have seen people paying 10 times what they owed because of the excessive rates. The are the worst loans to have.
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Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48567 Magic Points

 
Posted on Thu Oct 21, 2010 10:21 am  

Quote:
Payday loans are good for short term.

Yes, you'd need to be cautious in order to avoid further trouble. Make sure you'd be able to pay it back within the specified time before you apply for such loans. Also, make sure that you go through the offer doc carefully.
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Landry



Joined: 27 Oct 2010
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17 Magic Points

 
Posted on Wed Oct 27, 2010 7:07 am  

Hi

I had obtained payday loan and the experience was pleasant.I think we have to analyze the financial situation before taking a pay day loans,because the interest rates are very much high.If we don't pay we land into troubles.


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Aaron

Aaron

Joined: 08 Feb 2010
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48567 Magic Points

 
Posted on Sat Nov 06, 2010 11:58 am  

The disclosures speak it all. Either we don't read all clauses carefully or else we forget to get them clarified. That's one reason why it leads us through such hassles.
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lyndontravis

lyndontravis

Joined: 16 Nov 2010
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Location: Springdale


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Subject: reply
 
Posted on Tue Nov 16, 2010 8:45 pm  

I've been there before, and unfortunately for me, it was not a very good experience. I did handle the loans wisely so I have to pay for the consequences.

A payday loan (also called a paycheck advance) is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday.
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