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HomeCredit ForumDebt management

college savings for your kids

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Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



104 Magic Points
 
 Posted on Sat Dec 01, 2007 10:46 pm  
I agree with desi and good, why not enroll in the program and save a few bucks for college in the meantime, sounds like a good incentive program, your child is young you have a long time to save, so best to start now, even if you get enough for books it will be one expense you don't have to worry about. I would definately enroll if I were you, and promote it to your friends and family, sounds like the more the merrier in this case.
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



104 Magic Points
 
 Posted on Sat Dec 01, 2007 10:47 pm  
I agree with desi and good, why not enroll in the program and save a few bucks for college in the meantime, sounds like a good incentive program, your child is young you have a long time to save, so best to start now, even if you get enough for books it will be one expense you don't have to worry about. I would definately enroll if I were you, and promote it to your friends and family, sounds like the more the merrier in this case.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5336 Magic Points
 
 Posted on Sun Dec 02, 2007 2:11 pm  
I think it is a good idea if you have a child, doesn't cost you anymore because you have to grocery shop anyway.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Dadummy



Joined: 15 Nov 2007
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Posts: 638



104 Magic Points
 
 Posted on Mon Dec 03, 2007 2:10 am  
do you guys do the boxtops for education. You can't get anything for your child but most schools will use them to purchase computer equipment and other educational material. It is a nice program, box tops come on a variety of products, I just pulled one off Hamburger helper tonite. Even if you don't have any kids in school you can mail them or drop them off at your local school and let them purchase something for the kids to learn with.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5336 Magic Points
 
 Posted on Tue Dec 04, 2007 2:56 am  
I save them and give them to my sister, she is part of the PTA and does alot with the school district that she is in. this is a pet project of hers.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5336 Magic Points
 
 Posted on Sat Dec 08, 2007 10:28 pm  
Box Tops for Education has helped America's schools earn over $200 million since 1996. Your school can earn up to $60,000 every year through Box Tops- that's as much as $20,000 from each of these three easy ways to earn, so if you are buying the products anyway, why not help out your local school.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
crackerjack



Joined: 03 Dec 2007
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Posts: 172



8 Magic Points
 
 Posted on Fri Dec 21, 2007 8:53 pm  
I have four and in no way shape or form can I afford college for one of them, let alone all four. I don't think two of them will venture the college route, I hope that grants and jobs will help them get through college with little or no debt. I will help with what I can but that will not be much.
 
carol

carol

Joined: 27 Jun 2006
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10224 Magic Points
 
 Posted on Sat Dec 22, 2007 6:28 am  
So if you cannot afford education yourself...let them do it themselves. If they are interested in higher studies let them take it on themselves. Doing a part time will help. teaching kids can help as well. But they will have to understand their responsibility.
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crackerjack



Joined: 03 Dec 2007
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Posts: 172



8 Magic Points
 
 Posted on Sun Dec 23, 2007 2:27 am  
That is what I am thinking that I will have to do Carol, I really have no choice in the matter.

My daughter wants to go into nursing, she is still too young to make that decision but I am trying to encourage good conversation about career goals with her, when we are not arguing over something, she is a teenager, so it comes with the territory. I see alot of nursing programs out there that will actually do the training at medical facilities but you have to give them a few years when you are finished in return, I don't think that is a bad deal, in fact, I think it is a pretty fair trade off and who knows you may actually like working there and continue on after your commitment.

I see other fields that will use the incumbant monies that the federal government has put out there to keep people in the field that they are already in, and the medical field is full of this money, so even if she had to start out as a nurses aid and the facility applied for this money they could help her move on there. Of course this is the long way around, but if you want it bad enough, you will do what it takes.
 
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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2654 Magic Points
Subject: college
 
 Posted on Wed Dec 26, 2007 4:45 pm  
When I went to a Junior College ( a zillion years ago..LOL) the Tution was free!! However....I also went to a University, in Kentucky and the Military paid for quite a bit. My son and I were talking.he's not sure if he wants to go to College or go into the military ( like his mom!!LOL). The choice, of course, is his. He's intersted in SOO much, though. I don't think he's made up his mind about anything yet. LOL
 
Laura

Laura

Joined: 21 Jun 2007
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34538 Magic Points
 
 Posted on Thu Dec 27, 2007 4:58 am  
Its great cracker that she has thought about something. But she has to be certain about her decision. In that case you have to give her full moral support making her understand the financial condition of her family.

Wendy,
Let your son decide what he wants to do. Let him free so that he can grow and understand his needs and desires. Hope to see all the kids succeed in life.
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Regards,
Laura.
 
Lunchtime



Joined: 29 Dec 2007
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Posts: 127



-25 Magic Points
 
 Posted on Sun Dec 30, 2007 12:00 am  
Quote:
True...it's important to evaluate his goals now because not only will he be investing his time from 2-4 plus years in school, you will be invested as well in many ways. I really like technical schools because they focus on your specialty whereas a 4 year liberal arts school, will make you take about 2 years of electives and such before you can really study your major.


I agee debtstinker, many of the technical schools are giving the major university a run for their money, as they should, they offer many good programs and eliminate a ton of the cost by eliminating all the stuff that you won't use like the liberal arts. They tend to stay specialized in the field of study.

Some students don't do well in a classroom environment, they are more hands on. I like that this option is available to these students, technology center sure have come along way and their educational curriculumn can sure compete when it comes to the hands on occupations like carpentry, electrical and plumbing. This is a growing industry and I am happy to see that these trades are being highlighted and taken seriously by these technology schools.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3138



5336 Magic Points
 
 Posted on Sun Dec 30, 2007 2:32 pm  
Just make sure that you are coming out of the technical school with the proper paperwork, you can go through all the training you want but if it isn't put on the paperwork the proper way, it will get you no where. Some technology schools only offer diploma where a certification will be much better. Also do they offer a required test for the field, for example our technology center will train you on some computer applications but will not do the final testing required by microsoft to actually get the certification.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
erb1953



Joined: 31 Dec 2007
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Posts: 631



8 Magic Points
 
 Posted on Sun Jan 06, 2008 1:39 am  
I work with a lady that does not buy gifts for her grand children, she puts money into an educational savings plan for them, she has done this since they were born. Do you think her grandkids look at her differently because she does not buy for them? She spends time with them, but I think you should buy them a little gift anyway, she says that they will realize how important their future was to her when they don't have to borrow money to go to college, she buys them credits at a set amount of money now. I think it is a good idea, but like for christmas, she says that they get enough toys, she may be right. I don't know, guess it is a personal decision.
 
Lunchtime



Joined: 29 Dec 2007
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Posts: 127



-25 Magic Points
 
 Posted on Sun Jan 06, 2008 2:14 am  
This is a good idea for her grand children, what a wonderful gift for them, the parents of these kids must be thrilled, I would be. What a great gift.

She is giving them a different way to look at holidays and birthdays also, that it is not all about the gifts that you open right now, she is saying I love you enough to invest in your future, I think this is commendable.
 
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