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college savings for your kids

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 Posted on Fri Jul 25, 2008 1:26 pm  
Yes, I agree with you goodnatured. The guys of today are so negligent about savings and spend so much if they have a credit card that they fall in debt. Sometimes they are unable to pay such huge debt, which gets reflected in their credit report and adversely affects their later years after student life. So I think credit education should be given right from the school level so that these students does not fall in evil days in the later years of their lives.
 
goodnatured



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 Posted on Fri Jul 25, 2008 9:57 pm  
exactly I think some how it should be part of the math curriculum or the home economics. I don't think kids leave high school having a clue about credit.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



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 Posted on Sun Jul 27, 2008 12:58 am  
Very true and I think these days this really needs to be stressed to them. I would agree to having it put into any cirriculum as long as they get the message before entering into the adult world.
 
goodnatured



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 Posted on Mon Jul 28, 2008 2:20 am  
Most of them leave high school with the assumption that money grows on trees. I think they get that impression because we spoil them at home, it is partly our fault as parents, we don't make them work the way we had to work for things growing up. I am guilty of it, I think kids are toooooo involved outside the home. We did not have too much time away from home as these kids do today. I know some that have an activity every night of the week, it is ridiculous. I refused to run my life away like that once mine gets into school full time. I think they need to spend some time at home with out outside interruption.
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Goodnatured,

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anthony

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 Posted on Mon Jul 28, 2008 10:54 am  
I too agree with the fact that credit educations should be a part of the school curriculum. This is because these students do not think back while spending on their credit cards and end up in debt. This in turn affects their years after school life as these unpaid debts get enlisted in your credit report lowering their credit score.
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Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
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fireyone



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 Posted on Mon Jul 28, 2008 3:30 pm  
Wonder if anyone in the education system even started to consider an idea like this? GN I agree with you about teens getting too wrapped up in the outside world. Here at my house I let my daughter choose 1 activity a year besides chorus. It got to the point she would end one activity nd want to go into anotgher. My vehicle was never leaving the road and I was streessed out always being pressed for time, especially with working. When gas prices did their skyrocketing I began the one activity rule and found that I wished I had did this years ago. I can actujally sit and enjoy a couple evenings a week.
 
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 Posted on Sun Aug 10, 2008 10:49 pm  
When they get so wrapped up in all these activities they lose track of family, you have to keep that connection with your kids as they grow, there is so much peer pressure to get into bad things, it is very important to stay connected to your kids during their teenage years.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



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 Posted on Mon Aug 11, 2008 12:33 am  
That is really true. I think if you make tim e to ask questions and be a part of what they are doing really helps. I limit time at my house on the phone, net and video games. To me its ok to spend some time there but not an eternity. When I was growing uo you could not dare to say "I'm bored" cause you sure wouldn't be for long.
 
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 Posted on Mon Aug 11, 2008 2:25 am  
LOL, boredom would put you to work right?
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



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 Posted on Mon Aug 11, 2008 1:10 pm  
OH YEAH! If you said it too many times you would find yourself in the yard trimming grass around everything with a pair of scissors. What made it even worse is when mom or dad would pass by you and say "Bet your not bored now are ya?". I wasn't allowed to swear but I had a few responses in my head. I really today am glad for these lessons. I love to be outside and I doing something. Sometimes I look back at the end of a day and think of all I accompished and it really feels good. I was getting down on myself pretty good after having my armed injured for good. I would compare what I got done to what I use to be able to do. I have since re thought alot of it. Sometimes before I think I was stressing myself out trying to do too much. So there really is a happy medium in there somewhere.
 
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 Posted on Tue Aug 12, 2008 1:32 am  
Sometimes you have to look at your accomplishments and focus on what your success's are rather than beating yourself up all the time.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



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 Posted on Tue Aug 12, 2008 12:32 pm  
I am learning this. Sometimes I have to laugh cause I feel like a kid all over again. The other day I cleaned up a few piles of rock and dirt from the yard. It took hauling them in a wheel barrow and only filling it half full AND stopping a few times along the way to the dump point but I did it. What makes me feel like the little child is when my hubby comes home and says "good job, hon". Its like OH geez, shucks!.
 
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 Posted on Wed Aug 20, 2008 4:02 am  
The new gi bill is awesome, you can let your dependants use it now, you have to be in a certain amount of time. If you know anyone in the military they should be checking out these changes.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



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 Posted on Wed Aug 20, 2008 1:37 pm  
I can see letting the dependants use it. I am glad they are updating these things. I have a lot of respect for the military people of our country.
 
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 Posted on Fri Sep 05, 2008 2:09 am  
Well alot of the soldiers that have children are older and have no intention on using the money for themselves, if they don't use it, they lose it. With this change it gives them something that they can pass down to their children, now what parent would not want to secure an education for their children.
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Trying to become and stay debt free, thank you for all your help and support!
 
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