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college savings for your kids

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goodnatured



Joined: 03 Nov 2007
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Posts: 3931



389 Magic Points

 
Posted on Mon Nov 12, 2007 9:06 pm  

me again, sdchargers, I say look into labor market information because I work in the employment industry and I see alot of college graduates working out of their field. It is sad to put all the time, money and effort into an education and not be able to work in the field that you have a passion for.
debtstinker



Joined: 03 Nov 2007
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-11 Magic Points

 
Posted on Mon Nov 12, 2007 10:42 pm  

True...it's important to evaluate his goals now because not only will he be investing his time from 2-4 plus years in school, you will be invested as well in many ways. I really like technical schools because they focus on your specialty whereas a 4 year liberal arts school, will make you take about 2 years of electives and such before you can really study your major. Not always but as an undergrad, I studied music and I'm sorry not to completely knock gymn...but jeeez musicians don't really need gymn that much. I mean yeah maybe for increasing your wind purposes but that's about it. we did have a cool program where you had to learn how to swim or you didn't graduate. one of the best things i learned. so it's really a matter of comparing schools, their specialties, and financial abilities to help your student.
goodnatured



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389 Magic Points

 
Posted on Thu Nov 15, 2007 2:19 am  

See, I would have failed, I can doggy paddle, LOL.

I see this happening all the time to graduates that don't have the skills needed in our immediate job market.

I have a sister who is thinking about moving to North Carolina, alot of young people gravitating to that state for some reason, think it is the beaches, LOL.

I just helped her get a job here, I am hoping she will fall in love with her clients and stay, don't want her to far from home. I would worry about her.
Dadummy



Joined: 15 Nov 2007
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128 Magic Points

 
Posted on Tue Nov 20, 2007 2:59 am  

North Carolina has a nice job market and alot of young people are drawn there because it is a popular vacation spot, the cost of living will more than likely match or exceed the income though, depending on the area, make sure your sister does her research before she moves, nothing like quitting a job in your field and relocating and working for minimum wage, been there, done that. It is very discouraging, if she does her homework she may decide that North Carolina would be a better place to vacation rather than live if she is used to the lower cost of living in Pennsylvania. I am sure she will make the right decision as long as she has the tools to do it.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



389 Magic Points

 
Posted on Sat Nov 24, 2007 1:00 am  

Know what you mean about the cost of living, when I was in the military the rent off base was crazy, I tried to do all my shopping and living expenses on base.

Dadummy, you just sometimes got to let them live and learn. I am trying to let her figure it out on her own, but she is still determined to go, I will miss her but don't want to hold her back.
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goodnatured



Joined: 03 Nov 2007
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389 Magic Points

 
Posted on Tue Nov 27, 2007 2:36 am  

Debtstinker, did you get signed up of the upromise program? are you ok with it. I answered your pm, but did not get a response or if I did I accidently deleted it, just checking?
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Laura

Laura

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Posted on Tue Nov 27, 2007 3:28 am  

Could anybody throw more light upon the upromise program? I would love to know. I have Googled the info but would like to know personal experience.
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Dadummy



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128 Magic Points

 
Posted on Thu Nov 29, 2007 3:52 am  

I think good mentioned that she is involved in it. Maybe she will come along and shed some light.
goodnatured



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Posted on Thu Nov 29, 2007 11:27 am  

Laura,
I am enrolled in the upromised campaign to save four our child for college. I have all my grocery cards registered on the site, everytime I purchase certain items like Kraft and there are other companies to, a few cents goes into an account for our child to use towards college. You can have friends and relatives join you also. It is not only grocery cards though, it can get as big as you wish it too. Mine is small because I only have myself and another friend on it. Did you have other questions about it? You get statements and you can log on and monitor the activity also.
_________________
Goodnatured,
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for all the ways I make $$ online
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debtstinker



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Posted on Thu Nov 29, 2007 4:26 pm  

That just blows my mind (in a good way) that there is a site devoted like that. that's awesome!
Laura

Laura

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35798 Magic Points

 
Posted on Fri Nov 30, 2007 4:40 am  

So whatever happens is online. No personal interaction?
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Morningstar

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Posted on Fri Nov 30, 2007 6:09 pm  

Quote:
That just blows my mind (in a good way) that there is a site devoted like that. that's awesome!

Perspective: It is a marketing campaign designed to instill brand/product loyalty.
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debtstinker



Joined: 03 Nov 2007
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-11 Magic Points

 
Posted on Sat Dec 01, 2007 12:59 am  

True Morningstar. Good, sorry I didn't get your im I don't think. i did sign up with the upromise program and just got confirmation in my email about it too. I look forward to seeing the savings as we go grocery shopping all the time. baby especially is running out of things constantly!
desiree15



Joined: 10 Nov 2007
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951 Magic Points

 
Posted on Sat Dec 01, 2007 1:10 am  

It sounds like a good program and what the hey...if you're shopping anyway and buying those products regularly may as well sign up for a program that helps your child's future. I don't have children but am willing to help my sister who does as I have most of the same grocery cards she does and she told me that she could add me to her program.
goodnatured



Joined: 03 Nov 2007
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389 Magic Points

 
Posted on Sat Dec 01, 2007 8:41 pm  

I don't buy the products unless they are on sale anyway and I have coupons, I don't really think it is all that brand oriented anyway, there are sooooooooooooooooo many sponsors on their and you get credit by using your cards, You can shop on ebay and get credit, you can purchase a car and get credit, the sponsors on the site are just amazing, I don't purposely buy because of the program, I buy if I need, I don't even pay attention if it is on the upromise list.

So debt and desi, I think it is a very good program, I have been involved with it for quite sometime and granted it won't in no way pay college off, the way I see it is, I have another 14 years to save up with it, so why not, it would just be dumb not to since I am shopping anyway.

If you have any other questions about the program, let me know, I will see if I can answer, you won't make a mint, but every dime counts and if you can get family members and friends involved, the more they shop the more you save for college.
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