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How I Budgeted My Money

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Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 253



213 Magic Points
 
 Posted on Sun Sep 14, 2008 7:06 am  
Yes--they probably could. I guess we should feel sorry for debt collectors. Poor things---couldn't get real jobs. Rolling Eyes
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goodnatured



Joined: 03 Nov 2007
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Posts: 3927



10 Magic Points
 
 Posted on Sun Sep 14, 2008 3:42 pm  
We used to discuss this pretty heavily on the debt forum, we decided that they are people with low self esteem and people that have control issues in their life. We decided that they should seek some professional help, and that it should be a benefit to working the job, LOL
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Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 253



213 Magic Points
 
 Posted on Sun Sep 14, 2008 9:46 pm  
I have read andbeen in on some of those. I suppose we shouldn't condemn them ALL. But, I think the bad ones gave the industry a bad name.
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"Never give up on someone you can't go a day without thinking about".
fireyone



Joined: 26 Feb 2008
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Posts: 4285



127 Magic Points
 
 Posted on Sun Sep 14, 2008 11:28 pm  
I have yet to see a good one. they probaly do have it pretty bad though ...imagine the poor guys if they were dealing with all three af US at once. We could offer prozac.
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 253



213 Magic Points
 
 Posted on Mon Sep 15, 2008 12:33 am  
LOL-----then they would have a positive self-esteem, quit their jobs as collectors, join the real world and become regular like us?
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"Never give up on someone you can't go a day without thinking about".
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Mon Sep 15, 2008 1:17 am  
Can we get that Lucky?????
jtrenton



Joined: 12 Sep 2008
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Posts: 15



232 Magic Points
 
 Posted on Mon Sep 15, 2008 7:31 pm  
Different people do different things. For example I don't budget at all.
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Lorri



Joined: 15 Jul 2008
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Posts: 253



213 Magic Points
 
 Posted on Tue Sep 16, 2008 1:59 am  
Really? Can you explain how you manage money and maybe give me a little insight (or at least a different perspective)?
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"Never give up on someone you can't go a day without thinking about".
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1889



1356 Magic Points
Subject: money
 
 Posted on Tue Sep 16, 2008 10:59 am  
Sometimes it's hard to budget your money. We all have intentions to do so, however,...things come up. Car repair on something, unexpected issues, etc. It can get frustrating sometimes. Sometimes I put bills off to buy my child what he needs ( school, etc.). But......yeah...it can get crazy being a single mom.
fireyone



Joined: 26 Feb 2008
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Posts: 4285



127 Magic Points
 
 Posted on Tue Sep 16, 2008 11:14 pm  
I was there once SD and know what you mean. I am lucky enough to not be behind on any bills and still take care of emergencies...as long as they aren't big. This takes my husband working 50-60 hr. weeks. Even with those hours we just can't seem to get things paid off. We just got soooo far behind last year that once we caught up taxes and other things were waiting.
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 253



213 Magic Points
 
 Posted on Wed Sep 17, 2008 4:26 am  
When I was a single mom and my only income was cash aid from the county, my budget was so tight that I had to budget. It was a very big deal it seemed to buy ANYTHING. I had to save and buy things on layaway and at yard sales, etc. BUT, I survived and my daughter and I were none the worse for wear. Its funny how your perspective changes when you categorize things into "needs" or "wants".
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"Never give up on someone you can't go a day without thinking about".
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1889



1356 Magic Points
Subject: money
 
 Posted on Wed Sep 17, 2008 1:46 pm  
Yep...being a single mom can be hard. Not that I'm trying 'finding an excuse for things.'.....just sometimes, when I think I'm getting 'ahead' with things, things just fall apart. However...you DO deal with it. Any advice from someone 'on the outside' on how to deal with the tough times?
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Thu Sep 18, 2008 2:07 am  
We all have had them and have not died from them so try not to stress too much. We all deal with stuff in our own way but if it is money you just got to do the budget thing. I know it usually comes up in the minus side but when it does that you have to sort it by priority. Meds, car repairs, food...all that HAS to come first. I don't care if the stack of bills is the size of a football field..If you don't supply you and your family with the basics you will end up sick or not able to get to where you need to be and then it only causes more bills.
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 253



213 Magic Points
 
 Posted on Thu Sep 18, 2008 6:06 am  
I agree with fireyone---basic needs have to be met first. And remember it won't always be this way.

sdchargers---do you live in san diego?
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"Never give up on someone you can't go a day without thinking about".
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Fri Sep 19, 2008 12:17 am  
No she lives in PA. I remember because we tread the same territory. I am also from PA. And Lori said it all SD...it won't last forever but until it gets better and even then come see us.

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