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morish1
Joined: 10 Jun 2009
morish1's page
Posts: 5
228 Magic Points
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Wed Jun 10, 2009 11:27 am
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That's a hard questions to answer, because it depends on what part of the country you live in. It also depends on if you are married or single and have kids or not.
[url="http://www.credit4max.com/"] Learn the Ultimate Credit Repair Secrets [/url] |
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smarty231
Joined: 16 Jun 2009
smarty231's page
Posts: 7
188 Magic Points
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Tue Jun 16, 2009 9:42 am
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| I look back (hindsight is always 20/20) and I wish I had done things differently with money as I got older. |
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qwerty123
Joined: 06 Jul 2009
qwerty123's page
Posts: 4
200 Magic Points
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Mon Jul 13, 2009 4:32 pm
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The best way of happy life is to being well setup of money. For well setup of money each must budget their way of incoming money. For budget of incoming money each must control their wishes.
Because wishes are unlimited but flow of money are limited. If each one controlled their wishes, the flow of money would be in superior stable position. And superior stable position of money means way to happy life.
After all I suggest that we have to control our wishes. |
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Sumeet
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Tue Jul 14, 2009 7:04 am
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I think the best way to live happy is money. But for that we have to budget our money. Our budget want to become stable.
Because I suppose that money is backbone of our life. We should decided our yearly budget. We should setup our budget. That mean if we setup our budget we spend superior life. |
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warghader
Joined: 14 Jul 2009
warghader's page
Posts: 1
30 Magic Points
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Subject: How I Budgeted My Money
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Tue Jul 14, 2009 11:52 am
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| The best way of happy living is setup our budget. If our expenditures in control. Than we don't have to care about budget. If we have debt, than we have to setup our money. |
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warghade
Joined: 14 Jul 2009
warghade's page
Posts: 38
677 Magic Points
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Fri Jul 17, 2009 5:10 pm
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| Budgeting of money is more essential in our life. There is a 'saying' that man proposes nature disposes . Like that it happens in life that man proposes and without budget disposes . It means budget is very important for money . If you are a servant ,you must save 20 % for next planning which are unknown expenditure . If you are a businessman ,you must save 50 % for growing capital of business , 25 % for family unknown expenses and 25 % for accidental situation in business of 100% net profit for long term of life and it is called as budget of money.So you could be stable in any circumstances in life. |
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Thu Jul 23, 2009 12:07 am
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In your life their are hundreds of way to spend money. But peroration of incoming way are limited and so what you must have to budget your flow of incoming money first.
1- You have reserve 1/3 part of net income for you future planning which may be unknown to you.
2- You must reserve 1/3 part for fast plans which are not success-ed in your real life which may be occurd and remaining part for real life by this way you budget your money
I think if you will try to budget your money shown way, you would be free for money
I thing there are 90% problems are created by money in our life so it is important that we budget our money. |
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warghade
Joined: 14 Jul 2009
warghade's page
Posts: 38
677 Magic Points
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Thu Jul 23, 2009 12:23 am
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I like this forum and question. Because it is needs of time to budget our money.
In your life their are hundred of way to expend money. But
proposition of income ways are limited and so what you must have to budget your flow of incoming money first.
1- You have to reserve 1/3 part of net income for your future planning which may be important in your life for you.
2- You must reserve 1/3 part for past planing which are not success your real life which may be occurred and remaining part for real lief by this way you budget your money .
I think If you try to budget money shown way, you would be freely live. Their are 90% problem creates by money in our life . So it is important that you we have to budget our money. |
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marcusandila
Joined: 27 Oct 2009
marcusandila's page
Posts: 106
2299 Magic Points
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Thu Oct 29, 2009 6:12 am
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I just read all 6 pages of this thread. lol Actually there are alot of people who use the envelope method for budgeting. Personally it doesnt work for us. We always have to spend it, not to mention we dont trust $$ in our home due to the area we live in. our house has already been broke into once right after christmas.
There is a program called YNAB "You need a budget" that uses the envelope method digitally, I think? I KNOW that "mvelops" does. You basically just allocate "digital envelopes" for expenses/wants/etc & you allocate your entire check(s) into each envelope. It has some really cool features. I think there are fees associated with both though.
But hey! They might work for those of you who like the envelopes for certain things; especially you Lorri! It worked when you were a teenager. Maybe you'd like it!? |
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Margaret
Joined: 13 Nov 2009
Margaret's page
Posts: 55
992 Magic Points
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Tue Nov 17, 2009 2:48 pm
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Proper planning can help you to budget the money in right way.
You should avoid unnecessary purchasing. |
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marcusandila
Joined: 27 Oct 2009
marcusandila's page
Posts: 106
2299 Magic Points
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Wed Nov 18, 2009 11:23 pm
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margaret, i do agree with you... proper planning can help with budgeting the right way & avoiding unnecessary purchases really does help-obviously! lol but the problem alot of people run into when budgeting are the "unexpected" occurences- car breaks down, water heater goes out, furnace, roof, etc.
of course, the best plan of action for that would be to SAVE for those emergencies/unexpected things. But at the same time, not many people have the extra money each check to save OR they don't have any income at all. then, how do u dig urself out of that kind of hole? when the economy picks back up, hopefully more jobs will available & people can begin to get back on their feet. i sure hope i can... |
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