Regarding credit score

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miley2g8



Joined: 15 Sep 2008
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174 Magic Points

Subject: Regarding credit score
 
Posted on Fri Sep 19, 2008 3:32 am  

My significant other and I have good credit( 800+) but one of us is self emplyed.
We are thinking about buying a house, even though we both have good credit, is there anything we can do with our credit that can off set the self-employed issue?
erb1953



Joined: 31 Dec 2007
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-55 Magic Points

 
Posted on Fri Sep 19, 2008 5:51 am  

you should go to the mortgage forum and post your question, you can access it from the link at the top of the page. They have alot of people that work in the mortgage industry on that forum and they would be able to give you some good advice.
Mary

Mary

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17413 Magic Points

 
Posted on Fri Sep 19, 2008 12:13 pm  

Since both of you have a good credit score, I don't think that you will find any problem getting a home mortgage loan at low interest rates. Moreover, as far as I know, you need to keep the home you are purchasing as a security or pledge and so the "self employed" status would not affect much in getting the mortgage loan.
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markdeviz



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Subject: credit score
 
Posted on Sat Sep 20, 2008 6:57 am  

Hi

Good both having good credit score but it is better to confirm with provider of credit because they will help about your problems.
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miley2g8



Joined: 15 Sep 2008
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174 Magic Points

 
Posted on Sat Sep 20, 2008 4:53 pm  

Thank you for your reply.I will go to mortgage forum.I appriciate all the help.
goodnatured



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Posted on Sat Sep 20, 2008 6:59 pm  

that is the best place for you to go with the questions that you have, goodluck.
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fireyone



Joined: 26 Feb 2008
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Posted on Sun Sep 21, 2008 12:16 am  

I like how the different forums offer all this help and all on one website.

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