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warghade
Joined: 14 Jul 2009
warghade's page
Posts: 38
677 Magic Points
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Sat Sep 19, 2009 12:55 pm
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welcome
This question is very suficiant for our running life. Becouse there is very costly period every where. So we have to control our expenditure.
We have verious way to control our expenditure.
1 We have to list our expenditure then it will be sort in nesessery & unnasesser item. We can minimise unwanted expenditure. |
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warghade
Joined: 14 Jul 2009
warghade's page
Posts: 38
677 Magic Points
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Sat Sep 19, 2009 12:56 pm
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I THINK IS IMPORTANT THAT YOU SHOULD NOT HAVE HIGH TASTE AND BE YThere are many way to control our expenditure. And this is good question. I have many way to control expenditure. If you keep the my ideas ,you will control your expenditure.
Look
First of all you collect all your needs. Than you sort that important and unimportant. Later you select most important . Than carefully expend money only for that.
Second one is if you have need,you can expend. But without need do not expend money. Always expend money with good planning, good thinking.
You should expend money with good think. If you have daughter or son , you tell him how important the money is! Give him good thought about money.OURSELF |
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sunnyca
Joined: 10 Sep 2009
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Posts: 150
950 Magic Points
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Sat Oct 10, 2009 6:24 pm
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One of the first step in controlling your expenditure is to get a buget in place.
Document all your incoem and expenditure for every month. Keep a spreadsheet with the expenses for the months
Once you do it for couple of months or weeks you cna see where you are sepndign and evaluate if any of the spending si unnecessary and cut on itmes which are really not required
See how it will help you to save money
If you know what you are spending on, then you will start thining about them and will have an idea on how to lower that expenditure |
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sunnyca
Joined: 10 Sep 2009
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Posts: 150
950 Magic Points
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Sat Oct 10, 2009 6:26 pm
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Also look at your common expenses like
1. Gas ( CAR)
2. Gas ( Cooking and heating)
3. Electricity
4. Car and Home Insuarnce
5. Cable
6. Internet
7. Cell
Just a few common things and then call these companies and see if you can negotiate a better deal or swicth to someoen who cna offer you a better deal |
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bikecactus
Joined: 18 Oct 2009
bikecactus's page
Posts: 2
18 Magic Points
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Sun Oct 18, 2009 3:57 pm
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I've found out that a good way of controlling what I spend is to write everything down. It's hard at first, to keep track of every penny, but once you get the hang of it, you'll see exactly where your money is going. From there, you can figure out where you're spending too much and where you can cut back on costs.
_________________
Ski Chalet | Virtual Office Florida |
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SIA
Joined: 18 Oct 2009
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Posts: 59
1278 Magic Points
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Thu Oct 22, 2009 5:27 pm
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You have to plan the expendature and save the money for future is the important thing.I will prefer you to check your expenses before going to bed. Check and plan your dailly expenses and monitor them.....
From this you can know your dailly and monthly expenses then you can catogirise the expenses which is must for you and the expenses you can avoid.
This will help you to judge your finance.
This will definately help |
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marcusandila
Joined: 27 Oct 2009
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Posts: 112
2433 Magic Points
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Thu Oct 29, 2009 6:43 am
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I agree with everyone here. Our problem is that with our 1 income household, the money we live on is overtime & commission checks. Regular salary checks allow for like $40 after bills are paid per month. Needless to say, WE HAVE to use our money wisely and make the overtime & commission checks drag out.
One of the biggest things I will say that has helped us is often overlooked. When I got laid off in april 2009, i had no choice but to cut back on expenses. I pretty much try to think about how we lived in our first apt when we started with nothing. I ALWAYS shopped at the dollar tree! When I was employed & we had extra money to throw around, I bought the expensive Toilet paper, paper towels, conditioner, soap, etc. NOW I shop exclusively at the dollar tree for everything besides most grocery items; unless the items arent at the dollar tree. Then, I look for the most affordable options. THE ONLY ITEMS that I pay more for are razors [we both have sensitive skin], deoderant, and our body sprays.
It may not seem like that big of a deal, but for the price of conditioner that I paid before: I can buy a bunch of necessities for our household.
This allows us to allocate those savings towards other things.
An idea that you can also try, you could neglect 1 party/outing a month & the money you would have spent put it aside. This will allow for some extra cash for savings.  Passing up one outing/party isn't much. |
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warghade
Joined: 14 Jul 2009
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Posts: 38
677 Magic Points
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Wed Nov 04, 2009 3:40 pm
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Aneekalam
This is right question. Because in running life there is number of deficultes occure in frant of us. Because of that we have need to control our thing that which is become difficultes in our future life.
You are right ANEEKALAM because expenditure is amain difficulty in our life.I can suggest you some basic wayes to control our expenditure.
First simple way that alwayes expend money in daily life important think. My this way definatly control your expenditure. |
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