Money Management And Budgeting

Has any one heard of a company called CREDIT SOLUTIONS???

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

Randy
Guest

Subject: Credit Solutions

Mon Dec 10, 2007 5:07 pm

Do not trust Credit Solutions. It is a scam. They will not pay your creditors anything. Your balances will go up from late fees and higher interest. I payed them over $1500 in a 7 month period and got nothing for it. I checked with the BBB and they have several complaints agiants them. At the moment im in the process of trying to get a refund.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 2476

2725 Magic Points

Mon Dec 10, 2007 10:59 pm

Sorry to hear this happened to you Randy, hopefully you will get your money back. Have you been in contact with your creditors, do they even want to hear it at this point. You should be able to file a civil lawsuit against the company and recover your money, plus all fees and late charges that you have incurred. I would call an attorney and try to see if this is a possiblity.

I would also contact your states attorney generals office, most of the time these complaints can be filed online and they will follow up with the company.

Hope this helps, go after them one way or another, they have a responsibility to the public to do what they advertise they will do.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Tue Dec 11, 2007 11:56 am

Hi Randy,

This is my request to you and all that when it comes to financial decisions please always do thorough background check. This is hard earned money and goes to hell that way. Try to solve you problems yourself rather than letting someone else do it.

Companies like Credit Solution can harm you because you are not informed enough. Always talk to people and try to find out before you invest money. I am really very sorry to hear that you have lost so much to them now.
File a complaint a Good mentioned and talk to a lawyer to get your money back if at all possible.
_________________
Regards,
Laura.

Ex Credit Solutions empl.
Guest

Subject: Randy is correct

Fri Dec 21, 2007 12:15 am

I worked for this company in Dallas for 8 months and I basically lied, cheated, and stole customers money. All of this was encouraged and it paid very well. The company is only concerned with geting a few months of fees out of you, then you get sued and will be buried in debt farther than you were when you started. Stay away. when i discovered the truth, I left. Sorry to everyone I scammed. By the way, they have almost 1000 complaints on the Dallas BBB site .

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Fri Dec 21, 2007 7:06 am

This is news for us. It is very kind of you to inform us regarding the forced meanness that you had to implement.

Quote:

The company is only concerned with geting a few months of fees out of you, then you get sued and will be buried in debt farther than you were when you started. Stay away. when i discovered the truth, I left.

I completely agree with you Ex on this regard.
_________________
Regards,
Laura.

SunDevilsFan

Joined: 09 Nov 2007
SunDevilsFan's page
Posts: 194
Location: Sunny Arizona

6594 Magic Points

Mon Dec 31, 2007 12:47 am

This is the time of the year when they seem to crop up out of the wood work like roaches, I swear.... Right after the holidays... when people spend much more than earned..

In any event, like many have said before, research these type of companies prior to using their services. And, when you think you have enough information, research them and others again. Cause you never know what you missed the first time....

It only takes one more goof to put all your finances in a real jumbled mess.... and then the real nightmare begins....

rebown
Guest

Subject: Credit Solutions is NOT a member of the BBB

Mon Dec 31, 2007 6:58 am

This is the company you are all talking about.
Be very carefull. This website wont allow me to post the link but its clearly at the BBB website. Here is info I coppied and pasted directly from the BBB site.

BBB Accreditation Status

In May, 2007, the company agreed to stop making claims in emails to potential clients that "We have an 'A' rating with the Better Business Bureau" and "We actually have a very good standing with the BBB!". The business is not a member of this Better Business Bureau, does not have an "A" rating, and is not in "very good standing with the BBB". Our policies prohibit such a reference.

Nature Of Business

According to information in Bureau files this company offers a service for budget review, debt analysis, contacting creditors, and negotiating settlements with creditors for their clients for a fee.

Customer Experience

Complaints are regarding dissatisfaction with the company's service and misrepresentation of the results of the debt negotiation program. Specifically, customers complain that paying the company fee and following the debt negotiation program does not reduce debt, as stated by company representatives. As a result of the program, customers complain, they have an increase in debt, due to late fees or additional interest and negative credit reporting. The company resolves complaints by offering refunds or refering to the Client Services Agreement for explanation. Although the company resolves most of the complaints it has failed to correct the underlying reason for the complaints.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

The BBB processed a total of 826 complaints about this company in the last 36 months, our standard reporting period.Of the total of 826 complaints closed in 36 months, 587 were closed in the last year.

If you want to do Debt settlement, make sure they are a member of TASC and the BBB. I work for Clear One Debt Relief, part of Debt Resolution Partners. They are as legit as it gets. Check it out for yourself.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Mon Dec 31, 2007 8:07 am

Thanks a lot for informing us regarding this Bown. Hope to see more of your advice and information here. Smile

_________________
Regards,
Laura.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Mon Dec 31, 2007 8:07 am

Thanks a lot for informing us regarding this Bown. Hope to see more of your advice and information here. Smile

_________________
Regards,
Laura.

rebown
Guest

Mon Dec 31, 2007 7:46 pm

My pleasure Laura! Let me know if you have any other questions.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 2476

2725 Magic Points

Tue Jan 01, 2008 3:31 pm

hi rebown and ex employee, welcome to the forum, I hope you will decide to register and stay with us a while. you both posted some really good information. Ex, thank you for your honesty, glad to see you left a company like this.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

SunDevilsFan

Joined: 09 Nov 2007
SunDevilsFan's page
Posts: 194
Location: Sunny Arizona

6594 Magic Points

Tue Jan 01, 2008 6:11 pm

Thank you for sharing Rebown, what you shared is very informative and eye opening...

826 complaints towards one company, to me, seems awful high!!! Wow!!
Closed or not.

This is a prime example why each of us should research everything we do..

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Wed Jan 02, 2008 11:03 am

You are welcome rebown.

Its our pleasure to have you here.
_________________
Regards,
Laura.

Former Employee #2
Guest

Subject: LIES, LIES, & SCAM

Wed Jan 23, 2008 5:59 am

I agree with the other former employee here. I worked in the sales department for this company for a year and a half. They lied and waved money in our faces to have us bend the truth to enroll other people. Its a VERY VERY BAD company and you can settle on your own! Good luck, but DON'T trust CSA

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1409

34292 Magic Points

Wed Jan 23, 2008 8:09 am

I cant believe that old employees can give such a feedback. they actually lure by money? I cant believe that. Where does the money come from? By scamming innocent consumers.
_________________
Regards,
Laura.

Previous 1 2 3 4 Next
Page 2 of 4

*Email:
*Password:
*Display Name:

	* denotes required field

*Email:
*Password:

	Forgot password?

*E-mail: