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Budgeting your expenditures

set your financial goals

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goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Sun Jul 20, 2008 7:23 pm

You have to be able to put it into action, otherwise what good is it.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Mon Jul 21, 2008 1:32 am

actions do speak louder than words.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Mon Jul 21, 2008 2:21 am

Well, I have found myself trying to get it together and save some money and then I will spend the extra frivously instead of putting any away. I really need to be putting some of the extra away.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Tue Jul 22, 2008 11:25 pm

I know the feeling. Sometimes you just get so sick and tired of going to work for bills and trying to save. Good natured it does not hurt to once in a blue moon to award yourself. It keeps your spirits up. I always have a polict that if I pay something or take care of something that really needs done (say that takes a month or so) I will reward the family with something for helping hang in there. last time it was a basketball hoop. It was $100 I could have used elsewhere but to see my husmand and daughter playing together is all the reward I need for myself since I cn not particioate. It still was an awesome gift to see father and daughter connecting. Not to mention that it motivates her with helping around here because she feels so good with the time spent with her dad. (mowing grass, raking yard).

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Thu Jul 24, 2008 12:44 am

I guess I see your point in rewarding yourself, we are building a room for the hubby in the garage, kind of a his room. my reward is peace and quiet, LOL.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Fri Jul 25, 2008 12:15 am

That was a good one. I know myself sometimes I am thankful for second shift...especially when I am working first. Sometimes all that lovey dovey crap makes me closterphobic. SP?

erb1953

Joined: 31 Dec 2007
erb1953's page
Posts: 573

-53 Magic Points

Fri Jul 25, 2008 3:04 am

No ladies, your husbands work hard, LOL, I see your point, it is good to set aside some funny money, or fun money to treat yourself and your family.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Sun Jul 27, 2008 12:55 am

That may be possible seeing as gas prices dropped an extra penny this week.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Mon Jul 28, 2008 2:09 am

I have 50 cents off a gallon for my fill up this week, so I hope it continues to drop. Maybe I will have a nice break after all.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Mon Jul 28, 2008 3:23 pm

How do ya get 50 cents off a gallon? Sounds like a newspaper coupon.

aby

Joined: 29 Jan 2009
aby's page
Posts: 32

114 Magic Points

Sat Jan 31, 2009 6:02 am

Once you have set your goals then the second important step is to decide the time frame in which you would like to achieve them. This factor is very important when you are planning to invest. The time period for investment is based on the time in which you wish to achieve your set of goals.

Let's take an example to understand it better.

Say you are planning to buy a car but are not sure when you can do it. You invest a part of your money in Public Provident fund, National Saving Certificate, Infrastructure bonds and some close-ended funds. After say 4 years a new car is introduced in the market which suits your requirements and you decide to buy it. But your entire sum is blocked as all of them have been invested in products which have a lock-in period.

Firang

Joined: 28 Apr 2009
Firang's page
Posts: 56

-25 Magic Points

Thu May 21, 2009 5:46 am

aby,

I think people should invest their money with fixed deposits on regular basis.Savings stands for saving in those schemes which are giving returns on regular interval or at the end of the schemes but the returns are assured.

Investment in the stock market is not termed as purely savings because there is chance for erosion of wealth.

keep us informed.

smarty231

Joined: 16 Jun 2009
smarty231's page
Posts: 6

188 Magic Points

Tue Jun 16, 2009 10:00 am

Making the list is another way that I keep track of what is on sale and what I have coupons on. Right now the local store has the huge Hershey bars for one dollar, these make excellent christmas gifts, just about everyone loves chocolate, so I wll be picking about twenty of them up and stashing them in the freezer for christmas and with my $2 off, I will get two of them for free, LOL.

marcusandila

Joined: 27 Oct 2009
marcusandila's page
Posts: 142

3034 Magic Points

Thu Oct 29, 2009 9:18 pm

I think the original post by Seth was great! I really believe that when you write down your goals, they are more permanent. That makes them more permanent in your mind. If you post your goals somewhere visually where you see them everyday you are more likely to work towards those goals.

I read somewhere on the internet that if you are saving for something like say a vacation, or pay off debt. If you change all of your online passwords to that goal like your new password would be "vacation" if you were saving for a vacation, or "capitalone" if you were trying to pay off a capital one credit card. It subconsciously is supposed to help your mind get into "goal mode". I haven't tried this, because I'm scared to. LOL Seriously, I'm so worried that someone will figure out my passwords & steal my identity/money! But, who knows? Maybe it could work for frequent forums/sites that do not have anything to do with personal information.

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