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HomeCredit Forum Money Management And Budgeting

retirement planning

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SunDevilsFan



Joined: 09 Nov 2007
SunDevilsFan's page
Posts: 192
Location: Sunny Arizona


6670 Magic Points

 
Posted on Thu Nov 15, 2007 9:48 pm  

yeah, its raining here.. trying too...Wink

Only rains 3-4 days a year here...in Phx.... And wouldnt you know, its trying to do it while we are in the process of moving...
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



68 Magic Points

 
Posted on Fri Nov 16, 2007 12:02 am  

I am getting closer to that retirement day every day. I feel somewhat prepared. I can always work part time, if need be. I feel that I am way to active to sit around the house and collect dust. Getting prepared for retirement is a challenge these days. It is good that you younger people are having this conversation. Going to the AARP website is a very good suggestion, they are a wonderful organization there to help out older people.
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34399 Magic Points

 
Posted on Fri Nov 16, 2007 3:24 am  

Dadummy you are so optimistic and I like that approach. People like you inspire us to take life seriously and move on.

One thing is for sure our life after retirement is of course very important but that should not stop us from saving for our child. If we are bringing the child to life then at every step when he stumbles we should be the one to pull him up. Thats what parents are all about Smile
_________________
Regards,
Laura.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2882



187 Magic Points

 
Posted on Fri Nov 16, 2007 4:02 pm  

I have looked at the AARP website and know alot of seniors that are part of the organization. I think it is a good guide to start with, seeing whats available now may inspire us for our futures.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
debtstinker



Joined: 03 Nov 2007
debtstinker's page
Posts: 303



113 Magic Points

 
Posted on Fri Nov 16, 2007 11:40 pm  

Very very true. My parents are both members of the AARP and they love it! very informative organization, they send frequent newsletters about services available and financial tips. I think my mom collects those things, i'll have to get them next week when we see them for the holidays. she always loads me with goodies Smile maybe she'll have some newsletters to give me as well
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2882



187 Magic Points

 
Posted on Sat Nov 17, 2007 12:37 pm  

And then you can come here and be all of our retirement advisors, lol. Any good information that you want to pass along would be great.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



68 Magic Points

 
Posted on Sun Nov 18, 2007 1:25 am  

You are never too young or too old to prepare for retirement, starting young is smart.
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 446



11206 Magic Points

 
Posted on Tue Nov 20, 2007 4:32 am  

I agree dadummy. We all have to go through that stage in life so starting early helps a lot. The earlier the better
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
debtstinker



Joined: 03 Nov 2007
debtstinker's page
Posts: 303



113 Magic Points

 
Posted on Wed Nov 21, 2007 12:22 am  

Yes the earlier you can the better, life goes by so quickly and you never know! you may get to retire early oh sigh, i wish
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34399 Magic Points

 
Posted on Wed Nov 21, 2007 7:01 am  

Hi all i have found something really interesting on potential mistakes in 401(k) Plan. Check this out Smile

http://www.irs.gov/pub/irs-tege/401k_mistakes.pdf
_________________
Regards,
Laura.
 
debtstinker



Joined: 03 Nov 2007
debtstinker's page
Posts: 303



113 Magic Points

 
Posted on Wed Nov 21, 2007 2:54 pm  

Wow, thanks so much Laura!!! appreciate you taking the time to look that up and share it with us
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34399 Magic Points

 
Posted on Thu Nov 22, 2007 7:06 am  

I am just preparing for the future Laughing. You are welcome debt. I found it interesting and in a way mistakes can be avoided if we know about it.
_________________
Regards,
Laura.
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



68 Magic Points

 
Posted on Thu Nov 29, 2007 3:50 am  

I can't ever see me fully retiring, I will always work part time at least to stay busy, I would go crazy sitting home everyday. I feel better when I am out and about and involved in something useful. I can't do all the physical work that I used to do, but I can still do a good days work.
 
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 288



8263 Magic Points

 
Posted on Thu Nov 29, 2007 9:24 am  

Whatever you do securing the future is a necessity. We cant depend on anyone
_________________
Keep in touch
Carol
 
desiree15



Joined: 10 Nov 2007
desiree15's page
Posts: 42



1094 Magic Points

 
Posted on Sat Dec 01, 2007 1:21 am  

Isn't that the truth, at 24 I'm very skeptical on the stability of hte social security system and I'm having a hard time, despite being college educated, finding a job that will either allow me to contribute to my retirement or even better match my retirement efforts. that is a big goal of mine. Yes, I know that I can contribute on my own but right now i have a hard time making ends meet, but hopefully that won't always be the case and I can start saving for that wonderful day that I"m on the beach with a handsome man/men (i'm single Wink enjoying life. perhaps i won't be single in my sixties or hey maybe i will Smile Smile
 
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