retirement planning

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fireyone



Joined: 26 Feb 2008
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Posted on Thu Jul 31, 2008 1:09 pm  

Yes that is it. I remember seeing it on the w2. I always let out tax guy do all the work. He is a preacher and doesn't charge much to do them and e-file them. Like $40. I know ERB that is $40 in my pocket but I would lose that much sleep if I did them myself plus he always finds us so many tax deductions and is updated on all the things that go along with the tax world. I would probaly forget a deduction or not relize there was an extra credit of some kind out there and lose more than what I paid him any way.
erb1953



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Posted on Fri Aug 01, 2008 2:52 am  

That is not a bad price, I would pay that for someone to do them if they found me deductions that I would not notice.
goodnatured



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Posted on Mon Aug 04, 2008 3:56 pm  

Are you kidding that is an awesome price, have you price hr block lately? It is crazy high, like over $100
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fireyone



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Posted on Tue Aug 05, 2008 3:14 am  

I think he does it for such a lower rate because he is a preacher that wants to give people a break. I know what HR charges until I got the word from someone going to this place we had went to HR block. Never again. I can't imagine with all the private tax preparation places that are popping up all over that this place is still in business. Probaly the anticipation loan lending I imagine but if you just wait two extra weeks (of ya can ) you can avoid all the high prices.
erb1953



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Posted on Wed Aug 06, 2008 4:38 am  

That anticipated loan is a rip off, to me it is as bad as the payday lenders, why does the government let that happen on the checks that they write. I don't think the rates should be legal, they are really high. I would not do it, I will wait the few extra weeks to get my check, if you do it online it does not take long at all, especially if you get the direct deposit.
goodnatured



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Posted on Wed Aug 06, 2008 10:54 am  

I agree, I think that when they come out with this new payday loan law for the state of pennsylvania, these loans should have to follow suit, their intrest rate is retarded too.
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erb1953



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Posted on Thu Aug 07, 2008 2:41 am  

I see your point, why should hr block get a way with it, they are pulling the same loans with the same rates. The only difference is they do it only once a year.
fireyone



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Posted on Fri Aug 08, 2008 12:53 am  

You got it erb. Those places like payday lenders are on the same lines as the HR block "anticipation" loans. Not much to anticipate but big enormous fees.
goodnatured



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Posted on Wed Aug 20, 2008 3:58 am  

I just called the department of banking the other day, they said to watch the state banking website for restitution. It is in the process but a decision has not been made yet. so watch the page if this applies to you.
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fireyone



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Posted on Wed Aug 20, 2008 1:44 pm  

Doesn't me but I am sure their are plenty of people it does apply to. I said in another post if you give me the website I will bookmark it and watch for everyone also.
goodnatured



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Posted on Sat Sep 06, 2008 10:27 pm  

I have it bookmarked also.
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fireyone



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Posted on Sun Sep 07, 2008 12:59 am  

wise thing to do.
erb1953



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Posted on Sat Sep 13, 2008 3:57 am  

what types of retirement plans besides 401K? I know IRA's have been around for a long time.
fireyone



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Posted on Sat Sep 13, 2008 2:02 pm  

Good question. We have always had a 401k so I never considered anything else.
goodnatured



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Posted on Sat Sep 13, 2008 10:13 pm  

We have a 401k, I am with you fireyone, mainly because most of the time the companies have some type of match consideration, nothing wrong with having them put in a few bucks.
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