| Posts by Morningstar |
| Posting date
| Subject
|
| Posted: Fri Nov 14 5:59:25 2008 |
I just visited the fdrs.whatever site...the FAQ .. |
| Posted: Sun Aug 17 6:32:03 2008 |
Why should they--debtors are not customers.
OP .. |
| Posted: Wed Jul 30 14:35:42 2008 |
The reporting timeline for the OC and the CA is .. |
| Posted: Wed Jul 30 14:33:39 2008 |
These are not necessarily unauthorized .. |
| Posted: Wed Jul 30 0:02:30 2008 |
Not true.
The OC is entitled to report .. |
| Posted: Tue Jul 29 23:59:43 2008 |
Old thread is now .. |
| Posted: Tue Jul 29 23:52:27 2008 |
If all of these inquiries occurred within a 7-14 .. |
| Posted: Tue Jul 29 23:47:08 2008 |
Which entity did you contact when requesting a .. |
| Posted: Sat Jul 26 21:49:22 2008 |
Dispute as .. |
| Posted: Fri Jul 25 21:35:41 2008 |
No, I was referring to the poster who appears .. |
| Posted: Fri Jul 25 20:46:16 2008 |
Show me the law that says .. |
| Posted: Wed Jul 23 1:26:44 2008 |
Takes about a .. |
| Posted: Sun Jul 20 4:52:14 2008 |
This is not a civil matter, this is a criminal .. |
| Posted: Sun Jul 20 4:50:34 2008 |
Either you owe the money, or you .. |
| Posted: Thu Jul 17 8:32:07 2008 |
File an identity theft report with your local .. |
| Posted: Thu Jul 17 8:22:32 2008 |
FDCPA does not apply to business debts.
Do you .. |
| Posted: Thu Jul 17 8:11:04 2008 |
Where would someone get an idea like that .. |
| Posted: Thu Jul 17 8:08:24 2008 |
I hope not...inflation is bad enough .. |
| Posted: Thu Jun 19 3:01:39 2008 |
Hopefully .. |
| Posted: Thu Jun 19 3:01:07 2008 |
I think it's a Visa account opened in conjunction .. |
| Posted: Wed Jun 18 10:01:25 2008 |
If you are asking the question, then the .. |
| Posted: Wed Jun 18 9:48:06 2008 |
edit
866-571-3012 from: .. |
| Posted: Wed Jun 18 3:43:45 2008 |
Yes you could have.
There is a time limit for .. |
| Posted: Sat Jun 14 21:52:20 2008 |
It may a cheaper (less expensive to view than a .. |
| Posted: Sat Jun 14 21:47:23 2008 |
If the CA calls again, you may have a case. For .. |
| Posted: Thu Jun 12 8:04:55 2008 |
I wonder if you are just a reference, and not a .. |
| Posted: Thu Jun 12 7:51:12 2008 |
OP did not rent to the original individual in .. |
| Posted: Tue Jun 10 2:21:25 2008 |
OP has not returned, and the 10 days have .. |
| Posted: Mon Jun 9 10:30:09 2008 |
Not impossible, just .. |
| Posted: Sat Jun 7 0:28:11 2008 |
Post your question in the "debt forums" .. |
| Posted: Fri Jun 6 8:00:21 2008 |
It is not clear from your post whether you have .. |
| Posted: Thu Jun 5 18:29:40 2008 |
The debt was legitimately placed on your credit .. |
| Posted: Mon Jun 2 4:34:29 2008 |
Send a DV letter to the collection agency, not .. |
| Posted: Thu May 29 19:45:33 2008 |
I do not know how you dispute this specific type .. |
| Posted: Thu May 29 7:39:55 2008 |
Were you properly served or .. |
| Posted: Tue May 27 0:56:50 2008 |
If they violate the law, sue them. You can .. |
| Posted: Tue May 27 0:38:53 2008 |
How can a collection agency report anything .. |
| Posted: Sun May 25 10:33:06 2008 |
How much is your SUV .. |
| Posted: Sun May 18 0:40:54 2008 |
I am a huge fan of chapter seven .. |
| Posted: Sun May 18 0:38:08 2008 |
Each side has a certain amount of leverage...a CA .. |
| Posted: Sun May 18 0:27:55 2008 |
Yes; a hard inquiry drops your score .. |
| Posted: Sun May 18 0:26:06 2008 |
OC = Original Creditor
DC = Debt Collector
CA = .. |
| Posted: Fri May 16 10:04:37 2008 |
You can try, but if it's legit, don't expect it .. |
| Posted: Fri May 16 10:00:08 2008 |
If credit reports/scoring are not fair, perhaps .. |
| Posted: Fri May 16 9:40:51 2008 |
Pay on their terms.
Pay what you can or want to .. |
| Posted: Fri May 16 9:19:32 2008 |
Call the company, and speak to the fraud .. |
| Posted: Fri May 16 9:18:09 2008 |
Joint liability on the account can affect .. |
| Posted: Fri May 16 8:53:57 2008 |
A judgment allows for the garnishment of wages, .. |
| Posted: Fri May 16 8:48:53 2008 |
Seven years, or life of the judgment (which .. |
| Posted: Sun May 11 0:19:36 2008 |
No new credit will be extended to you while you .. |
| Posted: Sat May 3 23:25:53 2008 |
DV letter is to determine if the CA can legally .. |
| Posted: Sat May 3 23:21:49 2008 |
Check your state's code of civil procedure to .. |
| Posted: Fri May 2 12:10:14 2008 |
They tend to work; if the creditor or CA agrees .. |
| Posted: Mon Apr 28 6:16:02 2008 |
It is called a cease and desist letter; you .. |
| Posted: Sun Apr 27 11:49:45 2008 |
I do not believe that your credit repair .. |
| Posted: Sun Apr 27 11:44:39 2008 |
Use a google .. |
| Posted: Sun Apr 27 11:40:26 2008 |
1) False. 7 years from date of delinquency...pay .. |
| Posted: Sat Apr 26 4:37:01 2008 |
Keep all of them, unless you have annual fees. .. |
| Posted: Fri Apr 25 10:40:10 2008 |
If you do not know who issued the credit card, .. |
| Posted: Fri Apr 25 10:34:13 2008 |
Janice, I'm not sure what any given state's .. |
| Posted: Sun Apr 20 4:41:02 2008 |
Dispute the entries from 2000 as obsolete (if .. |
| Posted: Sun Apr 20 4:39:52 2008 |
If these are only 30 day lates, the entry would .. |
| Posted: Fri Apr 18 17:51:33 2008 |
You can pay it off, but that's about all you can .. |
| Posted: Fri Apr 18 4:22:29 2008 |
You can try to dispute entries for whatever .. |
| Posted: Thu Apr 17 9:25:43 2008 |
Not that I know of, but postage is cheap compared .. |
| Posted: Wed Apr 16 20:02:25 2008 |
So far as I can tell, AL has an SOL of 3 years on .. |
| Posted: Wed Apr 16 19:48:06 2008 |
I removed your personal info, for your safety. .. |
| Posted: Tue Apr 15 8:28:50 2008 |
Ask to speak to loss .. |
| Posted: Mon Apr 14 6:09:35 2008 |
Me, I'd pay off the HELOC, then the car (I prefer .. |
| Posted: Mon Apr 14 5:38:57 2008 |
I wouldn't consider that to be spam, and in fact, .. |
| Posted: Mon Apr 14 5:29:36 2008 |
This is when you use a validation letter--you .. |
| Posted: Mon Apr 14 5:24:58 2008 |
Validation letters are for collection agencies, .. |
| Posted: Mon Apr 14 5:16:45 2008 |
When was the last payment That will determine the .. |
| Posted: Mon Apr 7 20:00:04 2008 |
You can try to dispute it, otherwise you will .. |
| Posted: Mon Apr 7 0:35:07 2008 |
To garnish your wages, they would have to sue you .. |
| Posted: Mon Apr 7 0:15:15 2008 |
No. .. |
| Posted: Mon Apr 7 0:08:50 2008 |
That's consolidation or settlement, not .. |
| Posted: Sun Apr 6 23:54:01 2008 |
Like getting a .. |
| Posted: Fri Apr 4 4:31:58 2008 |
Sounds like you were lied to, but I don't .. |
| Posted: Thu Apr 3 0:50:36 2008 |
I doubt that a creditor would sell the account .. |
| Posted: Wed Apr 2 20:24:44 2008 |
I understand your frustration, especially in .. |
| Posted: Wed Apr 2 20:15:53 2008 |
The original creditor, and the collection agency .. |
| Posted: Wed Apr 2 6:58:52 2008 |
The negatives can stay for seven years. .. |
| Posted: Tue Apr 1 2:11:40 2008 |
A portion of the FICO looks at the age of your .. |
| Posted: Sun Mar 30 23:31:23 2008 |
If sued, you should be able to raise SOL as a .. |
| Posted: Sat Mar 29 17:13:25 2008 |
Sounds like a good idea, as long as you don't go .. |
| Posted: Sat Mar 29 5:18:35 2008 |
No, not every credit repair company is going to .. |
| Posted: Sat Mar 29 5:16:47 2008 |
If you have a copy of the conversation, I would .. |
| Posted: Fri Mar 28 17:05:44 2008 |
Given the sheer volume of such scams, I don't .. |
| Posted: Fri Mar 28 17:02:19 2008 |
Credit reporting lifetime is not the same as the .. |
| Posted: Fri Mar 28 16:55:05 2008 |
Guest, you need to register; sharing of company .. |
| Posted: Fri Mar 28 16:53:47 2008 |
that it reports your account history to your .. |
| Posted: Fri Mar 28 1:16:13 2008 |
, your wages or personal property can be .. |
| Posted: Tue Mar 25 21:02:46 2008 |
The spammer is "sharad," not you; good .. |
| Posted: Tue Mar 25 20:38:23 2008 |
Closing the MC hurt your score
Pay down the .. |
| Posted: Mon Mar 24 2:55:49 2008 |
If the defendent/respondent does not show to .. |
| Posted: Mon Mar 24 2:36:34 2008 |
Since the dawn of mankind, marriage has been .. |
| Posted: Mon Mar 24 2:32:21 2008 |
You would need to have the judgment vacated. .. |
| Posted: Mon Mar 24 2:30:46 2008 |
Spam .. |
| Posted: Sun Mar 23 3:50:12 2008 |
Filing bankruptcy erases debt, not credit .. |
| Posted: Sun Mar 23 3:48:28 2008 |
It is possible to rescind money orders or .. |
| Posted: Sun Mar 23 3:44:35 2008 |
No, he is a .. |
| Posted: Sun Mar 23 3:04:55 2008 |
Marketing, or soft inquiries do not affect .. |
| Posted: Sun Mar 23 2:52:56 2008 |
I found a link in a blog posting that belongs .. |
| Posted: Sun Mar 23 2:48:38 2008 |
After more than ten years since high school .. |
| Posted: Sun Mar 23 2:24:58 2008 |
Money owed to a person or .. |
| Posted: Fri Mar 21 23:01:14 2008 |
No, but if you've got two candidates who are .. |
| Posted: Fri Mar 21 0:21:03 2008 |
Surely the 30 day free trial will require a .. |
| Posted: Fri Mar 21 0:18:21 2008 |
I would start using it for small purchases, .. |
| Posted: Thu Mar 20 17:02:26 2008 |
Fee
There is no fee on .. |
| Posted: Thu Mar 20 1:48:45 2008 |
How to stop harassing CA phone calls? .. |
| Posted: Thu Mar 20 1:35:00 2008 |
A cashier's check or a money order, for example, .. |
| Posted: Wed Mar 19 16:22:36 2008 |
LOL
Ain't that the .. |
| Posted: Wed Mar 19 12:22:17 2008 |
You can buy your score from .. |
| Posted: Wed Mar 19 12:21:08 2008 |
Law Offices of Ross Gelfand, LLC
1265 Minhinette .. |
| Posted: Wed Mar 19 1:30:45 2008 |
Oh, and you're welcome .. |
| Posted: Wed Mar 19 1:30:22 2008 |
I used to be a collector, and I find these .. |
| Posted: Wed Mar 19 1:19:27 2008 |
While it is a personal choice as to whether .. |
| Posted: Wed Mar 19 1:07:47 2008 |
Mail a letter (return receipt) to the CA .. |
| Posted: Tue Mar 18 13:52:20 2008 |
They can, but the vast majority of debts .. |
| Posted: Tue Mar 18 13:35:30 2008 |
These are soft inquiries and do not affect .. |
| Posted: Tue Mar 18 13:23:29 2008 |
No, but to do so through private messaging is .. |
| Posted: Tue Mar 18 0:36:10 2008 |
Agreed, but as an FYI, I got a credit card .. |
| Posted: Tue Mar 18 0:30:15 2008 |
One down, xxx to go .. |
| Posted: Tue Mar 18 0:29:27 2008 |
It doesn't usually hurt to try. But I'm lazy, .. |
| Posted: Tue Mar 18 0:26:13 2008 |
I know that you can do this with a collection .. |
| Posted: Tue Mar 18 0:20:21 2008 |
It isn't very hard at all for a judgment .. |
| Posted: Mon Mar 17 21:03:27 2008 |
Take a minute and think about the number of .. |
| Posted: Mon Mar 17 21:00:18 2008 |
All that matters in this case is the date the .. |
| Posted: Mon Mar 17 20:53:29 2008 |
bankrate.com is a reliable and reputable place to .. |
| Posted: Mon Mar 17 20:51:21 2008 |
This is absolutely correct; these assets .. |
| Posted: Mon Mar 17 16:40:19 2008 |
If unpaid, it can remain for the life of the .. |
| Posted: Mon Mar 17 16:10:59 2008 |
Seven years from date of charge .. |
| Posted: Sun Mar 16 14:00:02 2008 |
To the best of my knowledge, Social Security .. |
| Posted: Sun Mar 16 12:16:45 2008 |
Unfair I think it is a great thing.
A .. |
| Posted: Sun Mar 16 12:13:05 2008 |
If you've got some extra money*, you could try a .. |
| Posted: Sun Mar 16 11:49:49 2008 |
Ahhh, the 50/50/90 rule (in this case .. |
| Posted: Sun Mar 16 11:41:46 2008 |
Yes, you are correct. Mortgages, followed by .. |
| Posted: Sun Mar 16 11:26:45 2008 |
Soft: inquiries performed by you, or a creditor .. |
| Posted: Sun Mar 16 11:23:31 2008 |
You can go through the dispute process, but there .. |
| Posted: Sat Mar 15 20:32:48 2008 |
Soft inquiries do not affect your score.
All .. |
| Posted: Sat Mar 15 20:28:02 2008 |
I would pay it off to save on interest. .. |
| Posted: Sat Mar 15 19:54:41 2008 |
1. When a negative drops off, does it raise your .. |
| Posted: Sat Mar 15 2:40:34 2008 |
I would guess that they have illegally re-written .. |
| Posted: Fri Mar 14 12:34:13 2008 |
You fix errors on your reports, or you deal .. |
| Posted: Thu Mar 13 0:11:33 2008 |
You might be able to pursue damages against the .. |
| Posted: Thu Mar 13 0:09:40 2008 |
Pretty sure the OC can report, and the collector .. |
| Posted: Wed Mar 12 20:08:50 2008 |
Since creditors are not required to report .. |
| Posted: Tue Mar 11 8:56:41 2008 |
According to member CreditGrantor, CAs can pay .. |
| Posted: Tue Mar 11 0:39:18 2008 |
You can try to dispute for a different reason, .. |
| Posted: Mon Mar 10 19:42:37 2008 |
You can try what is call a pay for delete. Offer .. |
| Posted: Mon Mar 10 19:38:17 2008 |
Three scenarios come to mind, but it is not .. |
| Posted: Mon Mar 10 9:41:50 2008 |
If the mortgage inquiries happened within several .. |
| Posted: Sun Mar 9 21:38:52 2008 |
I personally do not know much about real .. |
| Posted: Sun Mar 9 21:36:26 2008 |
Delinquent Accounts Recovery
Try this:
.. |
| Posted: Fri Mar 7 19:04:16 2008 |
Mail in what you can afford, pay with a money .. |
| Posted: Fri Mar 7 18:07:39 2008 |
What law changes
You either take joint .. |
| Posted: Thu Mar 6 22:31:43 2008 |
Yes. Even though each report is likely to have .. |
| Posted: Thu Mar 6 22:18:15 2008 |
Nope, that's what I'd do, too. Find out exactly .. |
| Posted: Wed Mar 5 17:24:54 2008 |
DV letters are for collection agencies, as .. |
| Posted: Wed Mar 5 17:12:19 2008 |
If DOLA and payment date were the same, then .. |
| Posted: Wed Mar 5 1:44:06 2008 |
can i be dinged 2wice for same thing on a credit report?? .. |
| Posted: Wed Mar 5 1:42:28 2008 |
People on this site have varying levels of .. |
| Posted: Wed Mar 5 1:39:03 2008 |
IIRC, you do need to register (might even have xx .. |
| Posted: Tue Mar 4 0:38:58 2008 |
Absolutely...your friend can be held responsible .. |
| Posted: Mon Mar 3 17:32:46 2008 |
As I understand it:
Original creditor and the .. |
| Posted: Mon Mar 3 7:50:29 2008 |
Sending a DV letter to a CA, while disputing with .. |
| Posted: Sun Mar 2 23:02:16 2008 |
Demand that they cease all collection attempts. .. |
| Posted: Sun Mar 2 16:29:45 2008 |
Credit report: 7 years from date of charge .. |
| Posted: Sun Mar 2 16:27:37 2008 |
The "Debt Forums" (link at the top of .. |
| Posted: Sun Mar 2 16:24:50 2008 |
If past SOL, and in his name, I'd send a CND .. |
| Posted: Sun Mar 2 16:21:35 2008 |
Why would this be illegal Consent goes a long .. |
| Posted: Sun Mar 2 3:36:34 2008 |
Scores do not change on a 90 day cycle...updated .. |
| Posted: Sun Mar 2 3:33:59 2008 |
Probably never...the older it gets, the cheaper .. |
| Posted: Sun Mar 2 3:26:45 2008 |
If you aren't going to pay on an out of SOL debt .. |
| Posted: Sat Mar 1 21:18:32 2008 |
OP likely admitted that the debt was his, but he .. |
| Posted: Sat Mar 1 21:14:52 2008 |
Piggybacking used to be an authorized user, but .. |
| Posted: Sat Mar 1 21:11:52 2008 |
Debt validation letter + dispute with credit .. |
| Posted: Sat Mar 1 18:24:13 2008 |
Only the original creditor and the collection .. |
| Posted: Sat Mar 1 18:22:02 2008 |
The account falls off credit report 7 years after .. |
| Posted: Sat Mar 1 18:12:38 2008 |
Yes, if one of the companies is the original .. |
| Posted: Sat Mar 1 18:07:28 2008 |
If you weren't properly served, you can try to .. |
| Posted: Sat Mar 1 0:57:08 2008 |
There may be a deficiency balance owed on a repo .. |
| Posted: Sat Mar 1 0:55:26 2008 |
For questions regarding student loans, click the .. |
| Posted: Sat Mar 1 0:48:57 2008 |
Tradeline: entry on a credit report
Repo: .. |
| Posted: Sat Mar 1 0:47:18 2008 |
If the account is still open and current, it can .. |
| Posted: Fri Feb 29 6:33:42 2008 |
IMO, even if CashCall no longer owns the debt, .. |
| Posted: Thu Feb 28 19:08:34 2008 |
I believe a celluar account can be handled in the .. |
| Posted: Thu Feb 28 1:21:51 2008 |
The current avatar is but one of my many .. |
| Posted: Wed Feb 27 19:33:45 2008 |
Thanks...I think it's getting time to change it .. |
| Posted: Wed Feb 27 19:31:33 2008 |
If you repeatedly dispute and the entry is .. |
| Posted: Wed Feb 27 4:02:33 2008 |
Dispute the entries...there are sample letters to .. |
| Posted: Wed Feb 27 3:55:02 2008 |
Is it a judgment
Demand validation of the debt; .. |
| Posted: Wed Feb 27 3:53:48 2008 |
Moved to .. |
| Posted: Tue Feb 26 19:28:19 2008 |
I it will reflect as paid/satisfied, and will .. |
| Posted: Tue Feb 26 7:58:47 2008 |
What does that have to do with credit .. |
| Posted: Tue Feb 26 7:54:17 2008 |
This mark will be on your credit report until the .. |
| Posted: Tue Feb 26 7:47:59 2008 |
They are a collection agency (a very big .. |
| Posted: Tue Feb 26 7:46:54 2008 |
yes. .. |
| Posted: Tue Feb 26 7:46:21 2008 |
You said "cra"...she was simply .. |
| Posted: Tue Feb 26 7:41:08 2008 |
certified mail return .. |
| Posted: Mon Feb 25 16:12:18 2008 |
Assuming you didn't pay for 30+ days as a result .. |
| Posted: Mon Feb 25 3:47:55 2008 |
File bankruptcy if you can't afford to settle or .. |
| Posted: Mon Feb 25 3:45:10 2008 |
Since a settlement offer has already been made, a .. |
| Posted: Mon Feb 25 3:41:23 2008 |
Creditors are permitted to report accurate .. |
| Posted: Sun Feb 24 7:16:33 2008 |
I removed your phone number because this is a .. |
| Posted: Sun Feb 24 7:14:24 2008 |
personal information .. |
| Posted: Sun Feb 24 7:09:02 2008 |
Unless you do not have the time to compose (or .. |
| Posted: Sun Feb 24 7:07:25 2008 |
Do you have a paid in full letter, or other proof .. |
| Posted: Sun Feb 24 7:03:54 2008 |
No it .. |
| Posted: Sun Feb 24 7:03:33 2008 |
You can send a cease and desist letter, demanding .. |
| Posted: Sat Feb 23 3:43:26 2008 |
Directions for disputing incorrect information .. |
| Posted: Thu Feb 21 23:29:15 2008 |
Settlement payment was not made...sounds like .. |
| Posted: Thu Feb 21 6:56:12 2008 |
Pretty sure you are on the hook for this...what .. |
| Posted: Wed Feb 20 18:12:25 2008 |
This is the subject of a lot of confusion, but a .. |
| Posted: Tue Feb 19 8:04:42 2008 |
Fair Issac Co would be the most prominent vendor, .. |
| Posted: Tue Feb 19 6:28:17 2008 |
6 months to a .. |
| Posted: Tue Feb 19 6:21:35 2008 |
You need to call your DMP...this is a public .. |
| Posted: Mon Feb 18 1:57:07 2008 |
Well...you could be sued for the debt, and a .. |
| Posted: Mon Feb 18 1:34:04 2008 |
PS...you would get a FICO score from .. |
| Posted: Mon Feb 18 1:31:47 2008 |
TU has partnered with the other credit bureaus to .. |
| Posted: Fri Feb 15 22:53:04 2008 |
7 years of negative reporting refers only to the .. |
| Posted: Fri Feb 15 21:07:13 2008 |
Start by looking up the FDCPA (Fair Debt .. |
| Posted: Fri Feb 15 6:10:22 2008 |
Dispute the information...if it comes back .. |
| Posted: Fri Feb 15 6:07:41 2008 |
Yes, it affects your credit. If they default, .. |
| Posted: Thu Feb 14 1:14:02 2008 |
Because creditors are not required to report to .. |
| Posted: Thu Feb 14 1:10:00 2008 |
FICOs are now calculated to ignore authorized .. |
| Posted: Wed Feb 13 13:50:27 2008 |
7 years from date of charge off, not date of last .. |
| Posted: Wed Feb 13 13:48:03 2008 |
It bears mention that judgments accrue interest .. |
| Posted: Wed Feb 13 13:36:37 2008 |
FICO is the standard. VantageScore is a score .. |
| Posted: Sat Feb 9 7:14:10 2008 |
Register, then contribute in the .. |
| Posted: Fri Feb 8 1:14:03 2008 |
Perhaps you can try negotiating with your .. |
| Posted: Fri Feb 8 1:12:18 2008 |
Some of these loans are worse than a payday loan. .. |
| Posted: Fri Feb 8 1:03:34 2008 |
Knowing your score I disagree, I think it is .. |
| Posted: Fri Feb 8 0:48:43 2008 |
Closing a good account will damage your .. |
| Posted: Fri Feb 8 0:39:20 2008 |
Not for pub .. |
| Posted: Thu Feb 7 23:17:47 2008 |
Resolved, and probably collector's .. |
| Posted: Thu Feb 7 6:26:57 2008 |
File a complaint with your state's attorney .. |
| Posted: Wed Feb 6 1:46:09 2008 |
My philosophy professor informed us today that .. |
| Posted: Tue Feb 5 18:19:05 2008 |
Well, you might find out if you try to buy a .. |
| Posted: Tue Feb 5 18:17:01 2008 |
I don't think so. The pub exists for casual .. |
| Posted: Tue Feb 5 6:23:01 2008 |
Since I believe in an all powerful God .. |
| Posted: Tue Feb 5 6:09:47 2008 |
I agree; this is an excellent .. |
| Posted: Tue Feb 5 6:08:30 2008 |
You can buy your FICO from myfico.com. Experian, .. |
| Posted: Tue Feb 5 6:04:11 2008 |
Leaving the country will toll (pause) the SOL; .. |
| Posted: Mon Feb 4 20:54:21 2008 |
If you leave the country, the SOL stops .. |
| Posted: Mon Feb 4 20:49:10 2008 |
You can attempt to dispute for a different .. |
| Posted: Sun Feb 3 10:12:58 2008 |
Did you have an agreement with CW stating that .. |
| Posted: Sun Feb 3 9:55:05 2008 |
Did you go 30+ days late
Have you already begun .. |
| Posted: Sun Feb 3 5:34:40 2008 |
Is this ID .. |
| Posted: Sun Feb 3 5:27:01 2008 |
Then you've been lied .. |
| Posted: Sun Feb 3 5:20:42 2008 |
20 points, or .. |
| Posted: Sun Feb 3 4:41:31 2008 |
Dispute until you run out of reasons to do .. |
| Posted: Fri Feb 1 19:27:43 2008 |
WOW!! .. |
| Posted: Fri Feb 1 19:19:39 2008 |
I haven't, but I believe they help you by filling .. |
| Posted: Fri Feb 1 19:13:41 2008 |
That sounds a little bit like Malcom X's quote, .. |
| Posted: Fri Feb 1 19:10:55 2008 |
Someone who posts a link or an email addy...they .. |
| Posted: Fri Feb 1 0:34:54 2008 |
ladycochran, the loan you have described is a .. |
| Posted: Fri Feb 1 0:31:04 2008 |
Mail AI a cease and desist letter, and be sure to .. |
| Posted: Fri Feb 1 0:27:41 2008 |
SOL for TX is four years...this means they have .. |
| Posted: Thu Jan 31 12:08:09 2008 |
Then file .. |
| Posted: Wed Jan 30 22:04:14 2008 |
If a debt is out of SOL, it is your right to .. |
| Posted: Wed Jan 30 21:04:21 2008 |
7 year clock does not move, unless:
A) the .. |
| Posted: Wed Jan 30 20:58:45 2008 |
It is possible (not meaning probable) that an .. |
| Posted: Wed Jan 30 20:46:03 2008 |
by creditors and collection .. |
| Posted: Wed Jan 30 20:07:15 2008 |
Suprtlchk, I would have to side with you, not .. |
| Posted: Wed Jan 30 7:36:01 2008 |
^
^
^
youtube.com/watchv=ElgkLZX401E
PG-13 .. |
| Posted: Wed Jan 30 7:34:27 2008 |
Series EE mature in twenty .. |
| Posted: Tue Jan 29 19:38:00 2008 |
what is fia csna credit .. |
| Posted: Tue Jan 29 19:26:08 2008 |
I think they are excellent gifts, but I do not .. |
| Posted: Tue Jan 29 19:20:45 2008 |
Dispute each entry with the credit bureaus...they .. |
| Posted: Tue Jan 29 19:18:36 2008 |
There is always .. |
| Posted: Mon Jan 28 16:34:40 2008 |
I also think 3-5 is a better number than .. |
| Posted: Mon Jan 28 16:29:00 2008 |
Personally, I would try to avoid keeping a .. |
| Posted: Mon Jan 28 13:07:39 2008 |
On a cynical note, and applicable to any and all .. |
| Posted: Mon Jan 28 12:54:56 2008 |
Patience No, I was having too much fun. I'd been .. |
| Posted: Mon Jan 28 11:06:14 2008 |
And it currently costs approx $16,000...not what .. |
| Posted: Mon Jan 28 6:50:47 2008 |
I believe they need to be postmarked by .. |
| Posted: Mon Jan 28 6:46:38 2008 |
You could have fun with them.
Somehow, I ended .. |
| Posted: Mon Jan 28 6:43:23 2008 |
Several people have told me that the last time .. |
| Posted: Sun Jan 27 3:10:53 2008 |
If your income is under a certain amount, you .. |
| Posted: Sun Jan 27 3:01:32 2008 |
I do that all the .. |
| Posted: Sun Jan 27 2:57:34 2008 |
Distortions of fact, or outright lies. For .. |
| Posted: Sun Jan 27 2:51:33 2008 |
Deleted. I left it up for a while, because the .. |
| Posted: Sun Jan 27 2:12:57 2008 |
Although "terrorists" predated the .. |
| Posted: Sun Jan 27 1:25:47 2008 |
The prosecution handed OJ his acquittal when .. |
| Posted: Sun Jan 27 1:07:38 2008 |
The consensus belief is that the checks will .. |
| Posted: Sun Jan 27 1:00:35 2008 |
Since I haven't taken a course in Econ yet (not .. |
| Posted: Sat Jan 26 19:53:09 2008 |
OK. SC primary just wrapped up, and Obama won, so .. |
| Posted: Sat Jan 26 14:04:45 2008 |
Nailed it! .. |
| Posted: Sat Jan 26 14:01:50 2008 |
^
^
^
And I wholeheartedly agree with .. |
| Posted: Fri Jan 25 21:44:27 2008 |
Am I to presume that you sent a DV letter, and .. |
| Posted: Fri Jan 25 20:54:18 2008 |
I got a secret for you all: prayer is allowed in .. |
| Posted: Fri Jan 25 20:22:30 2008 |
Famous Quotes .. |
| Posted: Fri Jan 25 12:00:49 2008 |
Myths of Credit Repair ! .. |
| Posted: Fri Jan 25 11:13:23 2008 |
I only wanted to clear the air about paid .. |
| Posted: Fri Jan 25 8:32:36 2008 |
From the .. |
| Posted: Thu Jan 24 1:46:04 2008 |
Anything you want warrants a dispute; it's your .. |
| Posted: Wed Jan 23 19:16:01 2008 |
I would look for a naca.net attorney, as well as .. |
| Posted: Wed Jan 23 6:41:25 2008 |
The public mudslinging is much more tame than in .. |
| Posted: Wed Jan 23 5:51:56 2008 |
I just looked for a picture on google images; I .. |
| Posted: Wed Jan 23 2:11:39 2008 |
Having once killed an animal, cleaning its .. |
| Posted: Wed Jan 23 1:20:36 2008 |
If you do not want a random avatar, you would .. |
| Posted: Wed Jan 23 1:18:25 2008 |
If someone could clone me up a filet .. |
| Posted: Wed Jan 23 1:14:32 2008 |
Excuse me I think you are lost. This is not a .. |
| Posted: Fri Jan 18 18:03:27 2008 |
You can attempt to dispute it with the credit .. |
| Posted: Fri Jan 18 9:03:44 2008 |
Obama is a Christian, not that it should .. |
| Posted: Fri Jan 18 8:37:10 2008 |
In practice, there are often many similarities .. |
| Posted: Fri Jan 18 8:32:30 2008 |
It is not seven years from date of payment...it .. |
| Posted: Fri Jan 18 8:25:00 2008 |
Normal, is what those in power declare it to .. |
| Posted: Fri Jan 18 8:19:43 2008 |
I presume, when you pay it off. A charge off .. |
| Posted: Fri Jan 18 8:12:58 2008 |
Judgments expire after a set amount of .. |
| Posted: Fri Jan 18 7:52:46 2008 |
I would imagine that having the judgment vacated .. |
| Posted: Fri Jan 18 7:51:25 2008 |
It starts with ideology. The cut and dry .. |
| Posted: Mon Jan 14 9:04:02 2008 |
Wow...I am a .. |
| Posted: Mon Jan 14 8:48:01 2008 |
Neither will abortion* or illegal .. |
| Posted: Thu Jan 10 2:15:19 2008 |
Oh...the other thing; you have to pay to execute .. |
| Posted: Wed Jan 9 1:38:33 2008 |
I used new credit cards to help eliminate my .. |
| Posted: Wed Jan 9 1:25:27 2008 |
Are criminal charges a possibility
My .. |
| Posted: Wed Jan 9 1:22:39 2008 |
You are bound to the same reality that other .. |
| Posted: Sat Jan 5 23:28:34 2008 |
Ever notice that C_ialis real name begins with .. |
| Posted: Fri Jan 4 3:44:35 2008 |
LULZ!!!! .. |
| Posted: Thu Jan 3 18:20:33 2008 |
There are a handful of sites I share, such as the .. |
| Posted: Thu Jan 3 18:16:57 2008 |
If OP sued for breech of the settlement .. |
| Posted: Thu Jan 3 4:08:05 2008 |
How young is too young to check your credit? .. |
| Posted: Thu Jan 3 3:07:40 2008 |
Laura, OP did not make all of the settlement .. |
| Posted: Wed Jan 2 21:36:08 2008 |
How old is this .. |
| Posted: Wed Jan 2 1:18:47 2008 |
I would've yoinked the 7-11/Mountain Dew/Halo 3 .. |
| Posted: Tue Jan 1 16:55:52 2008 |
Moved...use the Pub forum for posts not related .. |
| Posted: Tue Jan 1 16:52:24 2008 |
Do go on. .. |
| Posted: Sun Dec 30 22:18:51 2007 |
I would dispute it. If the debt is beyond the .. |
| Posted: Thu Dec 27 23:23:09 2007 |
Garnish your wages in NC (or TX or SC) What a .. |
| Posted: Thu Dec 27 2:32:42 2007 |
To the best of my knowledge, there is no .. |
| Posted: Wed Dec 26 22:25:43 2007 |
TWN,
the CapOne entry can remain for 7 years .. |
| Posted: Thu Dec 20 20:34:46 2007 |
Clarification:
There are two different .. |
| Posted: Thu Dec 20 20:28:22 2007 |
Laura, you are partially correct and .. |
| Posted: Thu Dec 20 20:16:45 2007 |
Shawna,
the amount on the judgment is so high .. |
| Posted: Tue Dec 18 1:13:07 2007 |
If the removal of a satisfied judgment will raise .. |
| Posted: Tue Dec 18 1:09:51 2007 |
Five years, but it can be .. |
| Posted: Sat Dec 15 15:08:06 2007 |
Famous Quotes .. |
| Posted: Fri Dec 7 23:22:38 2007 |
In the "Welcome " box to the right of .. |
| Posted: Fri Nov 30 13:09:15 2007 |
Perspective: It is a marketing campaign .. |
| Posted: Fri Nov 30 13:06:11 2007 |
You will probably need to sue your ex. I think I .. |
| Posted: Fri Nov 30 12:59:24 2007 |
Don't care much for venison, but elk makes a damn .. |
| Posted: Fri Nov 30 12:57:59 2007 |
Spam, TOS vio, whatever...mere .. |
| Posted: Mon Nov 26 6:00:03 2007 |
PA SOL is likely 4 years, and I think that is .. |
| Posted: Wed Nov 21 7:14:39 2007 |
Writing...are you referring to grammar, or .. |
| Posted: Wed Nov 21 7:05:54 2007 |
$600,000,000,000 (est) = amount of money .. |
| Posted: Sun Nov 18 5:58:55 2007 |
Honestly, I wouldn't bother (seems you know .. |
| Posted: Sun Nov 18 5:46:55 2007 |
I do surveys at epoll. Slow, but I got a $20 .. |
| Posted: Sun Nov 18 5:39:51 2007 |
Sandwich.
Bread
Mayo
Turkey--warm .. |
| Posted: Sun Nov 11 22:36:17 2007 |
Interesting.
LA county issues welfare and .. |
| Posted: Sun Nov 11 22:25:23 2007 |
Interesting, CG.
I have a BB card (issued .. |
| Posted: Sun Nov 11 22:19:04 2007 |
Large family = gift exchange
Maybe one year, .. |
| Posted: Mon Nov 5 20:39:40 2007 |
The account should be updated to reflect paid. .. |
| Posted: Mon Nov 5 18:37:02 2007 |
I used annualcreditreport.com and I pulled my .. |
| Posted: Mon Nov 5 18:33:38 2007 |
Positives will stay for many years.
Old, closed .. |
| Posted: Mon Nov 5 18:30:48 2007 |
Yes. .. |
| Posted: Fri Nov 2 6:22:27 2007 |
Negative remarks will remain for 7 years beyond .. |
| Posted: Fri Nov 2 6:16:57 2007 |
Let's use CashCall as an example. If they report .. |
| Posted: Fri Nov 2 6:14:56 2007 |
No, it's the type of account itself; the type of .. |
| Posted: Thu Nov 1 1:50:53 2007 |
If it .. |
| Posted: Wed Oct 31 16:09:27 2007 |
Closing the account would slightly drop your .. |
| Posted: Tue Oct 30 18:37:50 2007 |
Length of time on CR is determined by what type .. |
| Posted: Tue Oct 30 7:29:54 2007 |
I have a paid in full/closed account that I want .. |
| Posted: Tue Oct 30 7:26:59 2007 |
I don't think OP filed BK. The debt is just old, .. |
| Posted: Tue Oct 30 2:30:04 2007 |
Amex has a long memory. To my knowledge, if you .. |
| Posted: Tue Oct 30 2:24:48 2007 |
I don't understand your .. |
| Posted: Mon Oct 29 9:06:33 2007 |
Woot!
Just pulled a myfico: EX score at .. |
| Posted: Sat Oct 27 17:44:23 2007 |
Going forward, spam posts will be deleted in .. |
| Posted: Sat Oct 27 17:38:28 2007 |
David, read the through the prior posts in this .. |
| Posted: Fri Oct 26 5:19:37 2007 |
Just to clarify, a negative report can be dropped .. |
| Posted: Fri Oct 26 5:17:46 2007 |
Yes, but I thought FICO was ignoring AU's .. |
| Posted: Tue Oct 23 9:03:43 2007 |
I haven't had one in 5+ years. But I have a .. |
| Posted: Tue Oct 23 2:38:54 2007 |
Contact the court clerk in each courthouse; they .. |
| Posted: Tue Oct 23 2:22:20 2007 |
It's flu season, already
Better go get my .. |
| Posted: Sun Oct 21 22:47:40 2007 |
To the best of my knowledge, personal inquiries .. |
| Posted: Thu Oct 18 19:15:50 2007 |
Lots of spam on the boards today.
I hope that .. |
| Posted: Tue Oct 16 23:16:37 2007 |
Of course they can; you owe the money...being .. |
| Posted: Tue Oct 16 23:10:19 2007 |
1-866-875-5488
I found this number on a couple .. |
| Posted: Mon Oct 15 9:33:15 2007 |
A cease and desist letter should suffice; dispute .. |
| Posted: Thu Oct 11 21:42:02 2007 |
1) Leave these open. They help your score by .. |
| Posted: Thu Oct 11 21:35:40 2007 |
We are a forum that discusses credit reports and .. |
| Posted: Thu Oct 11 21:34:10 2007 |
Lan, there is contact info on the first page of .. |
| Posted: Wed Oct 10 9:04:37 2007 |
Carrying too high of a balance.
Too many .. |
| Posted: Tue Oct 9 19:03:50 2007 |
Did you pay by credit card If so, you might have .. |
| Posted: Mon Oct 8 19:03:55 2007 |
FIA CSNA .. |
| Posted: Mon Oct 8 19:01:48 2007 |
People come together to fund loans (for example, .. |
| Posted: Mon Oct 8 0:32:17 2007 |
brada, you are welcome. If you are unable to get .. |
| Posted: Sat Oct 6 21:25:20 2007 |
Maybe a prosper loan if your credit score is .. |
| Posted: Sat Oct 6 10:43:53 2007 |
Removed .. |
| Posted: Sat Oct 6 5:02:33 2007 |
PALISADES COLLECTION in credit report .. |
| Posted: Thu Oct 4 19:21:22 2007 |
read through this .. |
| Posted: Thu Oct 4 19:20:58 2007 |
read through this .. |
| Posted: Thu Oct 4 19:17:47 2007 |
I believe this is an AT&T account (possibly .. |
| Posted: Tue Oct 2 17:38:17 2007 |
Just a wild guess...but since they do electrical .. |
| Posted: Tue Oct 2 4:04:34 2007 |
Money is taken out of your paycheck (pre-tax, I .. |
| Posted: Sun Sep 30 23:01:28 2007 |
Do you mean "the time limit a creditor has .. |
| Posted: Sun Sep 30 22:56:03 2007 |
This sounds legit to me.
You are the same .. |
| Posted: Sat Sep 29 20:04:04 2007 |
I know...but I got hooked and I don't to make it .. |
| Posted: Fri Sep 28 19:01:18 2007 |
It depends on your tax bracket...but as I .. |
| Posted: Thu Sep 27 0:23:08 2007 |
I know that GEMB is GE Money Bank...PPBYCR might .. |
| Posted: Thu Sep 27 0:20:10 2007 |
I would post your question in the debt forums .. |
| Posted: Wed Sep 26 3:38:06 2007 |
1) 1-888-5-OPT-OUT
2) donotcall.gov
3) do .. |
| Posted: Wed Sep 26 3:19:56 2007 |
Soldiers are not paid very well. It's rather .. |
| Posted: Wed Sep 26 3:17:40 2007 |
Is it hurting your score or costing you .. |
| Posted: Wed Sep 26 3:15:51 2007 |
"I am faaaaaaaaaar away from .. |
| Posted: Mon Sep 24 19:40:54 2007 |
Follow through with your PD. You might consider .. |
| Posted: Mon Sep 24 4:19:20 2007 |
1-Click the debt forums link above
2-Register on .. |
| Posted: Mon Sep 24 4:15:58 2007 |
You can't...a 401k is an employer sponsered .. |
| Posted: Mon Sep 24 4:04:58 2007 |
The breakfast of champions (caffeine and .. |
| Posted: Fri Sep 21 21:47:33 2007 |
That would be a collection .. |
| Posted: Tue Sep 18 13:54:06 2007 |
Sounds like a scam to me...legit places don't ask .. |
| Posted: Mon Sep 17 18:15:36 2007 |
Please visit the PDL section in the debt forums .. |
| Posted: Mon Sep 17 16:13:12 2007 |
Why is "FIA CSNA" inquiring my credit report? .. |
| Posted: Mon Sep 17 16:11:07 2007 |
Visit the debt forums (link at top of this .. |
| Posted: Sat Sep 15 20:26:58 2007 |
I hope that in the future, you will be able to .. |
| Posted: Fri Sep 14 16:45:29 2007 |
Like I said in my first post, demand validation .. |
| Posted: Fri Sep 14 10:06:35 2007 |
If they ask for money before giving you a loan, .. |
| Posted: Fri Sep 14 10:05:50 2007 |
I am leary of anyone that wants money in order to .. |
| Posted: Fri Sep 14 10:04:24 2007 |
Garnished wages for a unpaid cc? .. |
| Posted: Fri Sep 14 3:37:24 2007 |
Neither are going to help you get a good rate on .. |
| Posted: Fri Sep 14 1:12:47 2007 |
More like:
You have a good account.
You add .. |
| Posted: Thu Sep 13 23:30:17 2007 |
You need to look somewhere else. We discuss .. |
| Posted: Thu Sep 13 23:09:45 2007 |
No. SOL does not restart upon sale of a .. |
| Posted: Thu Sep 13 22:59:33 2007 |
Not quite...the person does not actually get a .. |
| Posted: Thu Sep 13 19:34:18 2007 |
Absolutely. Time itself does not erase a .. |
| Posted: Thu Sep 13 3:47:32 2007 |
Demand validation from the collector.
When was .. |
| Posted: Thu Sep 13 3:41:09 2007 |
Try a credit union, too.
Be prepared, unsecured .. |
| Posted: Wed Sep 12 20:44:25 2007 |
I think only the "authorized user" .. |
| Posted: Mon Sep 10 19:34:52 2007 |
When was your tax due
When did you leave for .. |
| Posted: Mon Sep 10 19:00:00 2007 |
You can place an active duty alert in your credit .. |
| Posted: Sat Sep 8 11:17:48 2007 |
For PDL laws, I would refer you to the debt .. |
| Posted: Mon Sep 3 2:25:03 2007 |
Also pleased to hear that it sounds as though .. |
| Posted: Mon Sep 3 2:21:50 2007 |
There is only one FICO...
The catch is that .. |
| Posted: Sat Sep 1 12:05:26 2007 |
ls, assuming you have your avatar stored on your .. |
| Posted: Sat Sep 1 4:14:49 2007 |
Now that is fantastic news! I am very happy to .. |
| Posted: Fri Aug 31 7:01:49 2007 |
Daily pull service would be a subscription to a .. |
| Posted: Thu Aug 30 19:24:53 2007 |
Hey cajun, glad to see you .. |
| Posted: Thu Aug 30 19:24:01 2007 |
That's great news! Given the rates that CC .. |
| Posted: Thu Aug 30 19:21:30 2007 |
You are still liable for the undisputed .. |
| Posted: Thu Aug 30 5:36:42 2007 |
If a portion of a debt is in dispute, you are .. |
| Posted: Thu Aug 30 5:30:24 2007 |
If CC didn't own the account, then whatever .. |
| Posted: Tue Aug 28 22:27:18 2007 |
Sorry, I don't remember what the other two look .. |
| Posted: Tue Aug 28 17:11:36 2007 |
Best I know, there's no way to filter the ads .. |
| Posted: Mon Aug 27 22:34:40 2007 |
I emailed site admin for .. |
| Posted: Mon Aug 27 17:32:42 2007 |
I am sure they have a work around for that, and .. |
| Posted: Mon Aug 27 17:29:46 2007 |
sd, not every PDL is illegal, but OP is likely .. |
| Posted: Mon Aug 27 17:26:07 2007 |
That's great!
In Jan, the last of my .. |
| Posted: Mon Aug 27 17:24:56 2007 |
It's always better to do things in writing. Lots .. |
| Posted: Mon Aug 27 17:23:38 2007 |
If you're referring to when a negative item will .. |
| Posted: Mon Aug 27 17:19:30 2007 |
A FICO score comes from the Fair Issac .. |
| Posted: Mon Aug 27 17:15:14 2007 |
sd, OP posted this almost a year ago. It isn't .. |
| Posted: Mon Aug 27 17:13:13 2007 |
Start with validation. If they can't prove you .. |
| Posted: Sun Aug 26 14:45:41 2007 |
Not opening them can also help. Mark as junk and .. |
| Posted: Sun Aug 26 14:44:58 2007 |
Provided that each CA is in compliance with .. |
| Posted: Sun Aug 26 4:22:02 2007 |
to get the PIF letter, although you can request .. |
| Posted: Sun Aug 26 0:13:19 2007 |
Yes, there is a difference.
Settlement by .. |
| Posted: Sun Aug 26 0:09:37 2007 |
Yes it does, but like all things, it passes. As .. |
| Posted: Sun Aug 26 0:05:54 2007 |
You can settle a judgment. Make sure that 1) you .. |
| Posted: Sat Aug 25 19:38:30 2007 |
Since the SOL is that long, it may be a good idea .. |
| Posted: Sat Aug 25 19:09:39 2007 |
Yes, it is permissible to name a collection .. |
| Posted: Sat Aug 25 18:56:22 2007 |
Emails, use a filter-they aren't foolproof, but .. |
| Posted: Sat Aug 25 18:47:35 2007 |
I think you're thinking of a chap. 13--which is .. |
| Posted: Sat Aug 25 18:27:59 2007 |
Paying can reset the SOL date for a lawsuit, but .. |
| Posted: Fri Aug 24 23:43:25 2007 |
I don't think the BBB has any real .. |
| Posted: Fri Aug 24 23:34:40 2007 |
How do I contact MCYDSNB? .. |
| Posted: Fri Aug 24 23:34:29 2007 |
If settlement is the way you want to go, you can .. |
| Posted: Fri Aug 24 23:31:33 2007 |
Are you referring to spam, pop ups, or adsense .. |
| Posted: Fri Aug 24 23:27:33 2007 |
If you've filed a chap. 7, then I don't think .. |
| Posted: Wed Aug 22 11:50:14 2007 |
Secured cards are easier to .. |
| Posted: Wed Aug 22 11:46:07 2007 |
Shawn, every courthouse is different, but if you .. |
| Posted: Wed Aug 22 11:42:14 2007 |
Unfortunately, they are backed by a bank and the .. |
| Posted: Wed Aug 22 11:37:35 2007 |
Many contracts you sign with a creditor expressly .. |
| Posted: Wed Aug 22 3:10:24 2007 |
Legal storefront operations could report. You .. |
| Posted: Wed Aug 22 3:08:34 2007 |
Marketing inquiries are not factored into your .. |
| Posted: Tue Aug 21 18:00:05 2007 |
The bankrate website can also be of some .. |
| Posted: Tue Aug 21 17:54:24 2007 |
Not sure about this, but since you're in the .. |
| Posted: Tue Aug 21 17:50:21 2007 |
Right. Each hard inquiry will drop your score .. |
| Posted: Mon Aug 20 15:17:24 2007 |
Wamu informs you whenever your score fluctuates .. |
| Posted: Mon Aug 20 6:36:29 2007 |
I believe you can revoke their right to hit your .. |
| Posted: Mon Aug 20 6:31:32 2007 |
I agree. I've purchased my score but once, and .. |
| Posted: Mon Aug 20 6:29:34 2007 |
3 numbers...even better .. |
| Posted: Sun Aug 19 13:34:57 2007 |
Jorge,
1) if you choose to post here again, .. |
| Posted: Sun Aug 19 4:23:08 2007 |
USA Benefits...this scam is a couple of years .. |
| Posted: Sat Aug 18 7:07:48 2007 |
Perhaps you can start by filing a complaint with .. |
| Posted: Sat Aug 18 7:02:57 2007 |
Uhhh
Without knowing who did it, how could .. |
| Posted: Fri Aug 17 23:10:21 2007 |
In the end, all they want is money...I wouldn't .. |
| Posted: Fri Aug 17 17:35:21 2007 |
While I could be wrong, LVNV is a collection .. |
| Posted: Fri Aug 17 11:33:43 2007 |
RS stands for retail services (they do credit for .. |
| Posted: Fri Aug 17 2:35:46 2007 |
Regrettably, CashCall is NOT a PDL. The loans .. |
| Posted: Fri Aug 17 2:25:11 2007 |
Just speaking generally...
Know your stuff and .. |
| Posted: Thu Aug 16 2:09:22 2007 |
The 1099-C is filed for the current year. Your .. |
| Posted: Wed Aug 15 9:36:35 2007 |
You can attempt to dispute, but it is not a .. |
| Posted: Wed Aug 15 9:32:05 2007 |
Are these government loans, or private
If .. |
| Posted: Mon Aug 13 21:01:32 2007 |
Your score should not drop as a result of .. |
| Posted: Mon Aug 13 20:58:12 2007 |
SOL = Statute of Limitations
This means the .. |
| Posted: Mon Aug 13 17:41:02 2007 |
Wow! Very informative post--Thanks .. |
| Posted: Sat Aug 11 18:42:46 2007 |
There is pretty much nothing they can do for you, .. |
| Posted: Sat Aug 11 18:40:22 2007 |
You can get your credit score from myfico.com. .. |
| Posted: Fri Aug 10 8:01:52 2007 |
Regarding SOL...
what type of debt is it
what .. |
| Posted: Wed Aug 8 1:44:48 2007 |
When I used it, I was given the option to have .. |
| Posted: Sun Aug 5 8:26:08 2007 |
Validation is demanded from whatever collection .. |
| Posted: Sat Aug 4 20:14:00 2007 |
www.annualcreditreport.com gets you one free .. |
| Posted: Sat Aug 4 20:10:23 2007 |
I am having a hard time understanding the nature .. |
| Posted: Thu Aug 2 17:58:14 2007 |
For YOUR sake, you need to make sure they get .. |
| Posted: Thu Jul 26 2:53:02 2007 |
Melissa, epc seems to be related to payday loans. .. |
| Posted: Thu Jul 26 2:46:44 2007 |
You can also try consolidation. It is a process .. |
| Posted: Thu Jul 26 2:42:47 2007 |
The debt cons. that Tom mentions is actually .. |
| Posted: Wed Jul 25 17:30:41 2007 |
I understand debt consolidation to have a .. |
| Posted: Sat Jul 21 21:37:11 2007 |
The debt forums have numerous posts about .. |
| Posted: Sat Jul 21 21:37:02 2007 |
2. I imagine that now you'd qualify for an .. |
| Posted: Thu Jul 12 19:04:34 2007 |
I think they are collection agencies. If so, you .. |
| Posted: Thu Jul 12 18:59:53 2007 |
You might start by disputing the transactions .. |
| Posted: Wed Jul 11 8:29:10 2007 |
If you mean secret cash card, I think it's an .. |
| Posted: Wed Jul 11 8:24:58 2007 |
Make sure you file a complaint with your state's .. |
| Posted: Thu Jul 5 21:28:05 2007 |
Is it a positive or negative entry
Negative .. |
| Posted: Thu Jul 5 9:01:15 2007 |
Is there a pre-payment penalty built into the .. |
| Posted: Tue Jul 3 19:42:51 2007 |
I have heard that the credit bureaus are taking a .. |
| Posted: Tue Jul 3 19:37:17 2007 |
Check the debt forums link above...there are .. |
| Posted: Fri Jun 29 17:13:27 2007 |
If it posts as a hard inquiry, then it will cost .. |
| Posted: Thu Jun 28 18:31:51 2007 |
I don't believe they have a choice. While any .. |
| Posted: Wed Jun 27 20:21:48 2007 |
I googled them, and it seems as though they are .. |
| Posted: Wed Jun 27 3:16:53 2007 |
I know this is an old thread...but I wanted .. |
| Posted: Tue Jun 26 0:55:36 2007 |
I would start by disputing the account with the .. |
| Posted: Tue Jun 26 0:51:04 2007 |
When did you default on the .. |
| Posted: Tue Jun 26 0:47:10 2007 |
Locking this .. |
| Posted: Mon Jun 25 3:27:35 2007 |
That's the general premise. You can be sued .. |
| Posted: Mon Jun 25 3:24:49 2007 |
File a complaint with your state's attorney .. |
| Posted: Sun Jun 24 4:18:13 2007 |
I think she needs to file a police report for ID .. |
| Posted: Sun Jun 24 4:10:38 2007 |
This might be of help, .. |
| Posted: Sun Jun 24 3:55:44 2007 |
If they are trying to collect a debt from you, .. |
| Posted: Sun Jun 24 3:52:06 2007 |
I believe that within 5 days of first contacting .. |
| Posted: Sun Jun 24 3:47:28 2007 |
Sounds like you have a new loan.
Your payment .. |
| Posted: Thu Jun 21 3:23:43 2007 |
Only thing I could suggest would be a goodwill .. |
| Posted: Thu Jun 21 3:21:14 2007 |
Sorry...cannot provide you with help regarding .. |
| Posted: Thu Jun 21 3:20:15 2007 |
naca.net...look for an attorney there, and/or .. |
| Posted: Thu Jun 7 5:46:01 2007 |
No, not always. Inactivity may cause some to .. |
| Posted: Wed Jun 6 23:08:26 2007 |
That is .. |
| Posted: Tue Jun 5 6:27:26 2007 |
Glad that you've had a good experience, guest. .. |
| Posted: Mon Jun 4 20:38:49 2007 |
Seriously .. |
| Posted: Mon Jun 4 18:29:13 2007 |
Absolutely. Get them to agree to it, and get it .. |
| Posted: Mon Jun 4 1:46:28 2007 |
"What about telling
the CA I'm disputing .. |
| Posted: Sat Jun 2 19:02:33 2007 |
Samgram, who are you trying to reach Money may .. |
| Posted: Sat Jun 2 0:00:20 2007 |
Just a guess, but could it be Pioneer Military .. |
| Posted: Fri Jun 1 23:53:09 2007 |
You do not have protection from 3rd party .. |
| Posted: Fri Jun 1 23:39:46 2007 |
Contact a credit counselor, or try to begin .. |
| Posted: Thu May 31 21:18:06 2007 |
IMO, it is still part of a debt load, so even .. |
| Posted: Wed May 30 20:34:41 2007 |
To .. |
| Posted: Wed May 30 20:19:40 2007 |
Call the above number. If that does not rectify .. |
| Posted: Wed May 30 14:46:33 2007 |
I would imagine posting on a consistent basis, .. |
| Posted: Tue May 29 21:43:07 2007 |
You be able to seek help by consolidation. I .. |
| Posted: Sun May 27 3:43:58 2007 |
If the entry is an error, then dispute the entry .. |
| Posted: Fri May 25 6:22:17 2007 |
Pretty sure it's a collection agency (but I don't .. |
| Posted: Thu May 24 16:52:57 2007 |
Just a guess here, probably pretty close to being .. |
| Posted: Wed May 23 22:24:54 2007 |
IMO, what they are telling you does sound pretty .. |
| Posted: Wed May 23 19:46:25 2007 |
Since this site has nothing to do with a .. |
| Posted: Wed May 23 8:09:14 2007 |
Dispute with the each of the CRAs. They will .. |
| Posted: Tue May 22 17:18:44 2007 |
I have not. I would encourage you to check with .. |
| Posted: Sun May 20 10:16:15 2007 |
DV No. You know it's valid, and still with the .. |
| Posted: Wed May 16 16:33:36 2007 |
Use the "free signup," not the .. |
| Posted: Wed May 16 12:22:22 2007 |
Assuming that BofA still owns the account, .. |
| Posted: Wed May 16 10:34:38 2007 |
I can't tell you for certain what to do, but .. |
| Posted: Tue May 15 12:50:47 2007 |
If memory serves correct...Hanna & Ass. love .. |
| Posted: Tue May 15 11:45:55 2007 |
Also, send debt validation letters to AI (or any .. |
| Posted: Tue May 15 11:35:02 2007 |
Are you filing chap. 7 or chap 13
I'm pretty .. |
| Posted: Tue May 15 11:25:39 2007 |
I'm thinking those are all Wells Fargo accounts. .. |
| Posted: Tue May 15 11:22:23 2007 |
You can file a complaint with your attorney .. |
| Posted: Sat May 12 13:50:25 2007 |
What type of debt is it
What state was the debt .. |
| Posted: Fri May 11 8:43:31 2007 |
1 point = 1 cent...5000 points = $50.00.
This .. |
| Posted: Thu May 10 19:04:33 2007 |
Welcome Sheila!
This forum discusses credit .. |
| Posted: Thu May 10 15:48:25 2007 |
You will need to contact the creditor to obtain .. |
| Posted: Wed May 9 14:59:06 2007 |
Put it in writing. Mail your dispute to Equifax. .. |
| Posted: Wed May 9 3:05:48 2007 |
Marrei, visit the debt forums link at the top of .. |
| Posted: Mon May 7 12:25:47 2007 |
Macy's credit services phone number is .. |
| Posted: Tue May 1 13:28:18 2007 |
Charles, did you get a paid in full letter If .. |
| Posted: Tue May 1 11:47:51 2007 |
They're a collection agency. I have no personal .. |
| Posted: Fri Apr 27 20:36:50 2007 |
Martha, read through the link that Richard .. |
| Posted: Fri Apr 27 19:43:30 2007 |
Yes, they can. You are not obligated to do so, .. |
| Posted: Fri Apr 27 19:41:38 2007 |
National Enterprise .. |
| Posted: Fri Apr 27 19:40:27 2007 |
Maria, when was the last date of activity on your .. |
| Posted: Fri Apr 27 6:20:03 2007 |
Macy's credit services phone number is .. |
| Posted: Fri Apr 27 6:13:53 2007 |
A charge off is what occurs when your debt has .. |
| Posted: Sat Apr 21 18:14:41 2007 |
There is no one, conclusive answer to your .. |
| Posted: Sat Apr 21 4:13:55 2007 |
If you register on the Debt Forum link at the top .. |
| Posted: Sat Apr 21 1:52:06 2007 |
Send a letter via return receipt demanding .. |
| Posted: Sat Apr 21 1:47:17 2007 |
Some states have exemptions, although I'm not .. |
| Posted: Fri Apr 20 6:10:10 2007 |
Negative entries on your credit report should .. |
| Posted: Thu Apr 19 7:03:25 2007 |
I believe it is B of .. |
| Posted: Thu Apr 19 7:01:13 2007 |
Check with the court clerk to see if the creditor .. |
| Posted: Thu Apr 19 6:27:59 2007 |
Well, better that he is paying on it now, than .. |
| Posted: Thu Apr 19 6:25:21 2007 |
Answer the summons and show up to court, you .. |
| Posted: Thu Apr 19 4:07:41 2007 |
How would you know you've never dealt with .. |
| Posted: Wed Apr 18 19:11:27 2007 |
Carol, if it is an error, dispute with the credit .. |
| Posted: Tue Apr 17 16:51:41 2007 |
Well, it a lien on your condo means that if you .. |
| Posted: Tue Apr 17 16:44:07 2007 |
There's a lot of stuff on the .. |
| Posted: Tue Apr 17 11:07:12 2007 |
Last thing...I'd ask a moderator to remove your .. |
| Posted: Tue Apr 17 11:04:53 2007 |
jkh, everprivatecard is NOT on the same website. .. |
| Posted: Tue Apr 17 9:19:10 2007 |
Duh...forgot the DV letter... .. |
| Posted: Tue Apr 17 9:15:35 2007 |
I wonder...if you could contact a customer .. |
| Posted: Tue Apr 17 9:08:28 2007 |
I'm not sure you can remove a judgement. I .. |
| Posted: Tue Apr 17 8:38:07 2007 |
Do you have a copy of the contract I thought .. |
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