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HomeNightStar's Page

About NightStar
JOINED:  9 March 2010
TOTAL POSTS:  142
Find all posts by NightStar
LOCATION:  Illinois
WEBSITE:  http://www.cardratings.com
BLOG: 
OCCUPATION:  Ex-Credit Bureau Employee
INTERESTS:  Credit Issues
PRIVATE MESSAGE:  Send private message
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Posts by NightStar
Posting date Subject
Posted: Sun Jul 11 10:38:32 2010 I didn't look back to see if I addressed ..
Posted: Sun Jul 11 10:26:28 2010 I tried using private message, but I guess I ..
Posted: Fri Jul 9 3:04:44 2010 You say a student loan collection company assured ..
Posted: Fri Jul 9 2:58:29 2010 Nothing you can really do when you know of ..
Posted: Tue Apr 27 2:57:02 2010 I would get a letter from the service showing ..
Posted: Sat Apr 17 4:46:26 2010 Sorry to hear that, I think it may be possible ..
Posted: Tue Apr 13 3:39:21 2010 Usually a pay for delete is not possible unless ..
Posted: Tue Apr 13 3:36:36 2010 I agree, that the closed account with the balance ..
Posted: Tue Apr 13 3:28:44 2010 Some secured cards report and some down, you need ..
Posted: Tue Apr 13 3:18:43 2010 If you are a sole proprietor, the creditor will ..
Posted: Tue Apr 13 3:10:58 2010 That is a hard one, they can accept a settlement, ..
Posted: Tue Apr 13 3:06:38 2010 I say if a person wants an online job, they have ..
Posted: Tue Apr 13 2:44:26 2010 Dismissed or not, you can't have the bankruptcy ..
Posted: Fri Apr 9 11:12:00 2010 They may still try to freeze your bank account to ..
Posted: Fri Apr 9 11:08:23 2010 A statute of limitations on Judgments is showing ..
Posted: Fri Apr 9 11:00:57 2010 I always say send to more than one direction, ..
Posted: Fri Apr 9 10:50:27 2010 You can only use the recording if one way taping ..
Posted: Fri Apr 9 10:42:52 2010 By all means PAY the judgment - ask the landlord ..
Posted: Fri Apr 9 10:36:36 2010 Have a very important question - was the student ..
Posted: Fri Apr 9 10:32:54 2010 I am not up on repos, but it is my understanding, ..
Posted: Fri Apr 9 10:20:06 2010 If an item was disputed and deleted off, it could ..
Posted: Fri Apr 9 10:16:38 2010 You can get one free credit report from each of ..
Posted: Fri Apr 9 10:12:04 2010 If you have late payments on accounts that are ..
Posted: Tue Apr 6 9:30:09 2010 Let me look, I just ordered a bunch of new ..
Posted: Mon Apr 5 1:19:12 2010 I know that disability is exempt from ..
Posted: Sun Apr 4 7:54:52 2010 what is happening is that I changed the due date ..
Posted: Sun Apr 4 7:46:35 2010 Yes, by all means get a lock box, and keep every ..
Posted: Sun Apr 4 7:41:09 2010 I don't know, I think this might call for ..
Posted: Sun Apr 4 5:16:22 2010 Any new collection agencies collecting and ..
Posted: Sun Apr 4 5:08:10 2010 What is your credit situation, have you accessed ..
Posted: Sun Apr 4 5:03:19 2010 1st question is how old was the account you ..
Posted: Sun Apr 4 4:52:46 2010 What exactly is wrong with the account reporting ..
Posted: Fri Apr 2 12:34:04 2010 I usually don't refer to my signature links, but ..
Posted: Thu Apr 1 10:19:32 2010 Opps, that was me that posted above, forgot to ..
Posted: Wed Mar 31 5:29:41 2010 http://www.justice.gov/ It took me a bit to ..
Posted: Tue Mar 30 11:05:37 2010 Recovering stolen credit card funds ..
Posted: Tue Mar 30 10:55:57 2010 I would recommend against applying for a joint ..
Posted: Mon Mar 29 8:10:30 2010 Mail correspondence to Equifax Equifax Credit ..
Posted: Mon Mar 29 6:29:06 2010 Bankruptcy ..
Posted: Mon Mar 29 6:25:04 2010 If you are sending correspondence to a credit ..
Posted: Fri Mar 26 10:01:11 2010 Welcome to the board, my name is Pammila, nice to ..
Posted: Fri Mar 26 9:58:43 2010 Contact your local city or county court house and ..
Posted: Fri Mar 26 9:56:37 2010 If it was within the recent few years, the score ..
Posted: Fri Mar 26 9:54:50 2010 If it has been 8 years it surely should of come ..
Posted: Fri Mar 26 9:49:05 2010 Recovering stolen credit card funds ..
Posted: Fri Mar 26 9:37:49 2010 You can ask the creditor to do an instant update, ..
Posted: Fri Mar 26 9:34:52 2010 You tell the bank that they need to rectify this ..
Posted: Wed Mar 24 9:28:11 2010 Huh, I didn't know that, I am from Illinois this ..
Posted: Wed Mar 24 1:23:28 2010 ar8294 Thanks you said that better than I ..
Posted: Tue Mar 23 10:29:06 2010 I know this is off subject to credit, but I think ..
Posted: Tue Mar 23 8:47:38 2010 Thanks for your added tip, I usually look at ..
Posted: Tue Mar 23 8:44:32 2010 Well there is the 3 main credit reporting ..
Posted: Tue Mar 23 8:37:39 2010 I found the person you were referring to, she ..
Posted: Tue Mar 23 8:31:26 2010 I have written a step by step post on this ..
Posted: Tue Mar 23 7:11:08 2010 I use to work for a credit bureau where the owner ..
Posted: Mon Mar 22 4:50:57 2010 Got this letter from Jesse White saying he could ..
Posted: Mon Mar 22 4:34:32 2010 I don't know about the individual states, but I ..
Posted: Sun Mar 21 11:14:49 2010 If he was just an authorized user on the ex-girl ..
Posted: Sun Mar 21 10:56:40 2010 Some lenders have the option to check all three ..
Posted: Sun Mar 21 10:50:19 2010 When you have a good amount of savings there are ..
Posted: Sun Mar 21 10:43:33 2010 This is going to be better than a repo, the ..
Posted: Sun Mar 21 10:33:50 2010 My mother had a similar situations, a credit card ..
Posted: Sun Mar 21 10:26:40 2010 Some states allow for 10 years, and after 10 ..
Posted: Sun Mar 21 10:17:50 2010 Does your wife know what court house the judgment ..
Posted: Sun Mar 21 10:13:46 2010 You say you have renters in the house now. Is ..
Posted: Sun Mar 21 2:18:37 2010 You need to stop the direct deposit from your new ..
Posted: Fri Mar 19 12:08:40 2010 The Secretary of State has unfairly increased ..
Posted: Wed Mar 17 9:27:37 2010 I like to dispute through the web site myself, ..
Posted: Wed Mar 17 9:04:26 2010 Ouch, that is some bad news, you summed it up ..
Posted: Wed Mar 17 7:40:14 2010 Someone reminded me on this subject tonight, so I ..
Posted: Wed Mar 17 2:42:55 2010 Credit Counseling does not affect the credit ..
Posted: Wed Mar 17 2:38:31 2010 Yeah I heard something about that on the news, ..
Posted: Tue Mar 16 9:54:20 2010 Opps, sorry I forgot to log in, that was me that ..
Posted: Tue Mar 16 8:33:11 2010 Thank you very much, them inquiries can be pesky, ..
Posted: Tue Mar 16 8:30:00 2010 I would really hate to see you hurt that great ..
Posted: Tue Mar 16 8:19:03 2010 Q1 Technically no, the reporting can not be ..
Posted: Tue Mar 16 8:09:00 2010 I always feel a little sad when consumers settle ..
Posted: Tue Mar 16 8:02:46 2010 You are so right, my rule is if you can't pay in ..
Posted: Tue Mar 16 7:40:02 2010 Spam? Report it here ..
Posted: Tue Mar 16 5:42:48 2010 Credit Monitoring credit reports can be a good ..
Posted: Mon Mar 15 9:06:15 2010 Yeah in this instance dealing with a contractor, ..
Posted: Mon Mar 15 7:49:25 2010 You know I have thought about that exact ..
Posted: Mon Mar 15 7:25:37 2010 Yeah, ID Theft, bad credit it is just terrible ..
Posted: Mon Mar 15 7:11:38 2010 That is a different story if you are dealing with ..
Posted: Mon Mar 15 7:02:13 2010 That is a very very good question, which ..
Posted: Mon Mar 15 6:57:43 2010 The key is to get the collection agency to ..
Posted: Mon Mar 15 6:47:16 2010 There are enough problems going through divorce ..
Posted: Mon Mar 15 6:37:47 2010 What state are you from Some states have ..
Posted: Mon Mar 15 6:34:02 2010 That was down right filthy, I had that happen ..
Posted: Sun Mar 14 3:07:49 2010 Consumers can get free reports a few different ..
Posted: Sun Mar 14 2:58:31 2010 Having worked for a credit bureau and extensive ..
Posted: Sun Mar 14 12:18:53 2010 The only time a debt can be picked up and ..
Posted: Sat Mar 13 9:50:03 2010 Yeah, I know it is a little late for this, but ..
Posted: Sat Mar 13 9:37:25 2010 I think there was an actual law passed, it should ..
Posted: Sat Mar 13 9:36:12 2010 If it is a negative account then it will expire ..
Posted: Sat Mar 13 11:15:14 2010 I tried to add a personal photo to my avatar but ..
Posted: Sat Mar 13 11:11:52 2010 My hobbies is always teaching credit online or ..
Posted: Sat Mar 13 10:56:13 2010 Ok I am not totally sure if this worked, I am the ..
Posted: Sat Mar 13 10:46:18 2010 Text "Haiti" to 9-0-9-9-9 for $10 ..
Posted: Fri Mar 12 5:20:08 2010 Don't remove old accounts with late listings that ..
Posted: Fri Mar 12 5:14:32 2010 You need to call the court house where the ..
Posted: Fri Mar 12 5:10:26 2010 I would say go for it, it never hurts to try. ..
Posted: Fri Mar 12 2:50:23 2010 Well to give you an idea - sometimes I post links ..
Posted: Thu Mar 11 1:00:55 2010 Credit Counseling site for consumers with major credit card ..
Posted: Thu Mar 11 12:39:51 2010 www.nfcc.org I was watching CNN this morning ..
Posted: Thu Mar 11 11:51:27 2010 Bank of America to discontinue automatic Over Draft Protecti ..
Posted: Thu Mar 11 10:59:15 2010 Sometimes new collection agencies pick up and ..
Posted: Thu Mar 11 9:07:54 2010 Ok I am trying to figure things out, can some ..
Posted: Thu Mar 11 8:20:55 2010 When settling debt, an agreement letter is so ..
Posted: Thu Mar 11 8:07:26 2010 I can say that goodwill does work, from personal ..
Posted: Thu Mar 11 7:54:32 2010 Huh I was not being condescending, I would never ..
Posted: Thu Mar 11 7:50:15 2010 I don't think sending letters is a bad deal, I ..
Posted: Thu Mar 11 1:13:48 2010 I get paid by other sites, but that is just a ..
Posted: Thu Mar 11 12:40:56 2010 If you have not paid the entire debt and just ..
Posted: Thu Mar 11 12:30:38 2010 What state are you from I have a list of ..
Posted: Wed Mar 10 6:18:30 2010 Car Repo. ..
Posted: Wed Mar 10 6:10:19 2010 You need to go to the court house have them look ..
Posted: Wed Mar 10 6:05:05 2010 Be careful of the chapter 13, it is hard with the ..
Posted: Wed Mar 10 6:02:25 2010 You need to call the court house ask them what ..
Posted: Wed Mar 10 5:50:14 2010 When dealing with ID Theft you need: A filed ..
Posted: Wed Mar 10 5:43:55 2010 This is not a good position to be in, I am ..
Posted: Wed Mar 10 4:25:57 2010 Consumers dealing with ID Theft need to take ..
Posted: Wed Mar 10 4:06:17 2010 I see you said no multiple links within one ..
Posted: Wed Mar 10 3:56:32 2010 FTC Dispute Referral ..
Posted: Wed Mar 10 3:35:44 2010 When you are late on a credit card account there ..
Posted: Wed Mar 10 3:30:34 2010 Hello, my name is Pammila I frequent several ..
Posted: Wed Mar 10 3:24:48 2010 One thing I did was when I was keeping a checking ..
Posted: Wed Mar 10 2:44:06 2010 Hello, welcome I am new here to, my name is ..
Posted: Wed Mar 10 2:40:48 2010 I see bankruptcy posts in this section and wanted ..
Posted: Wed Mar 10 2:25:40 2010 When you go to refinance, you need to pull all of ..
Posted: Wed Mar 10 2:21:24 2010 I have heard of people calling in ahead of time ..
Posted: Wed Mar 10 2:16:10 2010 I have an idea for an contact location - there is ..
Posted: Wed Mar 10 2:12:01 2010 I wanted to say if you deal with a CCCS company ..
Posted: Wed Mar 10 2:07:38 2010 Sometimes creditors are awful refusing to help ..
Posted: Wed Mar 10 1:54:00 2010 Ok, This may be doable if you approach this the ..
Posted: Wed Mar 10 1:33:42 2010 Ouch, business debt is different than personal ..
Posted: Wed Mar 10 1:27:23 2010 It is my understanding that just because they ..
Posted: Wed Mar 10 1:21:58 2010 If the school is willing to delete, make sure the ..
Posted: Tue Mar 9 8:09:52 2010 You can also try contacting a customer service ..
Posted: Tue Mar 9 7:52:59 2010 Hello, I am new to the forum, I have been on ..
Posted: Tue Mar 9 7:18:45 2010 Ok here is the run ..
Posted: Tue Mar 9 6:35:07 2010 A Consumer Guide to Handling Disputes with Your ..



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