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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1240
28942 Magic Points
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Thu Nov 26, 2009 11:29 am
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Hi Tina,
Thanks for the info. I was also looking for a debt relief company. I hope Relief LLC will help me as well.
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All the Best 
Justin |
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dmc
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Subject: payday loan our killing me
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Sat Dec 19, 2009 8:17 pm
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| the loans are cause my other bill get behind how do i get out of this |
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pdldummy
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Subject: debt reduction agreements.
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Wed Dec 30, 2009 8:04 pm
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| What does a person need to worry about if they decide to use a debt reduction program. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
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Wed Dec 30, 2009 9:02 pm
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some view it as damaging to your credit where others view it as a way to rescue some of your credit, it will depend on what all you put into the debt consolidation. My brother is doing it only with his credit cards, while keeping his mortgage and other finances separated.
So it all depends on what you plan on putting on the debt consolidation, are you planning on doing all your debt or just part of it? |
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PDLdummy
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Subject: Pay day loans
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Thu Dec 31, 2009 1:50 pm
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What I was inquiring about was PDL's. I have many PDL's. Sinking futher evey month. I have been talking with a ccmpany called
DDS- Destination Debt Solutions. They negatate a payoff and you make one monthy payment to them over 12 months Sounds too easy. There has to be a negetive impact. |
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ambr
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Subject: pay day loans
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Fri Jan 01, 2010 11:58 pm
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| omg..i am in 5 pay day loans and all of my money is going to the loans every week just so i can keep up with rent and car payment i make alot of money now.. but 2 years ago i didnt .. so i got into these loans .. thinking i could work my way out over time.. but no way...something always comes up.. i cant get out of them.. all at once... so that i can live my life normal again... can any one help me get out of these loans.. i have been juggling them for 2 years..how do i get out.. i feel like im drowning... help |
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ambr
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Subject: dept
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Sat Jan 02, 2010 12:08 am
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| how do i get a dept consolidation loan |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1240
28942 Magic Points
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Subject: debt consolidation loan
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Tue Feb 02, 2010 6:54 am
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Hi Ambr,
Debt consolidation is a way to pay off all the debts. It helps you to pay off debts more quickly, depending however on how much you really owe. You can get a debt consolidation loan by checking out different communities which offer debt consolidation loans. One such community is Debtconsolidationcare.com. You can check out the details from this site.
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All the Best
Justin |
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Lillie
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Wed Feb 10, 2010 11:17 am
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I have just mamanged to dig myself out of the payday loan hole! I made a website about it payday loan trap. synthasite. com if you want to take a look. It has some ideas for alternatives to payday loans and advice on paying them off. I have finally managed but it took 3 years and cost me 100s in interest and is only possible because of the help of a great friend who I will always be grateful to.
At the time payday loans seem like a lifeline but they trap you into a cycle of very high interest borrowing where you need to borrow more and more each month just to pay the interest! |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: reply
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Thu Feb 11, 2010 6:48 am
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Hi,
Payday loans are short term loans, that are used to pay off dues till a person gets money on his payday. However there are risks related to payday loans as Lillie has said. The greatest risk is that interests add up on these loans very quickly. Generally, the lenders ask for a payment just after the payday. However in some workplaces, paychecks come in late, therefore making it impossible for the borrower to pay the due amount on the stipulated date. As a result the interest adds up.
So it's better to check into the details of the payday loan before taking the loan, if there are any hidden costs, the day of payment etc.
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MrTBOBBY
Joined: 24 Feb 2010
MrTBOBBY's page
Posts: 1
21 Magic Points
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Wed Feb 24, 2010 10:42 pm
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| I wouldn't go into Paydays loans if I were you. These loans are like the black suit that Spider-man gets. You like it at first because you can pay your dues, but then when bills fall due, you realize that you were better off where you were. Go for long term personal loans that you can pay off steadily rather than suddenly have a huge payment to make. |
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mary wilson
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Subject: help with payday loans
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Sat Feb 27, 2010 3:29 pm
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| I had 4 payday loans for $1350 and they debited my bank acct til I was -$900. I hired a firm by the name of Debt Resolution advocates. They got me out of a jam. I wouldd highly recomend there services. |
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Charles Graham
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Subject: PAYDAY LOAN HELP!
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Tue Mar 02, 2010 5:40 pm
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| I can't handle the preasure! They call me everyday threatning me and I want them to just go away! |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: payday loan
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Wed Mar 03, 2010 9:15 am
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Hi Charles,
Rather than avoiding the calls, you should attend those and talk to them about your problem. Mention that, you are willing to pay the dues, but is unable to meet the expectations because you are presently facing a financial crisis. Request them to agree to a settlement. After a settlement, the outstanding debt amount gets lowered by 40-60%.
Hope this helps.
Regards,
Aaron
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GLORIAHOUS4
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Subject: I AM IN PAYDAY LOAN HELL!!!
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Wed Apr 21, 2010 9:42 pm
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I need to find a goog way to get out of this payday loan cycle. I started with PDLs and got more to pay off old PDLS and I am still struggling.
PLEASE HELP!! |
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