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Know your stuff about collection!

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3138



5338 Magic Points

 
Posted on Mon Dec 24, 2007 1:33 pm  

adamboxerusa,
Did you get these links before they were deleted by the moderator? I did not think that this was a violation of the terms of service, I interpretted that rule to be any new site like this one, the one I had posted was not. Until I get a clearer answer, if you did not get them let me know here and I will try and find them for you again and get them to you somehow.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Dadummy



Joined: 15 Nov 2007
Dadummy's page
Posts: 638



104 Magic Points

Subject: collectors at my door
 
Posted on Tue Jan 08, 2008 12:43 am  

when my first husband and i broke up he wrecked his truck, which was financed at a loan company. when the insurance check came in it was made out to the loan company my husband and me so i called and told them we were seperated and i was signing the check but they had to sign it too plus my ex. i told them to take what he owed them and they could give him the balance. well when he took it in they only took one payment out and gave him the rest back. well before he paid it off he got killed in an accident. guess what they came after me to recover the balance. they even called my place of work i finally had the secratary tell them that they are not permitted to call anyones place of work and that she was documenting it.that didnt stop them they called me at home several times a day and threatened me, until one day i got fed up and called them and let them have it good i informed them i told them when they got the insurance check they signed off that they were paid as far as i was concerned, and any futher calls would be harassment and i was informing them i was tapeing this call and any futher calls from them if they didnt stop i was hireing an attorney to file a lawsuit. guess what i got a couple letters after that and it was done no more harrassment.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3138



5338 Magic Points

 
Posted on Tue Jan 08, 2008 12:52 am  

Bill collectors can be viscous, they did not even care if he was dead, that is sad, they should have covered their rear ends with death insurance on the loan. Did you say the truck was totaled or just wrecked? It is their fault for not taking out what they should have. You did the right thing by telling them to go blow smoke.

Sorry to hear that you had to go through this, hopefully it has been a while ago and you are doing better these days, thank you for sharing the situation with us, I am sure someone will be able use this information to not make the same mistakes.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
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