I received a call from DRS and it was the typical credit scam call. I spoke with a few people, Rachel, Louis, and then Chelsea. I requested that they give me their company address or fax number so I can send a letter verifying my debt.
I got into a heated conversation and was hung up on.
What can I do?
How can I report them?
How can I make sure they leave me alone and that this is settled?
You should first identify whether you actually owe this amount to anybody. You can get free copies of your CR from all the 3 major CRAs. If you don't owe it, you may get it disputed. You may send a debt validation request through a certified mail (with a return receipt request). If they don't show up, then you can send a Cease and desist letter asking them to stop calling you any more. _________________ Keep in touch
Fri Nov 09, 2012 3:15 pm
they have just contacted me about my boyfriends account he supposidly owes from 2005 (its not 2012) from march when i called wells fargo who owen the debit they told me if it is not on his CR then not to worry about it, which it is not on his CR he has never had a credit card or a loan from anyone til a few years ago which we have payed off and all that its in my belief that these people are scam artist also looked up on ripoff.com (i think that it the site) and there is 10 articles of how they are trying to scam others!
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.