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luvnet217



Joined: 02 Feb 2009
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Posts: 12



543 Magic Points

Subject: online credit card
 
Posted on Tue Feb 03, 2009 2:47 am  

there also some credit card has free...by using the internet you can have a free credit card.what is your opinion about this?.
carol

carol

Joined: 27 Jun 2006
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Posts: 1362
Location: Los Angeles, California


29592 Magic Points

 
Posted on Tue Feb 03, 2009 7:22 am  

Yes, some credit card companies offer free credit cards with no annual fees only to low risk customers and so for availing such cards, you need to have a very good credit score. These cards are very attractive as you need to make payments only for the purchases you make and not towards any annual fees. The companies offer such cards just to make you use their cards as they can earn the more you use the cards.
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fireyone



Joined: 26 Feb 2008
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Posts: 4500



8812 Magic Points

 
Posted on Wed Feb 04, 2009 2:21 am  

Hi Luvnet, You can obtain a good credit card through the interenet but you really need to be doing your research first. If your credit is good try looking into several cards that offer lower interest rates and no annual fees. Be sure you are aware of any fine pront when doing your search. Some will offer zero percent interest but only for a limited time. If you make purchases and have not gotten them paid off by the end of the offer they can add back interest fees. As you see there is alot that goes inot looking for a good credit card. Hope you take your time and do your homework.
Justin

Justin

Joined: 17 Jul 2006
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28935 Magic Points

 
Posted on Wed Feb 04, 2009 7:22 am  

Yes, most of the credit card companies offer these cards for free and do not even charge any annual fees, but the cards vary in the interest rate charged by the granters. Moreover, the zero APR is most for balance transfer and that too for an introductory period of 6 to 12 months. You can avail these cards only if you have a very good credit score. So before going for such cards, read the instructions carefully and check whether the card suits you or not.
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1498



111 Magic Points

Subject: credit
 
Posted on Fri Feb 06, 2009 3:38 am  

DOC had told me about a Secured CC, called Applied CC. I don't have any CC's right now ( did have a 'bad credit' CC (Unsecured) , however, it just got to the point I couldn't pay all of the fess, % was going up on it, etc.). I looked into the Applied CC.........% is 9.9%, they report to the CB's and it's $200.00 to start. Seems like a pretty good deal to me. Almost ready to fill out the application, on line, and get it.
internet15



Joined: 16 Apr 2009
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Posts: 51



2439 Magic Points

 
Posted on Sat May 16, 2009 7:09 am  

In online credit card processing, the biggest issue at stake is security. At CCAvenue, we have ensured you have no worries on the online credit card processing front as you expand your operations in the online world. Listed here are key security measures of our online credit card processing service:
Handling your customers' sensitive data for more secure online credit card processing.
* CCAvenue adopts stringent security measures to ensure that critically sensitive information, such as your customer's personal information and their credit card details, are protected.
* Your customers' entire credit card Authorization is done using High End Secure Payment Gateways.
* Your customers enter all their personal information and credit card details on CCAvenue's secure server and the same is encrypted before it is transmitted over the Internet to the bank payment gateway.
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Firang



Joined: 28 Apr 2009
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Posts: 58



-25 Magic Points

 
Posted on Thu May 21, 2009 6:26 am  

online credit card are safe if one just use it through paypal or alertpay.Never share your credit card information to anyone other than paypal.and make payment through paypal only.This is the safest site On which millions of people believe.

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morish1



Joined: 10 Jun 2009
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Posts: 5



228 Magic Points

 
Posted on Wed Jun 17, 2009 10:47 am  

How Payment Processing Works
Before being able to accept credit card transactions and other forms of online payments, a merchant will need to set up a merchant account with a bank. A merchant account is the industry term for a business banking relationship whereby you and a bank have arranged to accept credit card payments (usually, a local bank can suffice for this kind of relationship). Setting up a merchant account usually involves the bank understanding your business and working with a third-party processor to arrange a mechanism for accepting payments. For more information on setting up merchant accounts, we recommend you take a look through the http://www.card-gallery.com to get you started in the right direction.



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